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Banking and Finance Dissertation Topics – Selected for Business Students

Published by Owen Ingram at January 2nd, 2023 , Revised On August 16, 2023

Looking for an interesting banking and finance research idea for your dissertation? Your search for the best finance and banking dissertation topics ends right here because, a t ResearchProspect, we help students choose the most authentic and relevant topic for their dissertation projects.

Bank taxes, financial management, financial trading, credit management, market analysis for private investors, economic research methods, the economics of money and banking, international trade and multinational business, the wellbeing of people and society, principles and practices of banking, management and cost accounting, governance and ethics in banking, investment banking, introductory econometrics, and capital investment management are among the many topics covered in banking and finance.

Without further ado, here is our selection of the besting banking and finance thesis topics and ideas.

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The following dissertation topics for banking will assist students in achieving the highest possible grades in their dissertation on banking finance:

List of Banking and Finance Dissertation Topics

  • A Comprehensive Analysis of the Economic Crisis as It Relates to Banking and Finance
  • A Critical Review of Standard Deviation in Business
  • The Political and Economic Risks Involving National Bank Transactions
  • A Study of Corporate Developments in European Countries Regarding Banking and Finance
  • Security Measures Implemented in Financial Institutions Around the World
  • Banking and Finance Approaches from Around the World
  • An in-depth study of the World Trade Organization’s role in banking and finance
  • A Study of the Relationship Between Corporate Strategy and Capital Structures
  • Contrasting global, multinational banks with regional businesses
  • Preventing Repetitive Economic Collapse in National and Global Finances
  • The Motivations for Becoming International Expats All Over the World
  • The Difference Between Islamic Banking and Other Religious Denominations in Banking and Financial Habits
  • How Can Small-Scale Industries Survive the Global Banking Demands?
  • A Study of the Economic Crisis’s Impact on Banking and Finance
  • The Impact of the International Stock Exchange on Domestic Bank Transactions
  • A 2025 Projected Report on World Trade and Banking Statistics
  • How Can We Address the Issue of the Government’s Financial Deficit in Banking?
  • A Comparison of Contemporary and Classic Business Models and Companies’ Banking and Financial Habits
  • Which of the following should be the principal area of money investment that has arrived at the bank in the form of deposits?
  • How to strike a balance between investing money in various plans to generate a profit and managing depositor trust
  • What are banks’ responsibilities to their depositors, and how may such liabilities be managed without jeopardising depositor trust?
  • How the new banking financing laws enacted by governments throughout the world are better protecting depositors’ rights?
  • What is the terminology related to banking finance, which oversees the investment of deposited funds as well as the banks’ responsibilities to depositors?
  • Explain the most recent developments in research related to the topic of banking finance
  • How research in the banking finance industry assists governments and banking authorities in properly managing their finances?
  • What is the most recent credit rating software that assists in determining the rewards and dangers of investing bank funds in the stock market? 
  • How banking finance assists the world’s top banks in managing consumer expectations and profit?
  • The negative impact of a manager’s poor management of a bank’s banking financing
  • Is it feasible to conduct a banking firm without the assistance of banking finance management?
  • What are the most significant aspects of banking financing that allow businesses to develop without constraints?

The importance of banking finance cannot be overstated. These are only a few of the most extensive subjects on which you may write a banking and finance dissertation. Remember that if you want to succeed in your studies, you must be able to offer reliable numbers and facts on the history and current state of banking and finance throughout the world. Otherwise, you will very certainly be unable to justify your study effectively. We hope you can take some inspiration and ideas from the above banking and finance dissertation topics .

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  • Consider ethical and global aspects.

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Home » Blog » Dissertation » Topics » Finance » Banking and Finance » Banking and Finance Dissertation Topics (28 Examples) For Research

thesis topics about banking

Banking and Finance Dissertation Topics (28 Examples) For Research

Mark May 26, 2020 Jun 5, 2020 Banking and Finance , Finance No Comments

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of banking and finance dissertation topics and project topics on banking and finance. You can also visit our site for corporate finance dissertation topics and other business […]

banking and finance dissertation topics

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of project topics on banking and finance.

Our team of writers can provide quality work on your selected banking and finance research topics. Once you select from the research topics on banking and finance, we will provide an outline, which can provide guidance on how the study should be carried out .

If you have come to this post after searching for corporate finance or finance topics, following are the seperate posts made on these topics.

  • Finance Research Topics
  • Corporate Finance Research Topics

Banking and finance dissertation topics

Role of micro-loans in the modern financial industry.

Online currencies like Bitcoin brought changes in the concept of fiat currencies.

Identifying the forces causing American retail banking centres to change.

Analysing the treatment of off-balance sheet activities.

Examining the role of internet banking in society.

Evaluating how the modern economy prevents a run on the banks from happening.

To find out whether the technology can replace the role of retail banking centre.

Relationship between housing loans and the 2008 recession.

Impact of foreign direct investment on the emerging economies.

Identifying the best capital structure for a retail bank.

To study the effect of mergers and acquisition on employee’s morale and performance in the case of banks.

Evaluating the credit management and issues of bad debts in commercial banks in the UAE.

To what extent the electronic banking has affected customer satisfaction.

Portfolio management and its impact on the profitability level of banks.

Impact of interest rate on loan repayment in microfinance banks.

An appraisal of operational problems facing micro-finance banks in delta state.

Studying the impact of risk management on the profitability of banks.

Evaluation of bank lending and credit management.

Role of automated teller machine on customer satisfaction and retention.

Examining the impact of bank consolidation on operational efficiency.

Competitive strategies and changes in the banking industry.

Development of rural banking in the case of developed countries.

The effect of electronic payment systems on the behaviour and satisfaction level of customers.

How does the organisational structure affect the commercial banks and their performance?

How can banks use ratio analysis as a bank lending tool?

Evaluating the relationship between e-banking and cybercrime.

Studying the importance of credit management in the banking industry.

Problems related to loan granting and recovery.

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Home » Blog » Dissertation » Topics » Finance » Banking and Finance » 99 Banking And Finance Dissertation Topics | Research Ideas

thesis topics about banking

99 Banking And Finance Dissertation Topics | Research Ideas

By Liam Oct 8, 2023 in Banking and Finance , Finance | No Comments

Are you a student embarking on the exciting journey of crafting your dissertation in the realm of finance, banking, or the financial services sector? Whether you’re an undergraduate, master’s, or doctoral candidate, the world of finance is rich with captivating research opportunities waiting to be explored. The business student can consider a wide variety of […]

dissertation topics in banking and finance

Are you a student embarking on the exciting journey of crafting your dissertation in the realm of finance, banking, or the financial services sector? Whether you’re an undergraduate, master’s, or doctoral candidate, the world of finance is rich with captivating research opportunities waiting to be explored. The business student can consider a wide variety of dissertation topics in Banking and Finance. Different academic requirements require different levels for finance project topics in banks.

As you embark on this scholarly adventure, we’re here to guide you through the labyrinth of potential dissertation topics that can propel your academic career forward. Within the dynamic field of banking and finance, there exists a myriad of intriguing subjects that delve into the intricate mechanisms of capital markets, financial institutions, investments, and economic policies. Join us as we delve into these areas and present you with a curated list of dissertation topics in Banking and Finance, offering a unique blend of contemporary issues, traditional practices, and innovative disruptions.

Let’s uncover the complexities of this financial landscape, explore the nuances of corporate finance, investment strategies, risk management, and so much more. The world of finance awaits, and we’re here to help you navigate it successfully.

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A list of dissertation topics in banking and finance:

The following is a compilation of the most interesting topics in banking and finance:

The impact of cryptocurrency adoption on traditional banking systems.

How sensitive is the impact of implied volatility in major global markets? An evaluation.

Assessing the relationship between bank capitalization and financial market performance.

A systematic review of loan performance in the Asian banking sector.

The influence of corporate governance on bank risk-taking behavior.

Timings for bank lending and impact on relationship formations- creating an understanding.

The effects of banking instability on the financial markets- evidence from across the globe.

An examination of Government backing and support in the African banking sector.

The novice investor and his consulting guides- a primary investigation.

Assessing the impact of financial market volatility on bank risk management strategies.

The impact of macroprudential policies on banking sector stability.

Evaluating the role of banks in supporting small and medium-sized enterprises (SMEs).

Analyzing the relationship between banking crises and sovereign debt defaults.

Analyzing the effects of bank mergers and acquisitions on shareholder value.

Investigating the role of cryptocurrency regulation in preventing financial crimes.

Post-COVID-19 challenges and innovations in bank stress testing.

Analyzing the impact of cross-border banking on financial contagion.

The impact of Basel III on global banking stability and risk management.

Analyzing the effects of credit default swaps (CDS) on financial market stability.

Evaluating the impact of interest rate fluctuations on consumer banking behavior.

Evaluating the role of bank capital buffers in mitigating credit risk.

Assessing the impact of monetary policy on bank lending to the real economy.

How relevant is customer satisfaction for established banking giants? An analysis.

Evaluating the relationship between bank liquidity and solvency during crises.

Evaluating the role of credit default swaps (CDS) in systemic risk propagation.

Investigating the role of credit risk transfer mechanisms in financial markets.

Investigating the role of gender diversity in corporate boards on bank performance.

Assessing the effectiveness of financial literacy programs in promoting responsible borrowing.

Post-COVID-19 challenges and innovations in mobile banking technology.

Comparison of equities within and across banks- a systematic review.

Assessing the impact of shadow banking on traditional banking activities.

Post-COVID-19 implications for digital payment adoption and security.

Banking structures, authority systems and financial outcomes- perspectives from the UK.

Analysis of relationship banking within the backdrop of distressed/ uninformed borrowers in the UK.

The role of central banks in ensuring financial stability: A comparative study.

Analyzing the role of cybersecurity in safeguarding digital banking services.

A review of ethical considerations in investment banking and asset management.

Bank lending policies and protocols in different political environments- review of international banks relative to area of operations.

A review of anti-money laundering (AML) regulations in international banking.

The impact of corporate social responsibility (CSR) on bank performance.

A review of financial innovation and its implications for banking services.

The significance of earnings management within the Nigerian banking industry- a review.

The role of behavioral economics in understanding consumer banking decisions.

The impact of credit risk modeling on bank lending decisions.

Considering the rules for investor protection in Europe and understanding the limitations and challenges.

The role of big data analytics in enhancing credit risk assessment.

A review to understand the issue of competition in banking in emerging markets- the case of Bangladesh.

A review of the regulatory framework for Islamic banking and finance.

Evaluating the effectiveness of stress testing in identifying vulnerabilities in banking systems.

Post-COVID-19 trends in sustainable finance and green banking.

A review of ethical considerations in banking and finance: Lessons from recent scandals.

Innovation in banking financial instruments- studying the drivers and players of the game in the UK.

A comparative review of service delivery in Islamic and conventional banking models.

Post-COVID-19 implications for banking stability and financial regulations.

Assessing the impact of bank lending on regional economic development.

Analyzing the impact of monetary policy on commercial bank profitability.

Investigating the effectiveness of credit rating agencies in predicting financial crises.

The impact of regulatory changes on the profitability of investment banks.

Post-COVID-19 challenges and innovations in retail banking strategies.

Assessing the role of credit default swaps (CDS) in systemic risk propagation.

Analyzing the role of fintech in reshaping traditional banking services: A review.

Investigating the effects of financial market integration on banking sector performance.

Press coverage, government agendas and financial gains- tracing a theoretical relationship.

Do volatility patterns create news or do news events create volatility patterns? An investigation.

The relationship between bank liquidity risk and deposit insurance schemes.

Evaluating the role of credit unions in promoting financial inclusion.

A review of the impact of Basel III on small and medium-sized banks.

Investigating the effects of banking sector consolidation on competition and financial stability.

Analyzing the relationship between bank size and systemic importance.

Mobile banking applications- a review of need, performance and satisfaction in the UK.

A review of the relationship between bank size and systemic importance.

Post-COVID-19 challenges and innovations in online banking platforms.

Creating a systematic understanding for the mechanism of stock market shock absorption within highly dynamic environments- the case of the UK.

Investigating the role of fintech startups in disrupting traditional banking.

A discussion on the determinants of bank stability in volatile political environments.

Assessing the impact of exchange rate volatility on international trade finance.

Analyzing the link between financial inclusion and economic development.

A review of risk management practices in international banking.

Investigating the effects of exchange rate movements on multinational corporations’ hedging strategies.

Investigating the effectiveness of stress testing in identifying vulnerabilities in banking systems.

Roles of Bank advisory committees in Islamic and conventional banks- an analysis.

There you go. Use the list of dissertation topics in banking and finance well and let us know if you have any comments or suggestions for our topics related blog posts for the future or looking to get help with dissertation writing , send us an email at [email protected] .

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Research Topics & Ideas: Finance

120+ Finance Research Topic Ideas To Fast-Track Your Project

If you’re just starting out exploring potential research topics for your finance-related dissertation, thesis or research project, you’ve come to the right place. In this post, we’ll help kickstart your research topic ideation process by providing a hearty list of finance-centric research topics and ideas.

PS – This is just the start…

We know it’s exciting to run through a list of research topics, but please keep in mind that this list is just a starting point . To develop a suitable education-related research topic, you’ll need to identify a clear and convincing research gap , and a viable plan of action to fill that gap.

If this sounds foreign to you, check out our free research topic webinar that explores how to find and refine a high-quality research topic, from scratch. Alternatively, if you’d like hands-on help, consider our 1-on-1 coaching service .

Overview: Finance Research Topics

  • Corporate finance topics
  • Investment banking topics
  • Private equity & VC
  • Asset management
  • Hedge funds
  • Financial planning & advisory
  • Quantitative finance
  • Treasury management
  • Financial technology (FinTech)
  • Commercial banking
  • International finance

Research topic idea mega list

Corporate Finance

These research topic ideas explore a breadth of issues ranging from the examination of capital structure to the exploration of financial strategies in mergers and acquisitions.

  • Evaluating the impact of capital structure on firm performance across different industries
  • Assessing the effectiveness of financial management practices in emerging markets
  • A comparative analysis of the cost of capital and financial structure in multinational corporations across different regulatory environments
  • Examining how integrating sustainability and CSR initiatives affect a corporation’s financial performance and brand reputation
  • Analysing how rigorous financial analysis informs strategic decisions and contributes to corporate growth
  • Examining the relationship between corporate governance structures and financial performance
  • A comparative analysis of financing strategies among mergers and acquisitions
  • Evaluating the importance of financial transparency and its impact on investor relations and trust
  • Investigating the role of financial flexibility in strategic investment decisions during economic downturns
  • Investigating how different dividend policies affect shareholder value and the firm’s financial performance

Investment Banking

The list below presents a series of research topics exploring the multifaceted dimensions of investment banking, with a particular focus on its evolution following the 2008 financial crisis.

  • Analysing the evolution and impact of regulatory frameworks in investment banking post-2008 financial crisis
  • Investigating the challenges and opportunities associated with cross-border M&As facilitated by investment banks.
  • Evaluating the role of investment banks in facilitating mergers and acquisitions in emerging markets
  • Analysing the transformation brought about by digital technologies in the delivery of investment banking services and its effects on efficiency and client satisfaction.
  • Evaluating the role of investment banks in promoting sustainable finance and the integration of Environmental, Social, and Governance (ESG) criteria in investment decisions.
  • Assessing the impact of technology on the efficiency and effectiveness of investment banking services
  • Examining the effectiveness of investment banks in pricing and marketing IPOs, and the subsequent performance of these IPOs in the stock market.
  • A comparative analysis of different risk management strategies employed by investment banks
  • Examining the relationship between investment banking fees and corporate performance
  • A comparative analysis of competitive strategies employed by leading investment banks and their impact on market share and profitability

Private Equity & Venture Capital (VC)

These research topic ideas are centred on venture capital and private equity investments, with a focus on their impact on technological startups, emerging technologies, and broader economic ecosystems.

  • Investigating the determinants of successful venture capital investments in tech startups
  • Analysing the trends and outcomes of venture capital funding in emerging technologies such as artificial intelligence, blockchain, or clean energy
  • Assessing the performance and return on investment of different exit strategies employed by venture capital firms
  • Assessing the impact of private equity investments on the financial performance of SMEs
  • Analysing the role of venture capital in fostering innovation and entrepreneurship
  • Evaluating the exit strategies of private equity firms: A comparative analysis
  • Exploring the ethical considerations in private equity and venture capital financing
  • Investigating how private equity ownership influences operational efficiency and overall business performance
  • Evaluating the effectiveness of corporate governance structures in companies backed by private equity investments
  • Examining how the regulatory environment in different regions affects the operations, investments and performance of private equity and venture capital firms

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Asset Management

This list includes a range of research topic ideas focused on asset management, probing into the effectiveness of various strategies, the integration of technology, and the alignment with ethical principles among other key dimensions.

  • Analysing the effectiveness of different asset allocation strategies in diverse economic environments
  • Analysing the methodologies and effectiveness of performance attribution in asset management firms
  • Assessing the impact of environmental, social, and governance (ESG) criteria on fund performance
  • Examining the role of robo-advisors in modern asset management
  • Evaluating how advancements in technology are reshaping portfolio management strategies within asset management firms
  • Evaluating the performance persistence of mutual funds and hedge funds
  • Investigating the long-term performance of portfolios managed with ethical or socially responsible investing principles
  • Investigating the behavioural biases in individual and institutional investment decisions
  • Examining the asset allocation strategies employed by pension funds and their impact on long-term fund performance
  • Assessing the operational efficiency of asset management firms and its correlation with fund performance

Hedge Funds

Here we explore research topics related to hedge fund operations and strategies, including their implications on corporate governance, financial market stability, and regulatory compliance among other critical facets.

  • Assessing the impact of hedge fund activism on corporate governance and financial performance
  • Analysing the effectiveness and implications of market-neutral strategies employed by hedge funds
  • Investigating how different fee structures impact the performance and investor attraction to hedge funds
  • Evaluating the contribution of hedge funds to financial market liquidity and the implications for market stability
  • Analysing the risk-return profile of hedge fund strategies during financial crises
  • Evaluating the influence of regulatory changes on hedge fund operations and performance
  • Examining the level of transparency and disclosure practices in the hedge fund industry and its impact on investor trust and regulatory compliance
  • Assessing the contribution of hedge funds to systemic risk in financial markets, and the effectiveness of regulatory measures in mitigating such risks
  • Examining the role of hedge funds in financial market stability
  • Investigating the determinants of hedge fund success: A comparative analysis

Financial Planning and Advisory

This list explores various research topic ideas related to financial planning, focusing on the effects of financial literacy, the adoption of digital tools, taxation policies, and the role of financial advisors.

  • Evaluating the impact of financial literacy on individual financial planning effectiveness
  • Analysing how different taxation policies influence financial planning strategies among individuals and businesses
  • Evaluating the effectiveness and user adoption of digital tools in modern financial planning practices
  • Investigating the adequacy of long-term financial planning strategies in ensuring retirement security
  • Assessing the role of financial education in shaping financial planning behaviour among different demographic groups
  • Examining the impact of psychological biases on financial planning and decision-making, and strategies to mitigate these biases
  • Assessing the behavioural factors influencing financial planning decisions
  • Examining the role of financial advisors in managing retirement savings
  • A comparative analysis of traditional versus robo-advisory in financial planning
  • Investigating the ethics of financial advisory practices

Free Webinar: How To Find A Dissertation Research Topic

The following list delves into research topics within the insurance sector, touching on the technological transformations, regulatory shifts, and evolving consumer behaviours among other pivotal aspects.

  • Analysing the impact of technology adoption on insurance pricing and risk management
  • Analysing the influence of Insurtech innovations on the competitive dynamics and consumer choices in insurance markets
  • Investigating the factors affecting consumer behaviour in insurance product selection and the role of digital channels in influencing decisions
  • Assessing the effect of regulatory changes on insurance product offerings
  • Examining the determinants of insurance penetration in emerging markets
  • Evaluating the operational efficiency of claims management processes in insurance companies and its impact on customer satisfaction
  • Examining the evolution and effectiveness of risk assessment models used in insurance underwriting and their impact on pricing and coverage
  • Evaluating the role of insurance in financial stability and economic development
  • Investigating the impact of climate change on insurance models and products
  • Exploring the challenges and opportunities in underwriting cyber insurance in the face of evolving cyber threats and regulations

Quantitative Finance

These topic ideas span the development of asset pricing models, evaluation of machine learning algorithms, and the exploration of ethical implications among other pivotal areas.

  • Developing and testing new quantitative models for asset pricing
  • Analysing the effectiveness and limitations of machine learning algorithms in predicting financial market movements
  • Assessing the effectiveness of various risk management techniques in quantitative finance
  • Evaluating the advancements in portfolio optimisation techniques and their impact on risk-adjusted returns
  • Evaluating the impact of high-frequency trading on market efficiency and stability
  • Investigating the influence of algorithmic trading strategies on market efficiency and liquidity
  • Examining the risk parity approach in asset allocation and its effectiveness in different market conditions
  • Examining the application of machine learning and artificial intelligence in quantitative financial analysis
  • Investigating the ethical implications of quantitative financial innovations
  • Assessing the profitability and market impact of statistical arbitrage strategies considering different market microstructures

Treasury Management

The following topic ideas explore treasury management, focusing on modernisation through technological advancements, the impact on firm liquidity, and the intertwined relationship with corporate governance among other crucial areas.

  • Analysing the impact of treasury management practices on firm liquidity and profitability
  • Analysing the role of automation in enhancing operational efficiency and strategic decision-making in treasury management
  • Evaluating the effectiveness of various cash management strategies in multinational corporations
  • Investigating the potential of blockchain technology in streamlining treasury operations and enhancing transparency
  • Examining the role of treasury management in mitigating financial risks
  • Evaluating the accuracy and effectiveness of various cash flow forecasting techniques employed in treasury management
  • Assessing the impact of technological advancements on treasury management operations
  • Examining the effectiveness of different foreign exchange risk management strategies employed by treasury managers in multinational corporations
  • Assessing the impact of regulatory compliance requirements on the operational and strategic aspects of treasury management
  • Investigating the relationship between treasury management and corporate governance

Financial Technology (FinTech)

The following research topic ideas explore the transformative potential of blockchain, the rise of open banking, and the burgeoning landscape of peer-to-peer lending among other focal areas.

  • Evaluating the impact of blockchain technology on financial services
  • Investigating the implications of open banking on consumer data privacy and financial services competition
  • Assessing the role of FinTech in financial inclusion in emerging markets
  • Analysing the role of peer-to-peer lending platforms in promoting financial inclusion and their impact on traditional banking systems
  • Examining the cybersecurity challenges faced by FinTech firms and the regulatory measures to ensure data protection and financial stability
  • Examining the regulatory challenges and opportunities in the FinTech ecosystem
  • Assessing the impact of artificial intelligence on the delivery of financial services, customer experience, and operational efficiency within FinTech firms
  • Analysing the adoption and impact of cryptocurrencies on traditional financial systems
  • Investigating the determinants of success for FinTech startups

Research topic evaluator

Commercial Banking

These topic ideas span commercial banking, encompassing digital transformation, support for small and medium-sized enterprises (SMEs), and the evolving regulatory and competitive landscape among other key themes.

  • Assessing the impact of digital transformation on commercial banking services and competitiveness
  • Analysing the impact of digital transformation on customer experience and operational efficiency in commercial banking
  • Evaluating the role of commercial banks in supporting small and medium-sized enterprises (SMEs)
  • Investigating the effectiveness of credit risk management practices and their impact on bank profitability and financial stability
  • Examining the relationship between commercial banking practices and financial stability
  • Evaluating the implications of open banking frameworks on the competitive landscape and service innovation in commercial banking
  • Assessing how regulatory changes affect lending practices and risk appetite of commercial banks
  • Examining how commercial banks are adapting their strategies in response to competition from FinTech firms and changing consumer preferences
  • Analysing the impact of regulatory compliance on commercial banking operations
  • Investigating the determinants of customer satisfaction and loyalty in commercial banking

International Finance

The folowing research topic ideas are centred around international finance and global economic dynamics, delving into aspects like exchange rate fluctuations, international financial regulations, and the role of international financial institutions among other pivotal areas.

  • Analysing the determinants of exchange rate fluctuations and their impact on international trade
  • Analysing the influence of global trade agreements on international financial flows and foreign direct investments
  • Evaluating the effectiveness of international portfolio diversification strategies in mitigating risks and enhancing returns
  • Evaluating the role of international financial institutions in global financial stability
  • Investigating the role and implications of offshore financial centres on international financial stability and regulatory harmonisation
  • Examining the impact of global financial crises on emerging market economies
  • Examining the challenges and regulatory frameworks associated with cross-border banking operations
  • Assessing the effectiveness of international financial regulations
  • Investigating the challenges and opportunities of cross-border mergers and acquisitions

Choosing A Research Topic

These finance-related research topic ideas are starting points to guide your thinking. They are intentionally very broad and open-ended. By engaging with the currently literature in your field of interest, you’ll be able to narrow down your focus to a specific research gap .

When choosing a topic , you’ll need to take into account its originality, relevance, feasibility, and the resources you have at your disposal. Make sure to align your interest and expertise in the subject with your university program’s specific requirements. Always consult your academic advisor to ensure that your chosen topic not only meets the academic criteria but also provides a valuable contribution to the field. 

If you need a helping hand, feel free to check out our private coaching service here.

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  • The History of U.S. Banking Crises: Cause and Effect In this case the systematic panic came as the mismanagement of the U.S.subprime lending sector and it has something to do with the unique structure of the U.S.banking industry.
  • Banking Industry Analysis The central bank has emerged to be the greatest financial institution that controls the economy of any country. The European Central Bank bears a great responsibility to the rest of the EU community and the […] We will write a custom essay specifically for you by our professional experts 808 writers online Learn More
  • Société Générale Bank: Effective Security Controls The management of the bank revealed that Kerviel exploited every loophole to hack the computer operations at the bank. It is also important to list the potential risks because it enables the security personnel to […]
  • Mobile Banking in Saudi Arabia: Towards Understanding the Factors that Affects the Sector The following were the specific objectives: To come up with the reasons behind the slow uptake of mobile banking in Saudi Arabia To evaluate how mobile banking has been used to market financial institutions in […]
  • Crisis Management: Online Banking Security Breach Despite the initial statement, the negative media attention given to the company, and growing concerns from our consumers, clients, stakeholders and the public as a whole, the company has taken upon itself to get to […]
  • Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
  • Employee Motivation Factors in Banking On a survey on the major reason for finding a job being the salary as the motivating factor, most male were indifferent on the issue while most of the women were of the opinion that […]
  • Federal Reserve; Money and Banking Background to the study The Federal Reserve System in the United States was established in 1913 by the Congress through the Federal Reserve Act. The 2nd section, the report illustrates Fed’s analysis of the rate […]
  • RBS Citizen Bank Culture and Change Secondly, RBS citizen should consider involving its employees in the design of new changes within the organization. In accordance to this, the RBS citizen administration team explains to their employees the motive of the changes.
  • HSBC Holdings: Chinese Banking Sector Company performance One of the major achievements of HSBC in the last five years is the establishment of HSBC Bank Company Limited.
  • Islamic Banking The involvement of institutions and government led to the application of theory to practice and resulted in the establishment of the Islamic banks”.
  • A Report on Customer Driven Marketing Strategy for Easy-Pay Mobile Banking Service The company seeks to reach 2 million clients in the next two years with a possibility of gaining a comparative advantage against potential competitors due to the fact that it is has the first mover […]
  • Mobile Banking Innovation In the mobile industry, mobile banking is one of the recent innovations that have influenced the operations of the telephone/mobile phone industry positively.
  • The Too Big to Fail Phenomena in the Banking Sector One of the main causes of the TBTF problem is the excessive growth of financial institutions both locally and internationally. The failure of the big bank is likely to have far reaching effects to both […]
  • A Marketing Research on Mobile Banking The realization that the technology plays a critical role in the development of banking have adverse effects on the performance of the banking institutions and has led to reorganizations of the operation process and as […]
  • Citibank’s E-Business Strategy and Competences Citibank has incorporated the use of e-business in its operation so that it can meet the needs of its customers and to withstand the market pressures which have been changing drastically.this paper has established the […]
  • Role of Central Bank If central bank offers credit to the banks at a higher rate, then the rate of interest that commercial banks will offer loans to the public will be high; this reduces the attractiveness of the […]
  • Bank of America: Realizing Servant Leadership As such, through the work of Jaramillo et al, readers can come to the conclusion that what is necessary within any organization is not only the ability to respond to market trends but the ability […]
  • Human Resource Management at the Bank Alfalah The tasks of the human resource consultant are centralized on the advancement of the labor force in a corporate organization. This paper gives a description of the human resource activities at Alfalah Bank in Pakistan, […]
  • Is Bonus Banking the Answer? Bonus banking is an incentive plan where some part of the bonus is put aside or banked in a reserve fund rather than paying out the entire bonus amount to the employee. The last variable […]
  • The UK Banking Practice That Led to Financial Crisis Crisis of the magnitude that was experienced is a real threat to the economy of any country and it is imperative for people to learn as much as they can to avoid the circumstance that […]
  • The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply In regard to its role in determining the amount of money circulating in the economy as well as how the money moves around, the central bank is the sole issuer of national currency in England […]
  • Central Banking and the Money Supply The 2007 financial crisis in the United States led into a decline in the level of liquidity within the economy. During the 2007 economic crisis, there was an increment in the rate of unemployment in […]
  • Problems in Banking Regulation The Basel III toughens the bank capital needs and institutes new regulatory needs on the liquidity of the bank as well as the bank leverage.
  • Online Banking and Online Purchases The ethical implications of online banking and online shopping include the privacy of consumer information, the reliability of the transactions, and security.
  • Financial Industry Analysis on MCU Sustainable Banking There has been a consistent increase in the volume of assets of the financial service providers in Australia; in fact the growth rate of the financial sector has leaped forward than the overall economic growth […]
  • Crisis in the Banking System of Korea The major functions of the central bank are the formulation of policies that affect the whole of the banking industry, they also regulate the other banks most so the commercial banks and act as the […]
  • Comparison of the United States and Saudi Arabian Banking Sector In modern era of globalization, both countries are facing an increasing number of new entrants in the banking sector; in Saudi Arabia, the sector is growing faster than that of the United States because of […]
  • An Evaluation of the Economic Issues Identified in the ICB Report on Banking In 2007, the United States of America woke up to a financial crisis that resulted from a continuum of malpractices among the financial institutions in the country.
  • Bank of America and Silver A-Plus Card With the Silver A-Plus card specifically targeting consumers in the top 10 to 1 percent of the economy the goal of the bank is to be able to connect particular consumers with particular stores and […]
  • The Basel Committee on Banking Supervision The purpose of this paper is to evaluate the factors that led to movement from Basel II to Basel III, features of Basel III and how it differs from Basel II.
  • Islamic Banking Sector Issues The key aspects of the Islamic banks in the region are the profit and loss sharing, transparent dealing, lack of interest, lack of speculation and no gambling.
  • HSBC Bank’s Kenyan Entry Strategy From evaluating the entry strategies of HSBC, the bank will help eliminate these weaknesses of the economy in a number of ways.
  • An Investigation of the Sustainable Benefits of Agency Banking in Kenya Apart from decongesting the banking hall in major banks, the agency banking model has the potential to enable the unbanked majority to access financial services.
  • National Bank of Kuwait: Employee Appraisal Problem 1, it can be interpreted that the performance of the largest segment of employees in the National Bank of Kuwait performed below the organization’s expectations.
  • Overcoming the Debt Crisis by European Banking Sector Since the onset of this crisis in 2007, government and private sector debt has continued to rise because of the increased levels of private and government debts in the world and the downgrading of debts […]
  • Benchmarking in the Investment and Banking Sector Over the years the investment and banking sector has been hit hard by many challenges which have threatened to tear the industry, even to an extent leading to the winding up of some of the […]
  • Ameribank and Online Banking As the head of the Bank, Rob Richman worked overtime, trying to establish a scheme that would improve the performance of the bank.
  • Safaricom’s Mobile Banking When Safaricom launched M-PESA, it commissioned agents in different parts of the country; the agent’s work was primarily to receive deposits from customers and electronically transfer this to the client’s M-PESA account.
  • Crossvergence in the Banking Industry It is important to note that the research that was conducted in the banking sectors of China, USA, Taiwan and Hong Kong revealed several cultural variables that are worth employing in management.
  • Corporate Governance Statements: BHP Billiton and National Australia Bank This is to say that corporate governance requirements differ from company to company and from a broader perspective, the success or failure of a given company differs with the corporate governance statement of the company.
  • Bonus Banking: Case of UBS On the other hand, it would be expected that when an organization underperforms, the employee will similarly be affected and hence their bonus reduced However the recent events, prior and during the global financial crisis, […]
  • IPScape in the Australian Banking Sector The AMP bank has a mixed strategy of call centre services where it employs in-house and offshore services to its clients.
  • The Banking Industry in the United Arab Emirates Barclays’ Bank is among the oldest banks in the world; it has grown with different economies and transformed with changes that are facing the sector; one way that the bank has used to integrate its […]
  • Projected Customers Maintaining Strategies in Banking Industry This builds a unique form of link between the bank and the clients thus the firm is able to create a strong customer loyalty2. Secondly, in order for the firm to maintain the existing clientele, […]
  • Service Quality Model in Internet Banking and Finance The purpose of this paper is to undertake a comparative literature using five peer-reviewed articles discussing service quality in internet banking and finance and identify the main issues in the articles and relates them to […]
  • The Implications of Internet-Banking on Bank Profitability Centeno notes that “through the analysis of the Acceding and Candidate Countries, by adopting internet-banking, it demonstrates that lack of PC and penetration of internet services is an obstruction to the advancement of internet banking […]
  • Managing People in the Bank of America The researchers note that employees should be ready to work in teams. The purpose of this was to ensure that workers were to be totally committed to the success of the bank.
  • Bank Mergers and Cost of Capital Knowledge pertaining to the firm’s culture and systems is essential in determining whether structures of the acquired firm would match that of the acquiring firm.
  • Market-Based Versus Bank-Based Financial Systems The definitions of bank-based system and that of market-based financial system are on the financial structure are varied. Eventual structure is equivalent to the logarithm of the market capitalization ratio by that of the bank.
  • Banks, Bank Firms and Financial Intermediaries The reasons below shows that it is necessary to have strict regulation on banks and other financial institutions: The main reason why banks need regulation is to ensure that there is financial stability in the […]
  • How to Keep Customers Loyal to Online Banking The customers’ attitudes towards e-banking in general and a particular service provider are one of the most important factors contributing to the customers’ loyalty to e-banking.
  • Market Elasticity’s in Banking Industry Price elasticity of markets “refers to the degree of change in quantity demanded or supplied of a commodity due to a change in price of the commodity” The formula is: P.E.
  • Banking Credit Risk Management The model uses the Black Scholes option pricing in order to determine the relationship between the equity market value and the bond market value.
  • Big Four: Banking in China The main four banks owned by the state include Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China.
  • Sustainable Development: The Banking Sector Financial regulators need to establish strong codes of conduct to ensure banks comply with social and environmental regulations. Banks need to include environmental and social compliance in the loan application criteria, before giving out credit […]
  • Money and Banking: David S. Ashby’s Perspective The Federal Reserve System is the second link in the chain towards the creation of money as it involves the remit of currency by the treasury department to the Federal Reserve banks.
  • Ijtihad in Islamic Banking Even though Shariah principles forms the main legal foundation in which most of Islamic banking products and services are based, Ijtihad enables the flexibility of the Shariah principles to suit the changing needs of the […]
  • The Use of CRM in Australian Banking Industry The control of the industry by these firms has arisen from the numerous mergers and acquisitions that the banks have been involved in over the past century.
  • The Russian Banking Sector The other objective is to determine the causes of failure of foreign banks in the Russian market. Success and failure of foreign banks in the Russian banking sector.
  • Money and Banking: The Economic Recession of 2007 The period led to the collapse of major real estate industries in the world including those in the US and the Middle East.
  • UAE’s Banking Industry Analysis The financial performance of Abu Dhabi Islamic Bank and National Bank of Abu Dhabi has been analysed in this section on the basis of information presented in the annual reports of the two banks pertaining […]
  • Banking Regulation and Taxation Due to the scope of activities of the banking industry, it is vital for governments to regulate the industry. It is vital for the government to consider whether banking regulation or taxation would help in […]
  • Boosting Sales in Retail Banking for 2012 One of the major ways through which the company is to achieve this is through improving the sales revenue in the retail banking sector. Customer retention and loyalty is a responsibility of the sales team.
  • Islamic Banking Principles However, a debate has arisen in the wake of modernisation of the convectional banking dynamics trying to influence the Islamic banking into charging interests rates on loans, but Muslims are reluctant as for them, riba […]
  • Greenbelt Banking Company’s Human Resource Management The existence of different types of employees within the organization’s setup necessitated the need for a functional human resource management department, which would address all the concerns of the organization’s workforce. The human resource manager […]
  • China’s Banking Sector Analysis China’s banking sector is an important feature of the country’s financial system that has contributed to its position as the second largest economy in the world. In order to lessen their financial risks, many banks […]
  • The Basel Committee Role in Banking The Basel committee was established in the 70s by ten countries with the aim of streamlining operations of the banks. The establishment of Basel I was in response to the decline in the capital held […]
  • Money’s and Banking’ Concepts The rates of return in this case are majorly the rates of interest in the monetary and the securities market. Being a borrower in this case would lead to payment of the loan at very […]
  • Banking Institutions Improvement However, banks need to meet a number of requirements so as to qualify in their mission and objectives to the countries where they belong and also to the customers.
  • JP Morgan Chase’ Banking Analysis In order to conceal the unusual trading activities, a certain trading branch of the firm purchased the derivatives that the bank was selling in high numbers.
  • The Banking Concept of Education by Paulo Freire This is one of the details that should be taken into account by the readers. This is one of the pitfalls that should be avoided.
  • Islamic Banking and Financial Markets Critical Issues Under the ijarah contract, the lessor must be the owner of the asset to be leased. The leased asset must be treated as a trust in the hands of the lessee and the contract is […]
  • Banking Sector Cyber Wars and International Hacking Flaws in the network allow hackers to access the systems. In efforts to reduce hacking in the country, a number of police units have been formed.
  • The Banking Industry and Interest Rates The government and the central rates have been the major bodies used to determine the interest rates. The main purpose of this study is to determine how the interest rates affect the Competition in the […]
  • Islamic Banking: Tools and Techniques As a result, their investments are based on comprehensive ethical considerations on the business, the products produced and services provided, the policies and strategies and the effects of the business to both the society and […]
  • Islamic Banking Principles and Relevance UAE populace is Muslim dominated; considering the rate of growth of Islamic banking and the championing of equitable reward to the factors of production in the Islamic financing system.these gains include achieving country wide and […]
  • Corruption and Ethics in China’s Banking Sector The ranking of China among the most corrupt countries is illustrative of the rampant corruption both in the state and in the private sector. In America, corruption is a civil tort and perpetrators of the […]
  • Australia and New Zealand Banking Group Management This paper will analyze the ideas in management of AZN banking group limited, and critically examine the implications of the current management practises in the global market.
  • Customer Service in the UAE Banking Sector What are the dimensions that have affected the level of service quality the most in UAE Islamic banks? Jabnoun & Khalifa carried out a research study on the dimensions of service quality that affect the […]
  • Resistance to Change in the Banking Sector The main objective of this project is to understand the origins of employees’ resistance to change and provide specific recommendations that can help this bank cope with this problem.
  • Resistance to Change in Banking Orhanisations The employees working in the banking sector are often reluctant to accept organisational change, even if this transformation can improve the performance of a business. These are some of the improvements that can be achieved […]
  • Kenya as a Leader in Mobile Banking of the World The widespread adoption of the service in Kenya has made M-Pesa the most successful mobile money transfer system in the world.
  • Landsbanki Banking Analysis and Bank Alternatives This is one of the difficulties that should be considered. This is one of the disadvantages that should be recognized.
  • Customer Engagement in the Greek Retail Banking Sector In this regard, the article’s discussion of Social CRM is relevant to marketing as many enterprises pursue CRM as a primary source of customers’ satisfaction and loyalty.
  • UAE Banking Industry’s Status in a Global Context The United Arab Emirates has one of the most vibrant banking and financial sectors in the Middle East. These banks have reduced their operations in research to focus more on property markets in the country.
  • Operational Risk in Conventional and Online Banking In the industry of banking, risk is one of the most common and inherent aspects; moreover, risk may come in a variety of forms and thus presents a serious challenge to the personnel involved in […]
  • Online Activity of Banking Sector in the UAE The technological progress and the ever-increasing availability of the Internet in almost every aspect of our lives promotes a transition of many day-to-day activities into the internet, and banking is no different.
  • China Banking Supervision System: Defects and Improvement Having a devastating impact on the global economy, the 2008 financial crisis helped to point out the most critical issues in the international supervision of the banking sector.
  • The Shadow Banking System: Financial Crisis Source The so-called shadow banking system, comprised of numerous institutions operating outside the regulated banking system, has undoubtedly contributed greatly to the emergence of the latest global financial crisis.
  • Chief Information Officer’s Role in E-Banking IT executives in the field of e-banking are tasked with many roles of ensuring that banks leverage the technology to enhance customers’ service and efficiency.
  • Arbitration in Islamic Banking and Finance Dispute It needs to be said that the government has promised to address some of the problems that are currently present in the legal system to make sure that the law is modern, and some of […]
  • Islamic Banking: Sales and Lease-Centered Models For instance, Masih asserts that irrespective of the extent of success recorded by banks in the Islamic world, such institutions have failed to faithfully utilize the PLS model as the original theoretical foundation of their […]
  • Employee Turnover Rate in UAE Banking Sector Also important to mention, 32% of the target population was working at the time of the survey, in the HR department. 28% of the sample were ‘neutral’ and 8% wouldisagreed’ to the premise.
  • Banking Industry Guidance Moreover, the guidance points out the essentiality of the regular risk assessment that is critical in the context of the rapidly changing environment.
  • Mobile Banking Adoption: Challenges and Solutions Therefore, the writer wishes to investigate the numerous impacts of mobile banking because the burgeoning phenomenon may entirely replace traditional banking in the near future, specifically in the UK.
  • The Shift From Physical Personal Banking to Online Banking I have chosen the topic “Investigation of how the Shift from Physical Personal Banking to Online Banking has affected Consumers” because online banking has made it easier to shop by eliminating the need to carry […]
  • Retail Banking Products and Services Using the examples and contrasting the products and services of Emirates NBD and Bank of Singapore will assist in understanding the key problems and consequences of the global business environment.
  • Traditional Versus Modern Banking Essay Traditional banking is characterized by the application of strict regulations, while modern banking is differentiated by the introduction of new laws that resulted in the deregulation of key aspects of the banking industry.
  • Hong Kong and Shanghai Banking Corporation Holdings This analytical report seeks to investigate HSBC’s history as a company and determine the critical strategies and decisions that enabled it to achieve a trajectory of financial growth and success.
  • The Wall Street Crash Impact on the World’s Banking System The Wall Street Crash of 1929 was one of the most impactful events in the financial history of the United States that also influenced the flow of the global banking operations.
  • Satisfaction Management in Banking Industry Consequently, it could be said that this analysis not only provided the sufficient background for the future research and expanded the understanding of the topic but also had a beneficial impact on development and revision […]
  • Banking Instability During the Global Financial Crisis Though the combination of aspects that resulted in the banking instability in the course of the global financial crisis had never been witnessed previously, the shift from extreme risk-taking to fiscal chaos was a common […]
  • Hong Kong and Shanghai Banking Corporation’s Entry Into Japan Prior to entering the market, the strategic team of the corporation could have studied Japanese culture and the policies governing banking operations in the country.
  • Risk in Banking Internal Control System The internal control system in banking refers to one that largely identifies the effectiveness of the organization and minimizes the risks associated with the bank’s reputation and compliance to the mission.
  • Citigroup: Credit Default Swaps in the Banking Industry The purpose of this case study is to analyze Citigroup’s approaches to minimizing or hedging credit risks with the focus on assessing the associated threats and possible advantages or disadvantages for other parties that participate […]
  • Westpac Banking Corporation Risk Management Policy The purpose of this report is to analyze the usefulness of Westpac’s Pillar 3 report in the context of the financial market and with reference to the quality of the provided information.
  • Customer Satisfaction Management in Banking Sector This fact and a pivotal role of customer satisfaction in the service segment highlighted the essentiality of conducting additional research to discover the most suitable research methods.
  • Bond Market and Banking in Gulf Countries State-owned organizations sometimes engage in insecure projects in order to gain a competitive advantage, which is expected to lead to the establishment of a beneficial connection between corporate measures and state control.
  • Kuwait Economy and Corporate Governance in Banking Sector Kuwait is one of the member states of the Gulf Cooperation Council. Kuwait is one of the smallest countries in the world with a petroleum-based economy.
  • International Banking Sector: Financial Regulation The analytical report attempts to review the strategic issues in the differentiated financial regulation within the international banking sector and the likely future effectiveness of these approaches taken.
  • Banking Sector in the State of Kuwait They further argue that the size of the board should match the size of the company in order to produce a positive effect.
  • The 2008 Banking Crisis in the Documentary “Inside Job” Using the documentary “Inside Job”, the paper presented below asserts that the malpractices of different banking experts, the ethical dilemma revolving around ratings agencies’ actions, and the Gramm-Leach-Bliley and the Glass-Steagall Acts influenced the nature […]
  • Personal and Organizational Development in Banking My career plan is as in the figure below: – My career goal is to find a job in a bank and gradually grow through the ranks as I gain financial management related skills and […]
  • Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
  • Banking: Interest Rates and Credit Creation Process The market rate of interest is the rate that is set through the mechanism of demand and supply. Moreover, the RBA has to set the official cash rate as a guideline.
  • Dubai Macroenvironmental Analysis for Banking In this regard, it is essential for the company to analyze the strength of rival firms, the market position they occupy, strategies, and future actions. This is handy in isolating it as the best place […]
  • Banking and Monetary Policy During Recession of 2008-09 An increase in the base lending rate of the Federal Reserve, and the central banks, led by the three men leads to significant shrinkages in the world money supply.
  • Banking Systems Success in Canada and Australia The first reason for this stability is that banks in Canada are more robust and strong in comparison to those, which are in the United States of America.
  • Banking and Risk Management Maturity gap of the bank = Maturity of assets Maturity of liabilities. 45 years Maturity gap = 10.28 3.
  • Corporate Social Responsibility: JPMorgan Chase and Barclays Pls Banking Scandals The power to imply comprised the basis for recognition of the obligation of good faith and fair dealing in a number of transactions, including banking.
  • High-Risk Gambles Prevention in Banking The elements of a valid contract between banks and their customers vary according to the context of the contract. This involves the willingness and devotion of both parties to a particular cause.
  • Gambling, Fraud and Security in Banking By supervising the institutions and banks, there exists openness into the dealings of the banks and this allows investors to get full information about the banks before investing.
  • “A Century of US Central Banking” by Bernanke The author believes that they demonstrate the evolution of the role of the Federal Reserve and provide the information on the central banking mechanisms.
  • China-US Competition in the Banking Sector China and the United States are two of the largest economies in the world that are competing to dominate the banking industry.
  • Lloyds Banking Group’s Situational Analysis These products the company has diversified in various products and markets in an attempt to grow and increase its share in the market.
  • Banking and Finance in Australia: Preventing Collapses The discussion describes the reforms of the Future of Financial Advice in Australia and the benefits that will accrue to WestPoint because of the reforms.
  • Hongkong and Shanghai Banking Corporation in Qatar The findings suggest that the banking system in Qatar is likely to increase in the future, with a consistent improvement of competition. Hence, a first-mover strategy would increase the presence and success of HSBC within […]
  • International Banking System While domestic banks perform the financial operations in the national currency, the majority of international banks borrow and lend in the Eurocurrency market, which consists of deposits situated in banks that are foreign to the […]
  • Global Reputation and Competitive Advantage in Banking Despite the possibility of lacking a credit of trust from the population, small domestic banks have several advantages that allow them to compete against foreign companies.
  • Competitive Advantage in the Banking Sector In the banking industry, competition is multi-faceted as the operations of companies capture a multitude of areas from loans to brokerage services, and finding an organization that will be the most effective in the offering […]
  • Kuwait’s Banking Sector Overview The banking sector in the country was established in the middle of the twentieth century, which makes it one of the oldest in the region.
  • “Data Mining and Customer Relationship Marketing in the Banking Industry“ by Chye & Gerry First of all, the article generally elaborates on the notion of customer relationship management, which is defined as “the process of predicting customer behavior and selecting actions to influence that behavior to benefit the company”.
  • Banking in Saudi Arabia: Main Facilities, History, and Future The main questions that will be the focus of this section are the development of private banking services, the establishment of banks in Saudi Arabia, the emergence of credit and documentary credits and financial and […]
  • The Banking Model of Education In the banking concept of education, the teacher is considered to be knowledgeable and experienced in contrast to the students who are supposed to be “blank slates,” or, in other words, entirely ignorant of the […]
  • Interstate Banking and Its Beneficiaries The significant expansion of the interstate banking sector leads to changes in the general organization of the banking system and the legislative sphere regulating it.
  • Wells Fargo Banking Scandal: Ethical Analysis The structure and the business model of Wells Fargo allowed the emergence of the working environment that incited the employees to unethical behaviors.
  • Global Banking Secrecy Toolkit In the initial opening of these transactions between the clients of banks and the banks, certain information is disclosed by the clients to the bank managements.
  • Integration of E-Commerce Websites in Banking Systems A domain name should be got by the company and should focus on what it markets or what the company is about.
  • “Banking and SME Financing in the United States” Review This paper is also looked at from the presentation point of view, in terms of coherence of information, the structure of the paper, and the way references are used along with the methodology adopted for […]
  • Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
  • Biometric Scanners in Banking Industry There are two aspects to this study, the first being the study of the chosen technology that is, the use of biometric scanning in the banking industry and how it could possibly further the cause […]
  • The United States Banking Industry: Economic Profile In the United States, it is even more important due to the fact that the US is the world’s richest country. The change in price and quantity equilibrium is affected by the shift of the […]
  • Current Problems of the Banking Industry At the rudimental level, dynamism and uncertainty of the technological, economic and political environments have made company’s see the light of flexibility and responsiveness.
  • World Bank – IMF and the United Arab Emirates The fact is that the GDP rates of the United Arab Emirates are in the fourteenth position in the world, and the third in the Middle East region.
  • Competitive Advantage Source: Westpac Banking Corporation The competence of the company is the result of learning and searching for better solutions in this or that situation either in domestic affairs or in the market.
  • The Banking Concept of Education In the paper, I agree that knowledge gained through experience and active interaction is the most ideal form of knowledge as opposed to the “banking system” in which students are mere receivers and the teacher […]
  • Standard Chartered Bank: Problems and Solutions The Standard Chartered Bank was formed in 1969 after the merger of two banks The Standard Bank of British South Africa, established in 1862, and The Chartered Bank of India, Australia, and China established in […]
  • “Crossing the Green Line Between the West Bank and Israel” by Avram S. Bornstein Bornstein is one of the best books dealing with the subject of the borderline between the West Bank and Israel, as well as with its impact on the lives of Israeli and Palestinian citizens.
  • Production & Organization Management in a Refinancing Organization Unfortunately, there have been a lot of complaints by customers at this lending bank that their loan application process is slow, and that the bank requires the customers to fill a lot of paperwork in […]
  • Oil Pricing and Demand in Connection With the US Banking System Position In this article Shenk, states that in anticipation of the revival of the economy in the near future, the oil demand will increase based on increased consumption, the oil prices rose to a new high […]
  • Threat of New Entrants to Commercial Banking Industry The banking industry is characterized by the development of the internal and external economies of scale and the economies of scope.
  • Young Depositors and Face-To-Face Banking By revealing the card type, patronage factors and security concerns of that fertile demographic, the 18 to 34 year-olds, this Mintel research provides a card-issuing bank a starting point for marketing more profitable retail banking […]
  • IMF and World Bank: A Boon or a Bane for Developing Nations? The amount of interest and other overheads charged on the loans given to the nations in need is simply off the scale.
  • Bahrain’s Al Salam Bank’s Offer for Bahraini Saudi Bank BSB has its own market for the commercial sector in Bahrain. Al Salam bank could also opt for including these banks in its schemes.
  • Grameen Bank’s Concertive Control Systems In this paper, I examine the empowering and controlling aspects of Grameen’s development organizing, focusing on its management style options. The structured analysis of development organizing with Grameen bank is as follows: Concepts of concertive […]
  • Kiboko Bank: Business Ethics Issue In bid to ensure that this issue does not go out of hand, Ms Mukebe; the only woman in the bank’s board of directors, has appointed me as the ethics manager to come up with […]
  • Bank of America: Loans The other instrument is the advising section where the bank offers to small businesses the possibility of evaluating what is the present situation of the business and what the future possibilities are for it if […]
  • Adopting a New IT Strategy in SBI Bank Needless to say, such an innovative idea as the introduction of the IT strategic development concerns the interests of all the key stakeholders of the SBI.
  • Diversity of Employees in the Boston Bank Its experience indicates that this policy helps to decrease turnover, improves the motivation of the employees and contributes to teambuilding. Yet, one of the areas seems to be least effective and it is investing in […]
  • Andrew Jackson and the “Bank War”
  • Case of Westpac Bank & St. George Bank Merger
  • Ethical Dilemma With the Bank Teller
  • Internet Banking Effects and Results
  • Business Strategy: Mountain Bank
  • Network Information and Activity Times in Banking Firm
  • The World Bank: Definition and Activity
  • Bank Reporting System. Guidelines and Rules
  • Abu Dhabi Commercial Bank: Corporate Governance Principles
  • CRM Implementation Project for the Bank
  • Total Quality Management in Abu Dhabi Commercial Bank
  • Home Loan Offered by Bank of America Corporation (BAC)
  • Background About Garati Bank in Turkey
  • HSBC – Criticised Over Their Banking Methods
  • Goldman Sachs Bank in Economic Turmoil
  • Lloyds and Northern Rock Bank Buildings Semiotic Analysis
  • Reforms Necessary in the Banking System
  • Creditpia’s Banking Sector
  • The Concept of Usul Fiqh and Qawaid Fiqhiyyah: Shariah and Islamic Banking
  • Chase Bank Company Analysis
  • Why Do Banking Policies Need To Keep Up With The Times?
  • Theft and Workplace Problems: The Accidental Bank Robbery
  • Commonwealth Bank and the Bank Technologies
  • Customer Service Improvement Project at Qatar National Bank Evaluation
  • Corporate Security Strategy: Financial Risks in Banking Sector
  • Ethical Implication of Banking Bailout
  • Performance Evaluation of Al Rajhi Bank
  • Trails to Success: Bank of America
  • The Bank of England and the Financial Services Authority
  • Al-Rajhi Bank of Saudi Arabia vs. Dubai Islamic Bank
  • Changes in the UK and US Banking Industry
  • Three Financial Ratios for Stock Investor and Bank
  • UK Banking Sector Recovery Plan
  • Fransi Bank’s Financial Analysis and Forecast
  • Saudi Banking Industry and Riyad Bank’s Performance
  • UBS Investment Company in the Swiss Banking Sector
  • Comparison Between Saudi Hollandi Bank Suk vs. Bank Bonds
  • The Royal Bank of Canada: Investment Analysis and Management
  • Bank of America: The Staffing Process
  • Economic Development as the Key Driver of Global Private Banking and Wealth Management Industry
  • Comparative Study of Conventional and Islamic Bank Performance in the GCC
  • Banco Popular Español and the Saudi Investment Bank
  • The Banking Crisis of 2007-2010
  • Solvency Risk and Liquidity Risk of a Bank Differences
  • Unremunerated Reserve Requirement Policy: Central Bank of Thailand
  • Bank Fraud: Easyloan Bank Ltd and ABC Pty Ltd
  • Case Analysis on Banking Industry of Germany
  • Log Book for Internship With Merrill Lynch Bank
  • Bank Loans and Deposits Role in Saudi Arabia Monetary System
  • Banking Contract and Fiduciary Obligations
  • The Economy: The US Banking System
  • Ethics in the Banking Industry in the UK
  • Corporate Cyber Risk Assessment: Bank of America
  • World Bank Mining Industry Forecast
  • Islamic Finance and Banking. Basic Islamic Principles
  • Banking Analysis: Review
  • Forecasting of National Bank of Greece (Nbg Bank)
  • First Gulf Bank Financial Activity
  • The Banking Industry: Brief Analysis
  • Citi Bank: Business and Corporate Law
  • The Crime of Robbing the Big City Bank
  • The Role and Functions of Law in the Banking Industry
  • Finance & Banking: Blades Corporation
  • Financial Risk Management in Islamic Banking
  • First Citizens Bank’s Financial Income in North Carolina
  • Time Value of Money: Choosing Bank for Deposit
  • Criminal Law & Bankruptcy: Bullard vs. Blue Hills Bank
  • The Failure of Superior Bank
  • Online Banking and Cryptographic Issues
  • Investment Banking and Global Operations Management
  • Investment Banking and Operations Management
  • Bank (HSBC) and Life Insurance Company (Protective)
  • Commercial Banks and the Northern Rock Crisis Bank Roles
  • Case on Private Equity in Saudi American Bank
  • The Analysis of Banorte Bank in Mexico
  • Westpac Banking Corporation Analysis and Forecast
  • Budgeting of HSBC Bank UAE Branch
  • Riyadh Bank: The Historical Financial Analysis
  • BNP Paribas International Banking Networks
  • Barclays Bank: Management Accounting Report
  • International Banking: New Basel
  • Deutsch Bank Analysis and Performance Forecast
  • Islamic Banking in Dubai and the UAE
  • Analyzing and Managing Systematic Risks in Banking
  • Banking and Financial Markets: Asset-Backed-Securities
  • Islamic Banking: Sources and Uses of Funds
  • Mortgages Offered by the RBC Royal Bank
  • Commercial Bank of Australia Ltd vs. Amadio
  • Banking Industry: Successes and Failures
  • Bank of China Limited: Overview
  • Factors Effecting Bank – Borrower Relationship in UAE
  • The Pros and Cons of Investment Banking
  • The Essence of the Islamic Banking System
  • Money and Banking: General Information
  • Banking With WikiLeaks
  • Factors Which Impact Barclays Bank
  • Sales Portfolio: A Bank Mortgage and Marketers
  • Bank of America’s Business Model Elements
  • Bank of America’s External Analysis in 2013
  • Bank of America’s Strengths and Weaknesses
  • Banking Institution and Transaction Regulations
  • Noor Bank’s Balance Sheet and Income Statement
  • Analysis of Al Hilal Bank Launch
  • Hongkong and Shanghai Banking Corp and Wells Fargo
  • Governance Failures in Australian Banking Sector
  • P&G & Royal Bank of Canada’s Securities Valuation
  • ICT: E-Banking and Firm Performance
  • Phishing Victimization on Internet Banking Awareness
  • Impact of Online Banking on Dubai International Bank
  • Alinma Bank Industry Analysis. Case Study
  • Corporate Bias in the World Bank Group’s International Centre
  • The Bank of Toroda: A Stakeholder Approach
  • “Attitudes Towards Mobile Banking” Article by Sohail & Al-Jabri
  • Customers’ Perceptions of M-Banking
  • ICBC Bank – China: Overview
  • Bahrain Development Bank: Analysis
  • Banking: Financial Transaction Risks
  • The Mountain Bank’s Strategy Analysis
  • The 1920 Farrow’s Bank Failure and Its Causes
  • Digitalization of E-Commerce in Bank of Ireland
  • The Bank of America Corporation: Planning & Organizational Analysis
  • A Problem in Implementation of CSR in the U.S. Banking Industry
  • Grameen Bank’s Socially Responsible Innovation
  • Hongkong and Shanghai Banking Corporation: Approach to Operating in China
  • Bank’s Provided Opportunities to Attract Consumers
  • The Impact of Bank on the Cost of Financial Intermediation
  • Considerations in Investment Banking
  • Sexual Harassment in Meritor Savings Bank vs. Vinson Case
  • Wellfleet Bank: Case Study
  • Misconduct in Banking, Superannuation and Financial Services
  • JPMorgan Chase Bank: Ratio Analysis
  • Political Theories and the World Bank
  • Alonzo vs. Chase Manhattan Bank, NA Case Study
  • Barclays Bank Description
  • The Lebanese-Canadian Bank’s Money Laundering
  • Aspects of Electronic Banking
  • National Australia Bank’s Sustainability Challenges
  • The Albilad Capital Bank’s Mission and Vision
  • Risk Factors Affecting Bank Nordik’s Operations and Risk Management
  • Case Study of Hong Kong Shanghai Banking Capital
  • Banking Sector of the United Kingdom
  • Financial Analysis of Al Ahli Bank of Kuwait
  • Bank Pekao S. A.: Performance and Strategy
  • Banking System: The Brief Analysis
  • Abu Dhabi Commercial Bank PJSC
  • Workplace Inclusivity at International Bank of Commerce
  • Big Data Analytics in Central Banking
  • Interpersonal Leadership Skills in Bank of America
  • Leadership at Qatar National Bank
  • Tesla Inc.’s Banking Structure and Investments
  • The Discussion of the Bank of England
  • The Role of Technology in Investment Banking
  • Ransomware in the US Banking Industry
  • The National Bank of Kuwait’s Improvement
  • Digital Trends & Sustainability in Banking
  • Impact of Cyber Crime on Internet Banking
  • Overfitting and Bias-Variance Trade-Off in Banking
  • Cryptocurrency and Its Impact on the Banking Industry
  • Legal Issues in the Banking Industry
  • The Employee Benefits Provided by the Bank of America
  • What Is Current Research in Money and Banking?
  • What Is the Study of Money and Banking?
  • What Are the Advantages of Banking?
  • U.S. Money and Banking: What Is the Key Issue Facing Us?
  • What Are the Main Topics of Money and Banking?
  • What Is the Best Research Topic in Money and Banking?
  • What Is the Divergence Between Accounting Standards and Banking Regulation?
  • What Were the Causes of the Banking Crisis of the 1930s?
  • What Are the Types of Banking?
  • What Is the Biggest Problem in Money and Banking?
  • How Do I Choose a Topic for Research in Money and Banking?
  • What Are the Most Important Money and Banking Services?
  • What Is the Banking System Like in South Korea?
  • What Are Some Good Thesis Topics in Finances and Banking?
  • What Are the Money and Banking?
  • What Are the Types of Money and Banking?
  • Why Is Banking Research Important?
  • What Are the Main Functions of Money and Banking?
  • What Is the Main Role of Banking?
  • What Do You Study in Banking?
  • What Are Money and Banking Used For?
  • Who Invented Banking?
  • What Are Basic Money and Banking Skills?
  • What Does Mobile Banking Need?
  • What Are the Categories of Money and Banking?
  • What Is the Purpose of Money and Banking?
  • How Does Islamic Banking Work?
  • What Is the Connection Between Accelerating Inflation and Decreasing Effectiveness of Banking Regulation?
  • What Is the Role of Money and Banking in the Economy?
  • What Are the Current Trends in Banking Industry?
  • Chicago (A-D)
  • Chicago (N-B)

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A List of 25 Great Dissertation Topics Related to Banking

Students can always get online help by going to a website that specializes in topics like banking. To get a high score on a dissertation, students need to come up with an interesting, unique topic. If the student is unable to think of a topic on their own, they can always use one of the 25 banking dissertation topics that are used on this list. These topics can be used as they are written, or they can be modified to suit the student's personal interests.

Banking-Related Dissertation Topics

  • What are some of the forces that are causing American retail banking centers to change?
  • What is the role of micro-loans in the modern financial industry?
  • What is the role of retail banks in the United Kingdom in providing financial services in rural areas?
  • In a managed economy like China, how does the banking system differ from capitalist nations like the United States?
  • How do online currencies like Bitcoin change the concept of fiat currencies? Will these currencies still be alive in a decade?
  • Why are some micro-loan companies able to enjoy a higher repayment rate than traditional banks?
  • What are some of the most effective techniques that banks can use in their anti-money laundering programs?
  • How can providing better credit flow boost agricultural production in an economy?
  • How are off-balance sheet activities treated?
  • What is the role of Internet banking in society?
  • Will technology completely replace the role of a retail banking center and banks tellers?
  • How does the modern economy prevent a run on the banks from happening?
  • How is asset liability management performed in commercial banks?
  • What is the significance of corporate social responsibility in the banking system?
  • How are the concepts of equity performance and price related in the field of banking?
  • Before the Federal Reserve Bank existed, how were recessions dealt with in the United States? 17. Consider the influence of magnates like J.P. Morgan.
  • How did housing loans lead to the 2008 recession?
  • How did poor risk management at banks lead to the recession in 1980s Japan?
  • Why have hedge funds enjoyed a sustained level of progress?
  • Will brick-and-mortar banks one day be extinct?
  • What is the historical basis for having the Department of Agriculture manage the financial regulation of the United States?
  • Should every student be required to take a class on fiscal responsibility and money management?
  • How does foreign direct investment impact an emerging economy?
  • What is the best capital structure for a retail bank?

194 Banking Essay Topics

🏆 best essay topics on banking, ✍️ banking essay topics for college, 👍 good banking research topics & essay examples, 🌶️ hot banking ideas to write about, 🎓 most interesting banking research titles, 💡 simple banking essay ideas, ❓ banking essay questions.

  • Information Systems Evolution in the Banking Industry
  • Bank Street Curriculum: Implementation and Assessment
  • The Impact of the Internet on Banking
  • Online Banking Fraud Risk Awareness
  • Barclays Bank’s Strategic Analysis
  • Starling Bank’s Environment and Resource Analysis
  • Banking and Inventory Management
  • DBS Bank’s Digital Transformation Strategy DBS is now one of the best banks to use in Asia. This study will analyze the strategies used and their effectiveness in digitizing the bank.
  • Managing Employees Performance at HSBC Private Bank and Theoretical Analysis of Performance For a better understanding of Managing Employee Performance this paper would go for HSBC, the UK as a case study and then go for theoretical analysis.
  • Risk Management Strategies of Bank of America This essay analyses the risk management techniques adopted by the Bank of India to increase not only its profit but also its market share in detail.
  • Standard Chartered Bank Managing Human Resources This report is a case study on Standard Chartered, and the strength-based approach in the bank has been discussed with its benefits and also disadvantages.
  • Barclays Bank’s Talent Management The Barclays Bank in Stanford has successfully organised its human resource management approach to internalise the aspects of employee equity.
  • Bank of Credit and Commerce International Case When the branch offices of the Bank of Credit and Commerce International (BCCI) in seven countries were raided in early July 1991, one of the major bank scams involving billions of dollars was brought to light.
  • Barclays Bank’s Decision-Making & Risk Management Barclays Bank has a clear and progressive vision of the decision-making process, with risk management being the most elaborate one.
  • The Bank Robbery Crime Investigation The primary objective of securing the crime scene is to preserve all the evidence that can help trace and identify the bank robbery suspect.
  • Bank Reconciliation: Theft and Control Deficiencies Internal control is a vital process because it gives reasonable assurance about the activities of a company and compliance with laws and regulations.
  • TD Canada Trust Bank’s Performance Management The performance management system implemented in the TD Canada Trust Bank corresponds to the international financial sector management standards.
  • The Toronto-Dominion Bank in the Industry The Toronto-Dominion Bank measures its effectiveness using a personnel engagement score, optional labor turnover, and industry comparison.
  • Bank Management and Business Report Analysis This report is prepared in the interest of a bank that is planning to increase their sales performance, with the aim to provide an opinion on how sales should be improved.
  • Finance: The Currency School-Banking School Debate The period of the 1840s in the history of the economic thought is characterized by a significant controversy observed between the Currency School and Banking School.
  • Sustainable Solutions for the Bank of America Tower The following paper analyzes the current constraints present on the bank based on the building usage, the existing construction, the site, and the location.
  • HSBC Bank Balance Sheet Analysis Financial accounts have different users; each user has specific needs they require from the accounts. Financial account users can be defined into two main segments.
  • The Goals of a Banking Institution The management should ensure that effective structures are in place to align the firm’s resource so that the aims and objectives are met.
  • Analysis of Abu Dhabi Commercial Bank Abu Dhabi Commercial Bank is a full-service commercial bank that provides a broad range of products and services, for instance, retail banking, management of wealth and others.
  • Corporate Social Responsibility in Bangladesh’s Banking Sector CSR practices by banks in Bangladesh not only enhance their accountability but also boost their success and influence the socially responsible behaviors of other firms.
  • Banking, Its Ancient and Modern History The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria.
  • Chinese Bank’ Human Resources Management The paper analyses HRM through an examination of new approaches, recruitment and selection, monitoring and rewarding at the Industrial and Commercial Bank of China.
  • Corporate Governance in the Banking Industry Work utilizes the stakeholder theories and the stewardship presumption to shows how corporate governance contributes to higher standards of accountability in the banking industry.
  • HSBC Bank’s Staffing Change: Communication Plan This work shows the communication plan for the change in staffing at HSBC Bank, identifies its key trends, assumptions, and risks, and gives a SWOTT analysis of the organization.
  • Time Management for Students in Bahrain’s Banking This research is aimed to study the opinions and attitudes towards time management among the students at Bahrain University and the country’s financial sector.
  • National Australia Bank: Corporate Social Responsibility This paper explores corporate social responsibility through an analysis of a company selected from the database of the world’s most ethical companies.
  • World Bank’s Contribution to Sustainable Development Goals The essay examines the role of the World Bank in bolstering the Sustainable Development Goals measures to combat poverty and promote development.
  • Developing the Islamic Banking Cluster in the UAE The report’s mission is to develop the Islamic banking cluster in the UAE in order to be number one in Islamic Banking.
  • Punjab National Bank Housing Finance Company: Case Analysis Punjab Nation Bank Housing Finance Limited has experienced stagnant growth since its incorporation with other partners in 1988.
  • HSBC Bank and Barclays Bank: Comparison and Risk Exposures This paper focuses on the evaluation of the financial performance of HSBC bank and Barclays bank since the start of the global financial crisis.
  • Problems With Improve Bank Services Some of the problems that banks are likely to encounter while attempting to deliver solid customer service include privacy laws, fair lending policies, and debt securities.
  • Information Technology and Banking Sector IT has influenced two dissimilar areas in banking, including communication and connectivity, together with business progression reengineering.
  • Transformational Leadership in Pakistan’s Banking Sector The report tries to explicate the degree of diffusion of transformational and transactional leadership across the banking sector in Pakistan.
  • The Impact of the COVID-19 Pandemic on the Standard Chartered Bank This paper will explore the impact that the COVID-19 pandemic had on the Standard Chartered bank, the development of technology, and its influence on human resource management.
  • Bank of America and Financial Analysis Bank of America is a leading US financial institution. An analysis of the Strengths, Weaknesses, Opportunities, and Threats (SWOT) is essential when planning the Bank’s future.
  • Islamic Banking Features Analysis The purpose of the research will explore specific features within Islamic banking that impede the free flow of capital.
  • Barclays Bank’s Innovative Managerial Practices One of the most vivid examples of Barclays’s encouragement of entrepreneurship processes is the LifeSkills program.
  • International Monetary Fund, World Bank, and World Trade Organization This paper studies three international financial organizations: the International Monetary Fund, the World Bank, and the World Trade Organization.
  • Benefits and the Challenges of Financial Restructuring for Bank Muscat – Oman Bank Muscat is a fiscal services company in Oman that offers retail banking, corporate banking, treasury, investment banking, asset management, and private banking.
  • People Analytics of the Qatar National Bank One of the biggest challenges in conducting people analytics research for the Qatar National Bank is working with unstructured data.
  • JPMorgan Chase Bank and Big Data The purpose of this paper is to analyze big data as technology concerning JPMorgan Chase and consider how it can be used shortly by this company.
  • Banking Regulations Undermining Financial Crisis Traces of financial crisis and negative externalities have been present across the banking sector for the last several decades.
  • Investment Opportunity Analysis: British Banking Sector The Big Four British banks dominate the UK banking industry for a number of reasons, including their longevity, aggressive marketing, and service variety.
  • Competition in Islamic Banking Systems The main purpose of the research will be to investigate the effect of competition on profitability and the market power in the Islamic banking system.
  • National Bank of Bahrain Analysis This report attempts to analyze the characteristics that determine the attractiveness of the NBB to investors, namely its financial structure and corporate governance framework.
  • Analysis of Islamic Banking and Finance The purpose of this article is to consider the features of Islamic banking, as well as the principles on which the relationship between the bank and customers is built.
  • Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
  • Banking Policy Regulation: Lending to Minorities The lenders argue, many minorities take loans which they cannot afford to pay. Some households take mortgage loans with anticipation that the prices for these houses will increase.
  • Abu Dhabi Islamic Bank’s Online Banking Services The purpose of this paper is to analyze modern online banking practices in the UAE, using Abu Dhabi Islamic Bank (ADIB) as an example.
  • Mountain Bank’s Business Strategy Organizational profits rely on a good business strategic plan. For the case of Mountain Bank, the profits have been declining as a result of the poor business strategic plan.
  • Barclays Bank History and Analysis Barclays bank is one of the oldest banks in the world. Its history dates back in the 17th century when, banking services were being introduced in the United Kingdom.
  • Co-operative Banking Group’s Enterprise Software The report illustrates how implementation of ERP system in Co-operative banking group will help in improving the firm’s accounting, inventory as well as logistics practices.
  • Foreign Investment in Chinese Banking Sector: HR Policies China`s banking system and foreign investment policies have to survive numerous changes and improvements using its norms and guidelines in comparison to developing countries.
  • The National Australia Bank’ Corporate Governance The purpose of this paper is to develop a critical analysis of NAB’s corporate governance in terms of the protocols and practices.
  • Mobile Banking Development and Analysis Project This research will be discussing the application of a mobile banking application, its effects, and its benefits to the consumers.
  • The Structure and Functions of the World Bank The paper highlights the structure and functions of the World Bank and the United Nations in the global arena. It centered on the reasons behind the formation.
  • Information Gain in the Banking Sphere Information gain can be determined as a methodology that can be practically applied to the digitalization of payments in the banking sphere.
  • Customer Analysis via Entropy and Information Gain in Banking The introduction of big data analytics in the financial sector has provided bankers with countless opportunities to improve the quality of their services.
  • Information Gain and Entropy Methods in Banking The paper reviews the methods of information gain and entropy used by banking companies and critically analyzes some alternatives that are possible to use.
  • Islamic Banking: Risk Management, Operations and Barriers Islamic banks have been opened all over the world and they have their own unique operations that depend on the rules and regulations of Islamic law.
  • The Effectiveness of the World Bank The World Bank has been ineffective in its roles because of the poor review of projects, weak implementation of organizational policies, and failure to alleviate extreme poverty.
  • International Logistics, Business, and Banking Conservative decisions are quite typical in the realm of financial operations for numerous reasons, the high possibility of a failure as a result of the lack of proper testing.
  • Credit Quality in Banking Lending and Investment This paper analyses the credit quality problems of banking institutions’ lending and investment decisions over the last 30 years.
  • Evolution of Modern Banking: Middle Ages to Present The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes.
  • The Bain & Co. and the Old Family Bank Analysis This paper aims at a holistic and comprehensive analysis of Bain & Co. and the Old Family Bank from the point of view of internal and external aspects.
  • The Central Bank Currency in the Monetary System The article examines the central bank currency in the monetary system. The people’s need to have control over money is the reason for the need for the central bank currency.
  • Key Learnings for Banking Sector During COVID-19 The changing nature of the modern business environment requires considering organizational development (OD) practices.
  • CNP Bank Card: Case Analysis This paper focuses on the CNP bank card case, which aims to create a method for forecasting credit-card defaults and identifying potential client bases for various credit instruments.
  • The Basel III Agreement in Banking The paper discusses Basel III. It is a global regulatory agreement that mandates banks to maintain particular leverage ratios and reserve capital levels.
  • Moroccan Central Bank’s Ethics and Systems The banking sector in the last two years has been impacted greatly by the COVID-19 pandemic. The situation led to the emergence of various innovations.
  • A Bank, a Grocery Store, and a Restaurant: The Cultural Features This paper analyzes the available cultural features of a bank, a grocery store, and a restaurant to determine the distinctive features of these public places.
  • America’s Banking Industry: Past, Present, and Future Banks are critical to the economic stability of a country. Banks are the primary option for borrowing, saving, and investing for millions of Americans in the United States.
  • The National Banking Crisis Analysis The recent crisis at a national bank has attracted nationwide coverage due to its massive effect on the economy.
  • Qatar National Bank’s General Information Bank groups that have already developed the most efficient business models and managed to expand their operations globally are in a comfortable position.
  • Banking in the United States of America The banking system of the United States of America is one of the youngest, and banking has its own specifics with a lot of restrictions and even archaic elements.
  • The Community Reinvestment Act and the Banking Systems This paper aims to study the impact of the Community Reinvestment Act (CRA) on banking in communities of Arkansas, California, and Boston.
  • Islamic Banking and Its Development Problems Islamic banking’s main purpose is to perform the function of making payments and working with a considerable amount of money.
  • Bank’s Digital Trends, Opportunities, and Threats The essay demonstrates the most crucial digital opportunities and threats for a commercial bank. The strategies to reduce the number of abandoned baskets are discussed.
  • AMZ Bank’s Main Problems and Their Solution As a result of the analysis of the AMZ bank and its activities, it was found that the main problem is a toxic culture and the resulting social and economic structure.
  • Banking: A Balance Sheet and an Income Statement The paper indicates that when compared to a balance sheet, an income statement presents a less defined and incomplete type of analysis.
  • Wells Fargo Bank Scandal in Southern California The scandal in Wells Fargo Bank emerged after the customers started receiving the cards in their mail and others noticed accumulating bank fees.
  • An Overview of Risks in Banking and Investments Credit ratings serve as vital tools for the investor, especially when they need a precise analysis of the organization’s position at a glance.
  • Green Initiatives of the Toronto-Dominion Bank The paper will assess the actions taken by Toronto-Dominion Bank in order to reduce its impact on the environment.
  • Organizational and National Culture in Banking The most important feature of commercial bank management is the continuous search for a productive compromise between the organizational and the national cultures.
  • Current Dynamics and Trends in Corporate Banking Sustainable financing is one of the emerging trends in corporate banking due to the consequences of the COVID-19 pandemic.
  • Island Banking Services: Cybersecurity Strategy and Implementation Plan This paper aims to describe the cybersecurity strategy and its implementation plan for Island Banking Services that is a firm that works in Financial Transactions Processing.
  • East Bank Regional Hospital System The paper presents reasons to support East Bank Regional Hospital’s decision to expand its services. The consideration of the diseases will meet the medical needs.
  • Mergers and Acquisitions in the Banking Sector This paper discusses mergers in the banking sector, reasons for a wave of mergers between banks, and difficulties that acquiring banks may face in the future.
  • Change in Composition of Bank Funding Since 2008 The main components of bank funding are deposits, short-term debts, and long-term debts. Over 50% of bank funding originates from retail deposits.
  • Impact of Bank Regulation, Market Structure, and Institutions on Cost of Financial Intermediation Through the process of intermediation, the financial institutions are able to ensure that there is an effective flow of funds.
  • Banks and Banking in Spain The Spanish legal framework has transformed banking and insurance services due to the creation of the EU single market.
  • Hull vs. Bank Case Study This case reflects the issue that occurred between the property tenants and the North Adams Hoosac Savings Bank. Harry transferred his interests in East Quincy and to his wife.
  • The Effect of Finance as It Relates to Banking in Our Society The purpose of this paper is to analyze the effects of finance as it relates to banking in the Cayman Islands.
  • Bank of Credit and Commerce International’s Criminal Activity This case provides adequate information on how BCCI bank was involved in a global financial crime of laundering billions of dollars globally.
  • Piggy Bank’s Sample Size to Estimate Mean Dollars To estimate a single population mean, the sample size should be the same as the population size. So, all the customers of Piggy Bank will have to be included in the sample.
  • Improving the American International Bank Situation The research is targeted at offering several ways to better the American International Bank (AIB) current situation as well as outline its future opportunities.
  • Opening a Bank Office in Lithuania This paper will discuss the viability of opening a bank office in Lithuania. Opening a new office usually involves many risks, especially if the new area is not researched properly.
  • Information Age, Future, and Medical Banking Medical banking organized following the concept of patient-centered care can facilitate the shift from logical considerations to the particular needs of patients.
  • DuPont Analysis of the Chinese Bank of Communications The present report aims at applying DuPont analysis to evaluate the performance of the Chinese Bank of Communications (BoCom) against its competitor, China Merchants Bank (CMB).
  • Attempted Bank Robbery Criminal Justice Case The suggested case describing the plan to commit a crime of bank robbery is characterized by several elements that are commonly identified in crime attempts.
  • Corporate Governance Against Financial Risk Up to Date With Banking Crisis The essay discusses financial problems, especially the financial banking crisis and how to deal with it and its risks, as well as the impact of corporate governance on it.
  • Opening a Bank Branch in Lithuania Lithuania is a perfect country to open a new branch of the regional bank. It is a highly developed state with significant achievements in economics and international trade.
  • The Bank of America on the Verge of Substantial Changes It is essential to find the right balance between the desire to improve the growth margins and the risk of losing everything through bankruptcy to profit and raise capital.
  • COVID-19 Effects for Truist Bank With the spread of COVID-19, causing many Americans to lose jobs and see financial hardships, Truist would need to focus on how they can help their customers in their times of need.
  • To Loan or Not to Loan: Taggert’s Bank Plans Taggert’s bank plans to extend its subprime loans and is exploring new lending methods that will increase its competitive edge.
  • The Crisis in UK Banking of 2007-2008 The combination of major economic shocks and the unprecedented global policy response to the banking crisis has generated exceptional uncertainties for household,
  • Wachovia Bank Financial Report Wachovia bank, which is now a part of Wells Fargo bank, was regarded as the fourth-largest bank holding company in the USA, the financial system of which was based on total assets.
  • Best Big Bank in Australia & Principal Agent Theory The paper reviewed the possible problems that occurred while the “Nucleus” referral system implementation in the Best Big Bank located in Australia.
  • The Analysis of Wells Fargo Bank Actions The Wells Fargo Bank was helping the mining companies to raise enough money to enhance their efficient exploitation of minerals on mountain tops.
  • Financial Market Regulation and Bank Activity Limitations The limitations on bank activity vary in countries, there are some similar processes: policies on bank’s capital, and the policies on the connection between banking and business.
  • Macroeconomic Theory: Barclays Bank in the UK For purposes of this study, we will analyze how the national economy can affect the performance of Barclays Bank, a major Public Limited Company.
  • Financial Management and Investment Banking This paper will focus on the primary markets, analyze the functions that investment bankers perform in the traditional process for issuing new securities.
  • Mobile Telephony Services Investing in Real-Time Banking Investing in new smartphone technology is a waste of time in poor markets. Investing in services through mobile telephone services seems to be the next big thing.
  • Improving Workplace Learning for the Bank Tellers Improving workplace learning for the bank tellers by first identifying the weaknesses or obstacles then developing a strategy towards addressing the weaknesses.
  • The Ethical Issues of Western Bank and Trust and Bobby’s Bagels Managers In this paper I am going to examine ethical issues in two companies: Western Bank and Trust and Bobby’s Bagel.
  • Geithner’s Bank Plan: Winners and Losers Joshua Zumbrun in his article “Geithner’s Bank Plan: Winners and Losers” in the “Forbes” offers banks to sell their bad assets – the loans and securities they cannot unload in the market.
  • The Grew of Financial World Crisis: Global Central Bank As Michael Mandel writes in his article, the financial world crisis flows out of the absence of a global central bank, which could have regulated the world financial movements.
  • Banking Bail-Outs and the Housing Market This paper focuses on the impact of the banking bail-out on the housing sector. The US banking bail-outs elicited spirited criticism and resistance from thousands of Americans.
  • St. George Bank: Human Resources and Entrepreneurship St. George Bank should also come up with new methods to access their customers and also new channels on which the customers can get their services.
  • Analyzing Bank Performance: Risk Propositions This report points out some of the challenging circumstances that the banks and financial institutions may find themselves in if the crisis goes out of hand.
  • St. George Bank. Profits and Perspectives. The financial statements of St. George Bank Ltd are legitimately prepared in accordance with Australian Accounting Standards, the Corporation Act of 2001.
  • Waiting Lines Situation at Banking Organizations Hiring more personnel could be a solution to address the challenge of long queues at many facilities.
  • Bank of America Launching New Online Services Bank of America successfully tested its new mobile banking service on a small-scale basis to determine the acceptability level among customers.
  • Macroeconomics Interest Rates and Aggregated Supply: Demand in the Federal Reserve Bank The Federal Reserve Bank makes a decision to increase interest rates regardless of the fact that real wages do not rise.
  • Vision Bank’s Intercultural Communication: Problems and Recommendations The selected company for this report is Vision Bank. It provides banking, loans, financial advice, and consultancy services to customers in different regions.
  • Doha Bank Qatar’s Strategic Thinking and Leadership Doha Bank Qatar involves its departments together with external agencies and customer firms to incorporate innovation and focus on change to achieve success in its operations.
  • Central Bank’s Communications Strategy The set of genres and a wide range of meditating technologies associated with the Central bank’s communications strategy can be perceived as portions of local organization action.
  • Global Political Economy: World Trade Organization, World Bank, and European Union This essay on global political economy will present answers to the attached questions. The answer to the first question will illuminate the exact functions of World Trade Organization.
  • Bank Solutions International’s Technology Gaps and Security Strategy Training of information staff and personnel would be done on a quarterly basis and this would reduce the effect of an outdated approach to problem-solving.
  • Global Financial Crisis and Banking System in Australia The recent global financial crisis affected almost all banks in the world with very few banks shielded from this misfortune.
  • Human Rights in Israel-Gaza and West Bank Regions The conflict in the Gaza region was a violation of human rights because the sovereignty of the state was not respected by foreign powers.
  • Veema Banking Company’s Investment in the UAE This report provides an analysis of the general business environment that Veemah Banking Company will meet during the employment of its investment endeavors in the UAE.
  • Grameen Banking System Alleviating Poverty This paper discusses various aspects of the Grameen banking system and focuses on how it has assisted communities, and evaluate its future success.
  • Bank’s Performance Financial Regulation Net income which signifies the profits that a bank makes after taxes gives us a direct view of a bank’s performance in terms of its ability to pay dividends as well as retain earnings.
  • Fraud Perpetrators in Banking Organizations Most of the fraud perpetrators are insiders. This is common among the lowly paid employees who have the feeling that their employers are paying them too less.
  • Bank Loan Manager: Job Analysis and Recruitment Bank loan manager is a rather profitable and respectable job, and its popularity and prestige have been growing during the last decade.
  • The Lehman Brothers Bank Collapse The main purpose of this study is to examine the financial crisis of 2008-2010 on public discourse with regard to the collapse of Lehman Brothers.
  • Goldman Sachs Group in Investment Banking Industry Goldman Sachs Group has had a long history in the context of the global economy and, therefore, has gained impressive experience over the years of its operations.
  • Hedging Strategy and Bank Risk Management Strategy for risk management is an essential step for banks. Hedging is a tool managing the financial risks that may emerge in the process of managing forwards and futures.
  • US Financial and Banking Reforms History The paper reviews articles that analyze the challenges of the US financial institution in 1832 and explain the significance of the US banking reforms under Nicolas Biddle.
  • Bank of America’s E-Business Challenges The promoters of the Bank of America have not conceded on the matter of going e-business. This problem has a direct relation to the size and financial ability.
  • The Asian Infrastructure Investment Bank’s Initiative The purpose of this paper is to discuss the implications of the Asian Infrastructure Investment Bank’s initiative and analyze three global connections with regard to the project.
  • State Bank’s and Real Estate Bank’s Collapse Today, the collapse of state banks is the problematic situation which is often associated with significant economic and political problems in the country.
  • The Rise of Islamic Banking in a Time of Economic Crisis On the surface, it may seem odd that Islamic banking is in such demand but when looked at from a cultural and religious perspective, it embodies the very essence of Islamic law.
  • Barclays Bank’s Decision-Making and Leadership Barclays Bank Board comes up with the vision for the bank. It could be the expansion plans into the Middle East or the African continent.
  • Eastern Bank and First Bank & Trust Company Merger The Eastern Bank Corporation and the First Bank & Trust Company have different human resources policies. For the merger, a general HR management strategy should be developed.
  • China’s Asian Infrastructure Investment Bank China’s Asian Infrastructure Investment Bank is an organization intended to support infrastructural development in the region. The US and Japan voiced their disproval of the endeavor.
  • US Banking Expansion in Emerging Markets U.S. banking has contributed significantly to the development of financial markets of emerging countries such as China, Malaysia, Brazil, and others.
  • Major British Banking Group and Financial Crisis The purpose of this study is the assess the extent to which financial crisis in the United States of America contributed to the liquidity crash in the Major British banking group.
  • Commercial Bank’s Profitability in Austria The analysis done in this paper shows that there is a close relationship between gross domestic product and commercial banks’ profitability in Austria.
  • Bank of Japan’s Unconventional Monetary Policy In Japan, the supply of money is mainly controlled by the Bank of Japan with the help of monetary policy that is focused on inflation and interest rates.
  • Banking Merger, Its Benefits and Consequences The paper seeks to discuss the effects of mergers in the banking industry on the public especially in the United Kingdom.
  • World Bank’s Logistics Performance Index The World Bank’s Logistics Performance Index (LPI) is constructed to assist countries in determining the key challenges and opportunities in logistics.
  • National Australia Bank Analysis The national Australia bank has many programs which help it to adhere to the ethical regulations which govern all businesses in Australia.
  • The Lehman Bank: Irregularities and Cybercrimes Henry Lehman had until recently been the head of one of the world’s largest and most successful investment bank. Smith was a professional who had worked for one of the Lehman Bank’s subsidiaries.
  • United States Banking Merger Relevance In the banking sector, mergers and takeovers have become very common. In this paper, the researcher will look at the relevance of banking mergers in the modern market.
  • Economics: Currency and Banking Schools Debates This thesis of the paper will be a statement about the importance of the Currency and Banking Schools, especially their influence on the decisions of policy-makers.
  • Financial Regulation by the IMF and the World Bank The International Monetary Fund and the World Bank use several instruments to regulate the balance of payments problems and other financial crisis that countries might have faced.
  • Electronic Banking Services in a Qatar Bank The present research is based on the context of e-banking services in Qatar, a small country with abundant natural assets. Banks in Qatar have not been able to get the majority of customers.
  • Does Customer Relationship Management Matter in the Banking System?
  • Have More Strictly Regulated Banking Systems Fared Better During the Recent Financial Crisis?
  • Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small and Medium Enterprises?
  • Can Bubble Theory Foresee Banking Crises?
  • Are Bank Holding Companies a Source of Strength to Their Banking Subsidiaries?
  • Does Banking Competition Affect Innovation?
  • Why Fixing the ‘Shadow Banking’ Sector Is Essential for the U.S. Housing Market?
  • Are Cooperatives the Weakest Link in European Banking?
  • Has the Global Banking System Become More Fragile Over Time?
  • Does Banking Regulation Cause Counterproductive Economic Dynamics?
  • Can Monetary Union Enhance Banking Competition?
  • How Does Banking Market Power Affect Bank Opacity?
  • Are Banking Supervisory Data Useful for Macroeconomic Forecasts?
  • Does Banking Consolidation Worsen Firms’ Access to Credit?
  • Are Banking Systems Increasingly Fragile?
  • How Does Banking Sector Globalization Affect the Banking Crisis?
  • Can Sustainable Banking Help Stimulate Economic Growth in Sub-Sahara Africa?
  • Are Labor-Saving Technologies Lowering Employment in the Banking Industry?
  • How Does Competition Affect Efficiency and Soundness in Banking?
  • Can Central Banking Survive the IT Revolution?
  • Are More Competitive Banking Systems More Stable?
  • Does Banking Consolidation Lead to Efficiency Gains?
  • Are Recoveries From Banking and Financial Crises Really So Different?
  • What Determines the Banking Sector Performance in Globalized Financial Markets?
  • Can the Chinese Banking System Continue to Grow Without Sacrificing Loan Quality?
  • Are Systemic Banking Crises in Developed and Developing Countries Predictable?
  • What Drives Banking Sector Fragility in the Eurozone?
  • Can Islamic Banking Increase Financial Inclusion?
  • Does Banking Sector Development Affect Economic Growth and Inflation?
  • What Are the Customer Perceptions Towards Banking Industry Marketing?

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These essay examples and topics on Banking were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on January 5, 2024 .

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200 Finance Dissertation Topics: Quick Ideas For Students

finance dissertation topics

Finance dissertation topics are on-demand in the 21st century. But why is this so? It may perplex you how everyone is up and down looking for interesting, quality finance topics. However, the answer is simple: because fascinating finance dissertation topics can earn students bonus points. We will delve into that in just a second. Your finance topic dictates the difficulty of the assignment you are going to handle. Landing on the right topic means that you will not have to toil as much as when you pick a highly complex topic. Does it make sense? Let’s explore the nitty-gritty of finance dissertation papers before we get into mentioning the top-rated finance research topics list.

What Is A Finance Dissertation?

As the name goes, finance dissertation is a kind of writing that investigates a particular finance topic selected by the student. The topics range from the stock market, banking, and risk management to healthcare finance topics.

This dissertation provides the student with a degree of academic self-confidence and personal satisfaction in the finance field. Finance writing requires extensive research to create a persuasive paper in the end.

Writing Tips For Finance Dissertations

Are you uncertain concerning what you need to do to compose a top-notch finance dissertation? Worry no more! Our professional writers have put together some essential suggestions to kick you off. In the next few minutes, you will be in a position to create a perfect finance dissertation painstakingly:

  • Narrow down your topic : Trim down your finance topic to a specific niche. It should focus on one region; either micro-finance, macro-finance, or internet banking.
  • Verify your facts : Finance is a field that includes a lot of statistical data to be followed logically. Therefore, verify facts and figures with reliable sources before opting to use them in your paper.
  • Write concisely : Unlike other papers with long narrative tales, you should encapsulate a finance paper into a tight, concise paper. The rule of ‘short is sweet’ technically applies here at great length.
  • Arrange your data neatly : A paper that is stuffed with numerals and charts all over may turn down a reader at first sight. For an impressive finance thesis, know-how and when to use your data.
  • Write simply : Avoid jargon that may confuse an ordinary reader. Where a need is for technical terms to be used, illustrate them with relatable examples. Simplicity is gold in a finance dissertation. So, use it well.

With these tips and tricks, you are all set to start writing your finance paper. We now advance to another crucial part that will make sure your finance paper is refined and at per with your institution’s academic standards.

General Structure of a Finance Dissertation

It is crucial to consult your supervisor regarding your dissertation’s research methodology, structure, style, and reasonable length. Depending on the guidance of your supervisor, the structure may vary. Nonetheless, as a general guide, ensure the following sections are part and parcel of your dissertation:

  • Introduction: State the problem that you intend to address in your dissertation. It also includes a definition of key terms, the relevance of the topic and a summary of hypotheses.
  • Theoretical and empirical literature, hypotheses development and contribution: It provides the theoretical framework of your study. The hypotheses are based on the literature review.
  • Data and methodology: State the model (i.e. dependent and key independent variables) that you want to use the drawing on theoretical framework or economic argument that you may employ for your analysis. Define all control variables and describe the data used to test the hypothesis.
  • Empirical results: Describe the results and mention whether they are consistent with the hypotheses and relate them with the existing evidence in the literature. You will also describe the statistical and practical/economic significance of your findings.
  • Summary and conclusion: Summarize your research and state the general conclusion with relevant implications.

It is important to have all the dataset you want to use readily available before finalizing the topic. The dataset is essential for testing your hypotheses. There are thousands of research topics for finance students available all over the internet and academic books. You only have to browse and lookup for the latest research or refer to past readings or course lectures. Even though this exercise may look simple enough on the surface, it takes a lot of time to consider what makes for interesting finance topics adequately. Not all ideas you find will achieve the academic requirements that your supervisor expects from you. Here is a list of freshly mint topics to use for numerous finance situations:

Impressive Healthcare Finance Topics

Healthcare involves more than just treating patients and administering injections. There are finance aspects that also come into play, including:

  • Strategies for marketplace achievement in turbulent times: Medical staff marketing
  • Effects of the employer executive compensation and benefits plan after the Tax Reform Act of 1986
  • Improving profitability through accelerating philanthropic giving to healthcare systems
  • Acceleration and effective information strategies for cash management in hospitals
  • Finding the system’s solution to health care cost accounting
  • How hospitals spend money from charitable organizations and donor funding
  • Models of enhancing cost accounting efforts by improving existing information sources
  • Strategies of increasing cash flow with a patient accounting review
  • A systematic review of productivity, cost accounting, and information systems
  • A study of the cost accounting strategies under the prospective payment system
  • How to manage bad debt and charity care accounts in hospitals
  • Achieving more value from managed care efforts in healthcare systems
  • Strategies of achieving economies of scale through shared ancillary and support services
  • Profitable ways of financing the acquisition of a health care enterprise
  • Effects of mergers and acquisitions on private hospitals
  • Measuring nursing costs with patient acuity data in hospitals
  • Affordable treatment and care for long-term and terminal diseases
  • Survey of the organization and structure of a hospital’s administration concerning financing
  • Impact of culture and globalization on healthcare financing
  • Discuss the necessity for universal health coverage in the United States

Finance Management Project Topics

If you are a finance management enthusiast, this section will impress you the most:

  • The impact of corrupt bank managers on its sustainability
  • How banks finance small and medium-scale enterprises
  • Loan granting and its recovery problems on commercial banks
  • An evaluation of credit management in the banking industry
  • The role of microfinance banks in the alleviation of poverty in the US
  • Comparative evaluation strategies in mergers and acquisitions
  • How to plan and invest in the insurance sector and tax planning
  • Impact of shareholders on decision-making processes on banks
  • How diversity in banks affects management and leadership practices
  • Credit management techniques that work for small scale enterprises
  • Appraisal on the impact of effective credit management on the profitability of commercial banks
  • The impact of quantitative tools of monetary policy on the performance of deposit of commercial banks
  • Financial management practices in the insurance industry and risk management
  • The role of the capital market in economic development
  • Problems facing financial institutions to the growth of small scale business in the USA
  • Why training and development of human resources is a critical factor in bank operations
  • The impact of universal banking financial system on the credibility
  • Security threats to effective management in banks
  • The effect of fiscal and monetary policy in controlling unemployment
  • The effects of financial leverage on company performance

Topics in Mathematics With Applications in Finance

Mathematics and finance correlate in several ways in that they borrow concepts from each other. Here are some of the mathematics concepts that apply to finance paper topics:

  • Linear algebra
  • Probability theory
  • Stochastic processes
  • Regression analysis
  • Value at risk models
  • Time series analysis
  • Volatility modelling
  • Regularized pricing and risk models
  • Commodity models
  • Portfolio theory
  • Factor modelling
  • Stochastic differential equations
  • Ross recovery theorem
  • Option, price, and probability duality
  • Black-Scholes formula, Risk-neutral valuation
  • Introduction to counterparty credit risk
  • HJM model for interest rates and credit
  • Quanto credit hedging
  • Calculus in finance and its application

International Finance Topics

International finance research topics deal with a range of monetary exchanges between two or more nations. Below is a list of international research topics in finance for you to browse through and pick a relevant one:

  • A study of the most important concepts in international finance
  • How internal auditing enhances good corporate governance practice in an organization
  • Factors that affect the capital structure of Go Public manufacturing companies
  • A financial engineering perspective on the causes of large price changes
  • Corporate governance and board of directors responsibilities
  • An exploratory study on the management of support services in international organizations
  • An accounting perspective of the need for theorizing corporation
  • Impact of coronavirus on international trade relations
  • Is business ethics attainable in the global market arena
  • How exchange rates affect international trading
  • The role of currency derivatives in shaping the global market
  • How to improve international capital structure
  • How to forecast exchange rates
  • Ways of measuring exposure to exchange rates fluctuations
  • How to hedge exposure to exchange rates fluctuations globally
  • How foreign direct investment puts individual countries at risk
  • How to stabilize international capital markets
  • A study of shadow banking in the global environment
  • A comparative analysis of Western markets and African markets
  • Exploring the monetary funding opportunities by the International Monetary Fund

Corporate Finance Research Topics

These 20 topics have the potential to help you write an amazing corporate finance paper, provided you have the will to work hard on your paper:

  • Short- and long-term investment needs for working capital trends
  • Identifying proper capital structure models for a company
  • How capital structure and an organization’s funding of its operations relate
  • Corporate finance decision making in unstable stock markets
  • The effect of firm size on financial decision making incorporates
  • Compare and contrast the different internationally recognized corporate financial reporting standards
  • Evaluate the emerging concept integrated reporting in corporate finance
  • Managing transparency in corporate financial decisions
  • How technological connectivity has helped in integrated financial management
  • How different investment models contribute to the success of a corporate
  • The essence of valuation of cash flows in financial and non-financial corporates
  • Identify the prevalent financial innovations in the USA
  • Ways in which governance influences corporate financial activities
  • Impact of taxes on dividend policies in developed nations
  • How corporate strategies related to corporate finance
  • Implications of the global economic crisis in the backdrop of corporate finance concepts
  • How information technology impact corporate relations among companies
  • Evaluate the effectiveness of corporate financing tools and techniques
  • How do FDI strategies compare in Europe and Asia?
  • The role of transparency and liquidity in alternative corporate investments

Finance Debate Topics

These finance debate topics are formulated in keeping with emerging financial issues globally:

  • Is China’s economy on the verge of ousting that of the US?
  • Does the dynamic nature of the global market affect the financial alienations of countries?
  • Is Foreign Direct Investment in retail sector good for the US?
  • Is it possible to maintain stable oil prices in the world?
  • Are multinational corporations good for the global economy?
  • Does the country of origin matter in selling a product?
  • Are financial companies misusing ethics in marketing?
  • Why should consumer always be king in marketing messages?
  • Does commercialization serve in the best interest of the consumer?
  • Why should companies bother having a mission statement?
  • Why should hospitals receive tax subsidies and levies on drugs?
  • Is television the best medium for advertisement?
  • Is the guarantor principle security or a myth?
  • Compare and contrast market trends in capitalism versus Marxism states
  • Does the name of a business have an impact on its development record?
  • Is it the responsibility of the government to finance small-scale business enterprises?
  • Does budgeting truly serve its purpose in a company?
  • Why should agricultural imports be banned?
  • Is advertising a waste of company resources?
  • Why privatization will lead to less corruption in companies

Finance Topics For Presentation

Is your group or individual finance presentation giving you sleepless nights just because you do not have a topic? Worry no more!

  • The role of diplomatic ties in enhancing financial relations between countries
  • Should banks use force when recovering loans from long-term defaulters?
  • Why mortgages are becoming difficult to repay among the middle class
  • Ways of improving the skilled workforce in developing
  • How technology creates income disparities among social classes
  • The role of rational thinking in making financial decisions
  • How much capital is necessary for a start-up?
  • Are investments in betting firms good for young people?
  • How co-operatives are important in promoting communism in a society
  • Why should countries stop receiving foreign aids and depend on themselves?
  • Compare and contrast the performance of private sectors over public sectors
  • How frequent should reforms be conducted in companies?
  • How globalization affects nationalism
  • Theories of financial development that is still applicable today
  • Should business people head the finance ministry of countries?
  • The impact of the transport sector on revenue and tax collection
  • The impact of space exploration on the country’s economy
  • How regional blocs are impacting developing nations
  • Factors contributing to the growth of online scams
  • What is the impact of trade unions in promoting businesses?

Finance Research Topics For MBA

Here is our best list of top-rated MBA financial topics to write about in 2023, which will generate more passion for a debate:

  • Evaluate the effect of the Global crisis to use the line of credit in maintaining cash flow
  • Discuss options for investment in the shipping industry in the US
  • Financial risk management in the maritime industry: A case study of the blue economy
  • Analyze the various financial risk indicators
  • Financial laws that prevent volatility in the financial market
  • How the global recession has impacted domestic banking industries
  • Discuss IMF’s initiatives in tackling internal inefficiency of new projects
  • How the WTO is essential in the global financial market
  • The link between corporate and capital structures
  • Why is it important to have an individual investment?
  • How to handle credit crisis in financial marketing
  • Financial planning for salaried employee and strategies for tax savings
  • A study on Cost And Costing Models in Companies
  • A critical study on investment patterns and preferences of retail investors
  • Risk portfolio and perception management of equity investors
  • Is there room for improvement in electronic payment systems?
  • Risks and opportunities of investments versus savings
  • Impact of investor awareness towards commodities in the market
  • Is taxation a selling tool for life insurance
  • Impact of earnings per share

Public Finance Topics

These interesting finance topics may augur well with university students majoring in public finance:

  • Financial assistance for businesses and workers during Coronavirus lockdowns
  • Debt sustainability in developing countries
  • How we can use public money to leverage private funds
  • Analyze the use of public funds in developed versus developing countries
  • The reliability of sovereign credit ratings for investors in government securities
  • Propose a method of analysis on the cost-benefit ratio of any government project
  • The role of entities in charge of financial intermediation
  • The reciprocity and impact of tariff barriers
  • Impact of the exempted goods prices on the trade deficit
  • Investor penalties and its impact in the form of taxes and penalties
  • Public government projects that use private funds
  • Ways of measuring the cost of sustainability
  • Maintaining economic growth to avoid a strong recession
  • The impact of the declining income and consumption rates
  • Effects of quarantine and forced suspension of economic activity
  • Innovative means of limiting the scale of pandemic development
  • The growing scale of the public debt of the public finance system
  • A critical analysis of the epidemiological safety instruments used in countries
  • The growing debt crisis of the state finance system
  • How to permanently improve and increase the scale of anti-crisis socio-economic policy planning

Business Finance Topics

You can address the following business finance research papers topics for your next assignment:

  • How organizations are raising and managing funds
  • Analyze the planning, analysis, and control operations and responsibilities of the financial manager
  • Why business managers should take advantage of the federal stimulus package
  • Economical ways of negotiating for lower monthly bills
  • Evaluate the best retirement plans for entrepreneurs
  • Tax reform changes needed to spearhead businesses to the next level
  • How politicians can help small businesses make it to the top
  • Setting up life insurance policies from which you can sidestep the banks and loan yourself money
  • Why every business manager should know about profit and loss statements, revenue by customers and more.
  • Advantages of creating multiple corporations to business entrepreneurs
  • Why good liquidity is a vital weapon in the face of a crisis
  • Reasons why many people are declaring bankruptcy during the coronavirus pandemic
  • Why you should closely examine the numbers before making any financial decisions
  • Benefits of corporations to small scale business ventures
  • How to start a business without money at hand
  • Strategies for improving your company’s online presence
  • Discuss the challenge of debt versus equity for small-scale businesses
  • The impact of financial decisions on the profitability and the risk of a firm’s operations
  • Striking a balance between risk and profitability
  • Why taking the ratio of current assets to current liabilities is important to any business

You can use any of the hot topics mentioned above for your finance dissertation paper or opt for our thesis writing services . We have competitive finance dissertation writing experts ready to tackle your paper to the core. Try us today!

125 Project Management Research Topics

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Dissertation Topic in Finance

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  • Updated on  
  • Jan 2, 2023

Dissertation Topics in Finance- MBA, Banking, Accounting Projects-04 (1)

Also known as the study of investments, Finance is a combination of two interrelated subjects – how money is handled and the process of obtaining money. One of the reasons why postgraduate students struggle with their Finance dissertation topics is that they do not spend enough time planning it. It is important for students to be extremely careful while writing a finance dissertation as it contributes a lot to their respective degrees. This blog provides you with the best topics, a dissertation structure, and more. 

This Blog Includes:

What is a finance dissertation, why finance dissertation topics are important, tips to find excellent dissertation topics on finance, writing tips for finance dissertation, how to plan your work on a finance dissertation, how to structure a finance dissertation, finance dissertation general topics , topics related to india, mba dissertation topics, banking dissertation topics , accounting dissertation topics, research project example, final consideration and conclusion.

Finance dissertations, as the name implies, are pieces of writing that study a certain finance topic chosen by the student. The subjects covered include anything from the stock market to banking and risk management to healthcare finance. This dissertation gives the student academic self-assurance and personal happiness in the subject of finance. Finance writing necessitates substantial research in order to produce a compelling report.

The majority of students have no idea why finance dissertation themes are so crucial. However, put yourself in the shoes of your lecturer. You’ve already read hundreds of theses. The majority of them covered the same ground — issues that you’re already tired of hearing about. Then there’s a topic with a distinct, intriguing theme. Something that piques your interest and entices you to read more. Wouldn’t you give those pupils some extra credit? You’d do it! This is why there are so many fantastic finance dissertation topics. You can get extra points for your efforts. The topic of your paper might mean the difference between a good and a terrific grade.

It’s difficult to come up with anything unique and interesting. There are, nevertheless, ways to come up with interesting ideas. Here are a few pointers on how to locate them:

  • Read a fantastic finance dissertation and find for areas where further study is needed.
  • Go to the library and read a couple theses to get some ideas.
  • Inquire with a writing agency about some ideas from one of their professional dissertation writers.
  • In writing forums and blogs, ask for assistance. If you ask gently, people will give you some excellent suggestions.
  • Look for ideas on the internet, but don’t use them exactly as they are. Make them distinctive by changing them.
  • Talk to other students who are working on their dissertations and find out what other ideas they had before settling on the present topic.
  • Narrow down your topic : Your financial topic should be narrowed down to a certain niche. It should concentrate on a single area, such as microfinance, microfinance, or online banking.
  • Verify your facts: Finance is a topic that requires a great deal of logical analysis of statistical data. As a result, double-check facts and statistics using credible sources before using them in your paper.
  • Write concisely: You should condense a financial paper into a tight, succinct work, unlike other papers with extended narrative narratives. At this length, the adage of ‘short is sweet’ theoretically applies.
  • Arrange your data neatly: A report that is crammed with numbers and graphs may turn off a reader at first glance. Know how and when to utilise your data for a great financial thesis.
  • Write simply: Avoid using jargon that might be confusing to a non-technical reader. When technical terminology are required, utilise accessible examples to convey them. In a finance dissertation, simplicity is king. So make good use of it.

Dissertation submission is very important to obtain a PG Degree. You are supposed to submit the work by the end of your study course, so by the last year of your degree, you may have got enough ideas and problems dealing with finance. While starting with a finance dissertation topic you should always remember that the purpose of a Finance Dissertation is to demonstrate your research ability, how you analyze specific data and come up with a conclusion. Mentioned below is a step to step guide for you to start working with:

Step 1 : Choose a relevant and interesting topic for your research

Step 2 : Discuss and receive feedback from your supervisor

Step 3 : Finalise the research methods to prove the significance of the selected topic

Step 4 : Gather the required data from relevant sources

Step 5 : Conduct the research and analyse the acquired results

Step 6 : Work on the outline of your dissertation

Step 7 : Make a draft and proofread it. Discuss with your advisors if any changes are to be made

Step 8 : Make the required corrections. 

Step 9 : Draft the final dissertation

Also Read: Check out the Top Course in Finance

There are so many different ways you can structure your dissertation. But the most common and universally accepted way is as follows:

  • Introduction
  • Literature review
  • Methodology
  • Analysis of the data and Significance/Implications of the acquired results

Also Read: Executive MBA in Finance

Finance Dissertation Topics

Finance is an extensive field, you can explore a lot of areas related to finance to choose a dissertation topic. Here we’ve mentioned the best finance dissertation topics to make it easier for you:

Mentioned below are some of the topics related to the recent issues in the world:

  • The negative impact of microfinance in developing countries.
  • The effects of population growth on economic growth in China
  • Cryptocurrency: Are we ready to digitalise the monetary world?
  • Analyzing the financial statements of VISA and MasterCard
  • Why do banks oppose digital currency?
  • Risks and benefits associated with digital money transferring technology

Also Read: Top MBA course to pursue

  • Investing in India’s technology sector – obstacles and opportunities
  • Foreign investment and its effects on economic growth in India
  • The effect of corporation investments in the economic development of the community
  • Comparing financial development in Asia and Europe
  • Did the banks help Small Medium Enterprises to grow in India in the last 5 years?
  • The Indian Economic Crisis of 1991

Best MBA Dissertation Topics

Be careful while choosing an MBA Dissertation Topic as it involves more intense study. Make sure the topic you’ve chosen remains within your field of study. We’ve listed some of the best topics you can choose for an MBA Dissertation:

  • Management skills an entrepreneur need
  • The place of communication for effective management in the workplace
  • How technology took over management
  • The impact of good leadership in an organization
  • How does a strong social media presence affect a company’s marketing strategies?
  • Human resource management in non-profit organizations
  • The importance of employee motivation programs on productivity
  • Management’s socio-cultural background and how it influences leadership relationships
  • How do employment benefits impact employee and company’s productivity?
  • Business team performance in multinational corporations

Also Read: Best Finance Universities in the USA

  • Study on Future Options in Markets in India
  • Gold as an Investable Commodity in India
  • Study on Impact Of Corruption On FDI Inflows In India
  • The Impact Of The Money Supply On Economic Growth In India
  • Capital Structure Of The Business Enterprises In Delhi NCR
  • GST And Its Effect on MNC Manufacturing Companies
  • Analysis of the Insurance Industry in India
  • Analysis of HDFC Bank Finance
  • Comparative analysis of HDFC Bank with ICICI bank
  • Comparison of Market Share in Public Sector Banks VS Private Sector Banks
  • The impact of online banking on the world.
  • Risk factors and security issues that are inherent in online banking.
  • Fraud and identity theft is accomplished via internet banking.
  • Advantages and disadvantages of internet banking for consumers.
  • Risk management in investment banking
  • The rise of growing banking sectors in developing nations.
  • Issues surrounding banking in China’s growing economy.
  • The impact of the Federal Reserve on the United States and global economy
  • Banking and asset-liability in management.
  • The strategies to use online banking technology to attract customers.

Also Read: All you need to know about  a Banking Course 

  • Case study of the impact of industry and public knowledge on the market share index’s fluctuation
  • Significance of auditing for large corporations
  • Examining India’s country’s tax scheme
  • What to consider when investing in financial markets?
  • From an accounting perspective, risk-taking in companies and its effects
  • Evaluate the differences and similarities between external and internal auditors
  • Can taxation be considered a human rights policy? Analyse the problem
  • What are the consequences of India’s current tax structure on individuals with a lower income?

Also Read: Accounting courses

We’ve included a Finance Dissertation Research Example with reference to a Finance Dissertation Structure:

  • The Indian Economic Crisis of 1991 – The title of your Finance Dissertation must focus on your research objective.
  • Abstract  – The 1991 Indian economic crisis was…………….. imports and other external factors. The abstract part must include a summary of the research problem or objective of the research, the research design and a summary of the results.
  • Introduction – The introduction must reflect your research on the Indian Economic Crisis of 1991 in a way that the audience already gets to know what the research is going to include. 

           3.1 Background (background of the study) 

           3.2 Problem Statement (significance of the problem in context)

           3.3 Purpose/Research Questions (What caused the Crisis, how was the crisis revived etc.)

  • Review of Literature – The Review of Literature Section must include a theoretical rationale of the problem, the importance of the study, and the significance of the results.
  • Methodology – The Methodology Section must include the description of the subjects, research methods used in the data collection and any limitations issues involved.
  • Significance/Implications (Results of the Discussion)

*Please note that the above-mentioned structure is only for your reference to get an idea of writing a Finance Dissertation.

Choosing the right topic for your Finance dissertation to plan the work, all the above-mentioned aspects must be given equal importance. This blog has included the best dissertation topic in finance in MBA, accounting, and banking you can choose while writing a dissertation.

Finance research papers and dissertations should be prepared in a way that answers the core question while also being relevant to the remainder of the study. For example, if the dissertation’s major question is “what is the link between foreign exchange rates and the interest rates of a specific country,” the dissertation should provide suitable illustrations to help illustrate the topic. It should also go through the major and minor concerns that are relevant to this topic. Furthermore, utilise proper language to ensure that the article is readily understood by readers. The overall purpose of the project is to produce a well-written, well-researched, and well-supported dissertation.

It takes around 2 years to complete an MBA in India while 1 year to complete a full-time MBA in other countries.

A finance dissertation must be 100-300 pages long.

It takes around 5 years to obtain a Doctorate in Finance.

Hopefully, this blog assisted you in finding out your finance dissertation topics and structure for your course. If you require any assistance regarding your application process while enrolling for your further studies, our experts at Leverage Edu are just one click away. Call us anytime at 1800 572 000 for a free counselling session!

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50 Best Finance Dissertation Topics For Research Students 2024

Finance Dissertation Made Easier!

Embarking on your dissertation adventure? Look no further! Choosing the right Finance dissertation topics is like laying the foundation for your research journey in Finance, and we're here to light up your path. In this blog, we're diving deep into why dissertation topics in finance matter so much. We've got some golden writing tips to share with you! We're also unveiling the secret recipe for structuring a stellar finance dissertation and exploring intriguing topics across various finance sub-fields. Whether you're captivated by cryptocurrency, risk management strategies, or exploring the wonders of Internet banking, microfinance, retail and commercial banking - our buffet of Finance dissertation topics will surely set your research spirit on fire!

What is a Finance Dissertation?

Finance dissertations are academic papers that delve into specific finance topics chosen by students, covering areas such as stock markets, banking, risk management, and healthcare finance. These dissertations require extensive research to create a compelling report and contribute to the student's confidence and satisfaction in the field of Finance. Now, let's understand why these dissertations are so important and why choosing the right Finance dissertation topics is crucial!

Why Are Finance Dissertation Topics Important?

Choosing the dissertation topics for Finance students is essential as it will influence the course of your research. It determines the direction and scope of your study. You must make sure that the Finance dissertation topics you choose are relevant to your field of interest, or you may end up finding it more challenging to write. Here are a few reasons why finance thesis topics are important:

1. Relevance

Opting for relevant finance thesis topics ensures that your research contributes to the existing body of knowledge and addresses contemporary issues in the field of Finance. Choosing a dissertation topic in Finance that is relevant to the industry can make a meaningful impact and advance understanding in your chosen area.

2. Personal Interest

Selecting Finance dissertation topics that align with your interests and career goals is vital. When genuinely passionate about your research area, you are more likely to stay motivated during the dissertation process. Your interest will drive you to explore the subject thoroughly and produce high-quality work.

3. Future Opportunities

Well-chosen Finance dissertation topics can open doors to various future opportunities. It can enhance your employability by showcasing your expertise in a specific finance area. It may lead to potential research collaborations and invitations to conferences in your field of interest.

4. Academic Supervision

Your choice of topics for dissertation in Finance also influences the availability of academic supervisors with expertise in your chosen area. Selecting a well-defined research area increases the likelihood of finding a supervisor to guide you effectively throughout the dissertation. Their knowledge and guidance will greatly contribute to the success of your research.

Writing Tips for Finance Dissertation

A lot of planning, formatting, and structuring goes into writing a dissertation. It starts with deciding on topics for a dissertation in Finance and conducting tons of research, deciding on methods, and so on. However, you can navigate the process more effectively with proper planning and organisation. Below are some tips to assist you along the way, and here is a blog on the 10 Tips On Writing A Dissertation that can give you more information, should you need it!

1. Select a Manageable Topic

Choosing Finance research topics within the given timeframe and resources is important. Select a research area that interests you and aligns with your career goals. It will help you stay inspired throughout the dissertation process.

2. Conduct a Thorough Literature Review

A comprehensive literature review forms the backbone of your research. After choosing the Finance dissertation topics, dive deep into academic papers, books, and industry reports, gaining a solid understanding of your chosen area to identify research gaps and establish the significance of your study.

3. Define Clear Research Objectives

Clearly define your dissertation's research questions and objectives. It will provide a clear direction for your research and guide your data collection, analysis, and overall structure. Ensure your objectives are specific, measurable, achievable, relevant, and time-bound (SMART).

4. Collect and Analyse Data

Depending on your research methodology and your Finance dissertation topics, collect and analyze relevant data to support your findings. It may involve conducting surveys, interviews, experiments, and analyzing existing datasets. Choose appropriate statistical techniques and qualitative methods to derive meaningful insights from your data.

5. Structure and Organization

Pay attention to the structure and organization of your dissertation. Follow a logical progression of chapters and sections, ensuring that each chapter contributes to the overall coherence of your study. Use headings, subheadings, and clear signposts to guide the reader through your work.

6. Proofread and Edit

Once you have completed the writing process, take the time to proofread and edit your dissertation carefully. Check for clarity, coherence, and proper grammar. Ensure that your arguments are well-supported, and eliminate any inconsistencies or repetitions. Pay attention to formatting, citation styles, and consistency in referencing throughout your dissertation.

Finance Dissertation Topics

Now that you know what a finance dissertation is and why they are important, it's time to have a look at some of the best Finance dissertation topics. For your convenience, we have segregated these topics into categories, including cryptocurrency, risk management, internet banking, and so many more. So, let's dive right in and explore the best Finance dissertation topics:

Dissertation topics in Finance related to Cryptocurrency

1. The Impact of Regulatory Frameworks on the Volatility and Liquidity of Cryptocurrencies.

2. Exploring the Factors Influencing Cryptocurrency Adoption: A Comparative Study.

3. Assessing the Efficiency and Market Integration of Cryptocurrency Exchanges.

4. An Analysis of the Relationship between Cryptocurrency Prices and Macroeconomic Factors.

5. The Role of Initial Coin Offerings (ICOs) in Financing Startups: Opportunities and Challenges.

Dissertation topics in Finance related to Risk Management

1. The Effectiveness of Different Risk Management Strategies in Mitigating Financial Risks in Banking Institutions.

2. The Role of Derivatives in Hedging Financial Risks: A Comparative Study.

3. Analyzing the Impact of Risk Management Practices on Firm Performance: A Case Study of a Specific Industry.

4. The Use of Stress Testing in Evaluating Systemic Risk: Lessons from the Global Financial Crisis.

5. Assessing the Relationship between Corporate Governance and Risk Management in Financial Institutions.

Dissertation topics in Finance related to Internet Banking

1. Customer Adoption of Internet Banking: An Empirical Study on Factors Influencing Usage.

Enhancing Security in Internet Banking: Exploring Biometric Authentication Technologies.

2. The Impact of Mobile Banking Applications on Customer Engagement and Satisfaction.

3. Evaluating the Efficiency and Effectiveness of Internet Banking Services in Emerging Markets.

4. The Role of Social Media in Shaping Customer Perception and Adoption of Internet Banking.

Dissertation topics in Finance related to Microfinance

1. The Impact of Microfinance on Poverty Alleviation: A Comparative Study of Different Models.

2. Exploring the Role of Microfinance in Empowering Women Entrepreneurs.

3. Assessing the Financial Sustainability of Microfinance Institutions in Developing Countries.

4. The Effectiveness of Microfinance in Promoting Rural Development: Evidence from a Specific Region.

5. Analyzing the Relationship between Microfinance and Entrepreneurial Success: A Longitudinal Study.

Dissertation topics in Finance related to Retail and Commercial Banking

1. The Impact of Digital Transformation on Retail and Commercial Banking: A Case Study of a Specific Bank.

2. Customer Satisfaction and Loyalty in Retail Banking: An Analysis of Service Quality Dimensions.

3. Analyzing the Relationship between Bank Branch Expansion and Financial Performance.

4. The Role of Fintech Startups in Disrupting Retail and Commercial Banking: Opportunities and Challenges.

5. Assessing the Impact of Mergers and Acquisitions on the Performance of Retail and Commercial Banks.

Dissertation topics in Finance related to Alternative Investment

1. The Performance and Risk Characteristics of Hedge Funds: A Comparative Analysis.

2. Exploring the Role of Private Equity in Financing and Growing Small and Medium-Sized Enterprises.

3. Analyzing the Relationship between Real Estate Investments and Portfolio Diversification.

4. The Potential of Impact Investing: Evaluating the Social and Financial Returns.

5. Assessing the Risk-Return Tradeoff in Cryptocurrency Investments: A Comparative Study.

Dissertation topics in Finance related to International Affairs

1. The Impact of Exchange Rate Volatility on International Trade: A Case Study of a Specific Industry.

2. Analyzing the Effectiveness of Capital Controls in Managing Financial Crises: Comparative Study of Different Countries.

3. The Role of International Financial Institutions in Promoting Economic Development in Developing Countries.

4. Evaluating the Implications of Trade Wars on Global Financial Markets.

5. Assessing the Role of Central Banks in Managing Financial Stability in a Globalized Economy.

Dissertation topics in Finance related to Sustainable Finance

1. The impact of sustainable investing on financial performance.

2. The role of green bonds in financing climate change mitigation and adaptation.

3. The development of carbon markets.

4. The use of environmental, social, and governance (ESG) factors in investment decision-making.

5. The challenges and opportunities of sustainable Finance in emerging markets.

Dissertation topics in Finance related to Investment Banking

1. The valuation of distressed assets.

2. The pricing of derivatives.

3. The risk management of financial institutions.

4. The regulation of investment banks.

5. The impact of technology on the investment banking industry.

Dissertation topics in Finance related to Actuarial Science

1. The development of new actuarial models for pricing insurance products.

2. The use of big data in actuarial analysis.

3. The impact of climate change on insurance risk.

4. The design of pension plans that are sustainable in the long term.

5. The use of actuarial science to manage risk in other industries, such as healthcare and Finance.

Tips To Find Good Finance Dissertation Topics 

Embarking on a financial dissertation journey requires careful consideration of various factors. Your choice of topic in finance research topics is pivotal, as it sets the stage for the entire research process. Finding a good financial dissertation topic is essential to blend your interests with the current trends in the financial landscape. We suggest the following tips that can help you pick the perfect dissertation topic:

1. Identify your interests and strengths 

2. Check for current relevance

3. Practical applicability

4. Consult with advisors

5. Ethical considerations

In this blog, we have discussed the importance of finance thesis topics and provided valuable writing tips and tips for finding the right topic, too. We have also presented a list of topics within various subfields of Finance. With this, we hope you have great ideas for finance dissertations. Good luck with your finance research journey!

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A List of the Most Interesting Dissertation Topics About the Banking Industry

When you’re pursuing a Master’s degree or a PhD in any subject, you’ll be required to do a dissertation, also known as a thesis, before you can complete the program and receive your degree. A dissertation is an extended paper that draws on your own original results or analysis. You’ll have to conduct extensive research over a long period of time, then put together a paper that presents your findings. Finally, you’ll present your dissertation to a committee of experts, who will judge the merit of your work and decide whether you should receive your degree. This intensive, long-term project is probably the most important thing you’ll ever do in your educational career. Since it requires so much time and effort, it’s important to pick a thesis topic that you’re genuinely interested in and passionate about. Ideally, it should also be relevant to the career path that you’re choosing for yourself, which is a primary concern for many students who are seeking education beyond a Bachelor’s degree.

If you’re pursuing a degree in finance, accounting, business, economics, or a related subject area, the banking industry can be a very interesting source of ideas for a great dissertation. Modern baning began in Renaissance Italy, and has since become an incredibly important force in the global economy. Here are a few general ideas to help you brainstorm for the perfect subject for your research:

  • Exploring strategies to use online banking technology to attract new customers.
  • The impact of online banking on overall increases in the rates of people opening up new accounts.
  • Risk factors and security issues inherent in online banking.
  • Mitigating fraud and identity theft accomplished via internet banking.
  • Advantages and disadvantages of internet banking for consumers.
  • Financing as a banking service, and recent developments in this area.
  • The impact of changes in interest rates on investments
  • The rise of offshore banking, and its long-term implications
  • Risk management in investment banking
  • The rise of growing banking sectors in Islamic nations.
  • Issues surrounding banking in China’s growing economy
  • The impact of the Federal Reserve on the United States and global economy
  • Exploring the use of microfinancing to help fund individuals in developing nations.
  • The importance of credit and financial services for individuals’ growth and investment.
  • The implications of the rise of high-speed trading.
  • Banking and asset liability management.
  • The efficiency of emerging markets.
  • The effects of foreign investment on the economies of developing regions of the world.

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A literature review of risk, regulation, and profitability of banks using a scientometric study

  • Shailesh Rastogi 1 ,
  • Arpita Sharma 1 ,
  • Geetanjali Pinto 2 &
  • Venkata Mrudula Bhimavarapu   ORCID: orcid.org/0000-0002-9757-1904 1 , 3  

Future Business Journal volume  8 , Article number:  28 ( 2022 ) Cite this article

9834 Accesses

1 Citations

Metrics details

This study presents a systematic literature review of regulation, profitability, and risk in the banking industry and explores the relationship between them. It proposes a policy initiative using a model that offers guidelines to establish the right mix among these variables. This is a systematic literature review study. Firstly, the necessary data are extracted using the relevant keywords from the Scopus database. The initial search results are then narrowed down, and the refined results are stored in a file. This file is finally used for data analysis. Data analysis is done using scientometrics tools, such as Table2net and Sciences cape software, and Gephi to conduct network, citation analysis, and page rank analysis. Additionally, content analysis of the relevant literature is done to construct a theoretical framework. The study identifies the prominent authors, keywords, and journals that researchers can use to understand the publication pattern in banking and the link between bank regulation, performance, and risk. It also finds that concentration banking, market power, large banks, and less competition significantly affect banks’ financial stability, profitability, and risk. Ownership structure and its impact on the performance of banks need to be investigated but have been inadequately explored in this study. This is an organized literature review exploring the relationship between regulation and bank performance. The limitations of the regulations and the importance of concentration banking are part of the findings.


Globally, banks are under extreme pressure to enhance their performance and risk management. The financial industry still recalls the ignoble 2008 World Financial Crisis (WFC) as the worst economic disaster after the Great Depression of 1929. The regulatory mechanism before 2008 (mainly Basel II) was strongly criticized for its failure to address banks’ risks [ 47 , 87 ]. Thus, it is essential to investigate the regulation of banks [ 75 ]. This study systematically reviews the relevant literature on banks’ performance and risk management and proposes a probable solution.

Issues of performance and risk management of banks

Banks have always been hailed as engines of economic growth and have been the axis of the development of financial systems [ 70 , 85 ]. A vital parameter of a bank’s financial health is the volume of its non-performing assets (NPAs) on its balance sheet. NPAs are advances that delay in payment of interest or principal beyond a few quarters [ 108 , 118 ]. According to Ghosh [ 51 ], NPAs negatively affect the liquidity and profitability of banks, thus affecting credit growth and leading to financial instability in the economy. Hence, healthy banks translate into a healthy economy.

Despite regulations, such as high capital buffers and liquidity ratio requirements, during the second decade of the twenty-first century, the Indian banking sector still witnessed a substantial increase in NPAs. A recent report by the Indian central bank indicates that the gross NPA ratio reached an all-time peak of 11% in March 2018 and 12.2% in March 2019 [ 49 ]. Basel II has been criticized for several reasons [ 98 ]. Schwerter [ 116 ] and Pakravan [ 98 ] highlighted the systemic risk and gaps in Basel II, which could not address the systemic risk of WFC 2008. Basel III was designed to close the gaps in Basel II. However, Schwerter [ 116 ] criticized Basel III and suggested that more focus should have been on active risk management practices to avoid any impending financial crisis. Basel III was proposed to solve these issues, but it could not [ 3 , 116 ]. Samitas and Polyzos [ 113 ] found that Basel III had made banking challenging since it had reduced liquidity and failed to shield the contagion effect. Therefore, exploring some solutions to establish the right balance between regulation, performance, and risk management of banks is vital.

Keeley [ 67 ] introduced the idea of a balance among banks’ profitability, regulation, and NPA (risk-taking). This study presents the balancing act of profitability, regulation, and NPA (risk-taking) of banks as a probable solution to the issues of bank performance and risk management and calls it a triad . Figure  1 illustrates the concept of a triad. Several authors have discussed the triad in parts [ 32 , 96 , 110 , 112 ]. Triad was empirically tested in different countries by Agoraki et al. [ 1 ]. Though the idea of a triad is quite old, it is relevant in the current scenario. The spirit of the triad strongly and collectively admonishes the Basel Accord and exhibits new and exhaustive measures to take up and solve the issue of performance and risk management in banks [ 16 , 98 ]. The 2008 WFC may have caused an imbalance among profitability, regulation, and risk-taking of banks [ 57 ]. Less regulation , more competition (less profitability ), and incentive to take the risk were the cornerstones of the 2008 WFC [ 56 ]. Achieving a balance among the three elements of a triad is a real challenge for banks’ performance and risk management, which this study addresses.

figure 1

Triad of Profitability, regulation, and NPA (risk-taking). Note The triad [ 131 ] of profitability, regulation, and NPA (risk-taking) is shown in Fig.  1

Triki et al. [ 130 ] revealed that a bank’s performance is a trade-off between the elements of the triad. Reduction in competition increases the profitability of banks. However, in the long run, reduction in competition leads to either the success or failure of banks. Flexible but well-expressed regulation and less competition add value to a bank’s performance. The current review paper is an attempt to explore the literature on this triad of bank performance, regulation, and risk management. This paper has the following objectives:

To systematically explore the existing literature on the triad: performance, regulation, and risk management of banks; and

To propose a model for effective bank performance and risk management of banks.

Literature is replete with discussion across the world on the triad. However, there is a lack of acceptance of the triad as a solution to the woes of bank performance and risk management. Therefore, the findings of the current papers significantly contribute to this regard. This paper collates all the previous studies on the triad systematically and presents a curated view to facilitate the policy makers and stakeholders to make more informed decisions on the issue of bank performance and risk management. This paper also contributes significantly by proposing a DBS (differential banking system) model to solve the problem of banks (Fig.  7 ). This paper examines studies worldwide and therefore ensures the wider applicability of its findings. Applicability of the DBS model is not only limited to one nation but can also be implemented worldwide. To the best of the authors’ knowledge, this is the first study to systematically evaluate the publication pattern in banking using a blend of scientometrics analysis tools, network analysis tools, and content analysis to understand the link between bank regulation, performance, and risk.

This paper is divided into five sections. “ Data and research methods ” section discusses the research methodology used for the study. The data analysis for this study is presented in two parts. “ Bibliometric and network analysis ” section presents the results obtained using bibliometric and network analysis tools, followed by “ Content Analysis ” section, which presents the content analysis of the selected literature. “ Discussion of the findings ” section discusses the results and explains the study’s conclusion, followed by limitations and scope for further research.

Data and research methods

A literature review is a systematic, reproducible, and explicit way of identifying, evaluating, and synthesizing relevant research produced and published by researchers [ 50 , 100 ]. Analyzing existing literature helps researchers generate new themes and ideas to justify the contribution made to literature. The knowledge obtained through evidence-based research also improves decision-making leading to better practical implementation in the real corporate world [ 100 , 129 ].

As Kumar et al. [ 77 , 78 ] and Rowley and Slack [ 111 ] recommended conducting an SLR, this study also employs a three-step approach to understand the publication pattern in the banking area and establish a link between bank performance, regulation, and risk.

Determining the appropriate keywords for exploring the data

Many databases such as Google Scholar, Web of Science, and Scopus are available to extract the relevant data. The quality of a publication is associated with listing a journal in a database. Scopus is a quality database as it has a wider coverage of data [ 100 , 137 ]. Hence, this study uses the Scopus database to extract the relevant data.

For conducting an SLR, there is a need to determine the most appropriate keywords to be used in the database search engine [ 26 ]. Since this study seeks to explore a link between regulation, performance, and risk management of banks, the keywords used were “risk,” “regulation,” “profitability,” “bank,” and “banking.”

Initial search results and limiting criteria

Using the keywords identified in step 1, the search for relevant literature was conducted in December 2020 in the Scopus database. This resulted in the search of 4525 documents from inception till December 2020. Further, we limited our search to include “article” publications only and included subject areas: “Economics, Econometrics and Finance,” “Business, Management and Accounting,” and “Social sciences” only. This resulted in a final search result of 3457 articles. These results were stored in a.csv file which is then used as an input to conduct the SLR.

Data analysis tools and techniques

This study uses bibliometric and network analysis tools to understand the publication pattern in the area of research [ 13 , 48 , 100 , 122 , 129 , 134 ]. Some sub-analyses of network analysis are keyword word, author, citation, and page rank analysis. Author analysis explains the author’s contribution to literature or research collaboration, national and international [ 59 , 99 ]. Citation analysis focuses on many researchers’ most cited research articles [ 100 , 102 , 131 ].

The.csv file consists of all bibliometric data for 3457 articles. Gephi and other scientometrics tools, such as Table2net and ScienceScape software, were used for the network analysis. This.csv file is directly used as an input for this software to obtain network diagrams for better data visualization [ 77 ]. To ensure the study’s quality, the articles with 50 or more citations (216 in number) are selected for content analysis [ 53 , 102 ]. The contents of these 216 articles are analyzed to develop a conceptual model of banks’ triad of risk, regulation, and profitability. Figure  2 explains the data retrieval process for SLR.

figure 2

Data retrieval process for SLR. Note Stepwise SLR process and corresponding results obtained

Bibliometric and network analysis

Figure  3 [ 58 ] depicts the total number of studies that have been published on “risk,” “regulation,” “profitability,” “bank,” and “banking.” Figure  3 also depicts the pattern of the quality of the publications from the beginning till 2020. It undoubtedly shows an increasing trend in the number of articles published in the area of the triad: “risk” regulation” and “profitability.” Moreover, out of the 3457 articles published in the said area, 2098 were published recently in the last five years and contribute to 61% of total publications in this area.

figure 3

Articles published from 1976 till 2020 . Note The graph shows the number of documents published from 1976 till 2020 obtained from the Scopus database

Source of publications

A total of 160 journals have contributed to the publication of 3457 articles extracted from Scopus on the triad of risk, regulation, and profitability. Table 1 shows the top 10 sources of the publications based on the citation measure. Table 1 considers two sets of data. One data set is the universe of 3457 articles, and another is the set of 216 articles used for content analysis along with their corresponding citations. The global citations are considered for the study from the Scopus dataset, and the local citations are considered for the articles in the nodes [ 53 , 135 ]. The top 10 journals with 50 or more citations resulted in 96 articles. This is almost 45% of the literature used for content analysis ( n  = 216). Table 1 also shows that the Journal of Banking and Finance is the most prominent in terms of the number of publications and citations. It has 46 articles published, which is about 21% of the literature used for content analysis. Table 1 also shows these core journals’ SCImago Journal Rank indicator and H index. SCImago Journal Rank indicator reflects the impact and prestige of the Journal. This indicator is calculated as the previous three years’ weighted average of the number of citations in the Journal since the year that the article was published. The h index is the number of articles (h) published in a journal and received at least h. The number explains the scientific impact and the scientific productivity of the Journal. Table 1 also explains the time span of the journals covering articles in the area of the triad of risk, regulation, and profitability [ 7 ].

Figure  4 depicts the network analysis, where the connections between the authors and source title (journals) are made. The network has 674 nodes and 911 edges. The network between the author and Journal is classified into 36 modularities. Sections of the graph with dense connections indicate high modularity. A modularity algorithm is a design that measures how strong the divided networks are grouped into modules; this means how well the nodes are connected through a denser route relative to other networks.

figure 4

Network analysis between authors and journals. Note A node size explains the more linked authors to a journal

The size of the nodes is based on the rank of the degree. The degree explains the number of connections or edges linked to a node. In the current graph, a node represents the name of the Journal and authors; they are connected through the edges. Therefore, the more the authors are associated with the Journal, the higher the degree. The algorithm used for the layout is Yifan Hu’s.

Many authors are associated with the Journal of Banking and Finance, Journal of Accounting and Economics, Journal of Financial Economics, Journal of Financial Services Research, and Journal of Business Ethics. Therefore, they are the most relevant journals on banks’ risk, regulation, and profitability.

Location and affiliation analysis

Affiliation analysis helps to identify the top contributing countries and universities. Figure  5 shows the countries across the globe where articles have been published in the triad. The size of the circle in the map indicates the number of articles published in that country. Table 2 provides the details of the top contributing organizations.

figure 5

Location of articles published on Triad of profitability, regulation, and risk

Figure  5 shows that the most significant number of articles is published in the USA, followed by the UK. Malaysia and China have also contributed many articles in this area. Table 2 shows that the top contributing universities are also from Malaysia, the UK, and the USA.

Key author analysis

Table 3 shows the number of articles written by the authors out of the 3457 articles. The table also shows the top 10 authors of bank risk, regulation, and profitability.

Fadzlan Sufian, affiliated with the Universiti Islam Malaysia, has the maximum number, with 33 articles. Philip Molyneux and M. Kabir Hassan are from the University of Sharjah and the University of New Orleans, respectively; they contributed significantly, with 20 and 18 articles, respectively.

However, when the quality of the article is selected based on 50 or more citations, Fadzlan Sufian has only 3 articles with more than 50 citations. At the same time, Philip Molyneux and Allen Berger contributed more quality articles, with 8 and 11 articles, respectively.

Keyword analysis

Table 4 shows the keyword analysis (times they appeared in the articles). The top 10 keywords are listed in Table 4 . Banking and banks appeared 324 and 194 times, respectively, which forms the scope of this study, covering articles from the beginning till 2020. The keyword analysis helps to determine the factors affecting banks, such as profitability (244), efficiency (129), performance (107, corporate governance (153), risk (90), and regulation (89).

The keywords also show that efficiency through data envelopment analysis is a determinant of the performance of banks. The other significant determinants that appeared as keywords are credit risk (73), competition (70), financial stability (69), ownership structure (57), capital (56), corporate social responsibility (56), liquidity (46), diversification (45), sustainability (44), credit provision (41), economic growth (41), capital structure (39), microfinance (39), Basel III (37), non-performing assets (37), cost efficiency (30), lending behavior (30), interest rate (29), mergers and acquisition (28), capital adequacy (26), developing countries (23), net interest margin (23), board of directors (21), disclosure (21), leverage (21), productivity (20), innovation (18), firm size (16), and firm value (16).

Keyword analysis also shows the theories of banking and their determinants. Some of the theories are agency theory (23), information asymmetry (21), moral hazard (17), and market efficiency (16), which can be used by researchers when building a theory. The analysis also helps to determine the methodology that was used in the published articles; some of them are data envelopment analysis (89), which measures technical efficiency, panel data analysis (61), DEA (32), Z scores (27), regression analysis (23), stochastic frontier analysis (20), event study (15), and literature review (15). The count for literature review is only 15, which confirms that very few studies have conducted an SLR on bank risk, regulation, and profitability.

Citation analysis

One of the parameters used in judging the quality of the article is its “citation.” Table 5 shows the top 10 published articles with the highest number of citations. Ding and Cronin [ 44 ] indicated that the popularity of an article depends on the number of times it has been cited.

Tahamtan et al. [ 126 ] explained that the journal’s quality also affects its published articles’ citations. A quality journal will have a high impact factor and, therefore, more citations. The citation analysis helps researchers to identify seminal articles. The title of an article with 5900 citations is “A survey of corporate governance.”

Page Rank analysis

Goyal and Kumar [ 53 ] explain that the citation analysis indicates the ‘popularity’ and ‘prestige’ of the published research article. Apart from the citation analysis, one more analysis is essential: Page rank analysis. PageRank is given by Page et al. [ 97 ]. The impact of an article can be measured with one indicator called PageRank [ 135 ]. Page rank analysis indicates how many times an article is cited by other highly cited articles. The method helps analyze the web pages, which get the priority during any search done on google. The analysis helps in understanding the citation networks. Equation  1 explains the page rank (PR) of a published paper, N refers to the number of articles.

T 1,… T n indicates the paper, which refers paper P . C ( Ti ) indicates the number of citations. The damping factor is denoted by a “ d ” which varies in the range of 0 and 1. The page rank of all the papers is equal to 1. Table 6 shows the top papers based on page rank. Tables 5 and 6 together show a contrast in the top ranked articles based on citations and page rank, respectively. Only one article “A survey of corporate governance” falls under the prestigious articles based on the page rank.

Content analysis

Content Analysis is a research technique for conducting qualitative and quantitative analyses [ 124 ]. The content analysis is a helpful technique that provides the required information in classifying the articles depending on their nature (empirical or conceptual) [ 76 ]. By adopting the content analysis method [ 53 , 102 ], the selected articles are examined to determine their content. The classification of available content from the selected set of sample articles that are categorized under different subheads. The themes identified in the relationship between banking regulation, risk, and profitability are as follows.

Regulation and profitability of banks

The performance indicators of the banking industry have always been a topic of interest to researchers and practitioners. This area of research has assumed a special interest after the 2008 WFC [ 25 , 51 , 86 , 114 , 127 , 132 ]. According to research, the causes of poor performance and risk management are lousy banking practices, ineffective monitoring, inadequate supervision, and weak regulatory mechanisms [ 94 ]. Increased competition, deregulation, and complex financial instruments have made banks, including Indian banks, more vulnerable to risks [ 18 , 93 , 119 , 123 ]. Hence, it is essential to investigate the present regulatory machinery for the performance of banks.

There are two schools of thought on regulation and its possible impact on profitability. The first asserts that regulation does not affect profitability. The second asserts that regulation adds significant value to banks’ profitability and other performance indicators. This supports the concept that Delis et al. [ 41 ] advocated that the capital adequacy requirement and supervisory power do not affect productivity or profitability unless there is a financial crisis. Laeven and Majnoni [ 81 ] insisted that provision for loan loss should be part of capital requirements. This will significantly improve active risk management practices and ensure banks’ profitability.

Lee and Hsieh [ 83 ] proposed ambiguous findings that do not support either school of thought. According to Nguyen and Nghiem [ 95 ], while regulation is beneficial, it has a negative impact on bank profitability. As a result, when proposing regulations, it is critical to consider bank performance and risk management. According to Erfani and Vasigh [ 46 ], Islamic banks maintained their efficiency between 2006 and 2013, while most commercial banks lost, furthermore claimed that the financial crisis had no significant impact on Islamic bank profitability.

Regulation and NPA (risk-taking of banks)

The regulatory mechanism of banks in any country must address the following issues: capital adequacy ratio, prudent provisioning, concentration banking, the ownership structure of banks, market discipline, regulatory devices, presence of foreign capital, bank competition, official supervisory power, independence of supervisory bodies, private monitoring, and NPAs [ 25 ].

Kanoujiya et al. [ 64 ] revealed through empirical evidence that Indian bank regulations lack a proper understanding of what banks require and propose reforming and transforming regulation in Indian banks so that responsive governance and regulation can occur to make banks safer, supported by Rastogi et al. [ 105 ]. The positive impact of regulation on NPAs is widely discussed in the literature. [ 94 ] argue that regulation has multiple effects on banks, including reducing NPAs. The influence is more powerful if the country’s banking system is fragile. Regulation, particularly capital regulation, is extremely effective in reducing risk-taking in banks [ 103 ].

Rastogi and Kanoujiya [ 106 ] discovered evidence that disclosure regulations do not affect the profitability of Indian banks, supported by Karyani et al. [ 65 ] for the banks located in Asia. Furthermore, Rastogi and Kanoujiya [ 106 ] explain that disclosure is a difficult task as a regulatory requirement. It is less sustainable due to the nature of the imposed regulations in banks and may thus be perceived as a burden and may be overcome by realizing the benefits associated with disclosure regulation [ 31 , 54 , 101 ]. Zheng et al. [ 138 ] empirically discovered that regulation has no impact on the banks’ profitability in Bangladesh.

Governments enforce banking regulations to achieve a stable and efficient financial system [ 20 , 94 ]. The existing literature is inconclusive on the effects of regulatory compliance on banks’ risks or the reduction of NPAs [ 10 , 11 ]. Boudriga et al. [ 25 ] concluded that the regulatory mechanism plays an insignificant role in reducing NPAs. This is especially true in weak institutions, which are susceptible to corruption. Gonzalez [ 52 ] reported that firm regulations have a positive relationship with banks’ risk-taking, increasing the probability of NPAs. However, Boudriga et al. [ 25 ], Samitas and Polyzos [ 113 ], and Allen et al. [ 3 ] strongly oppose the use of regulation as a tool to reduce banks’ risk-taking.

Kwan and Laderman [ 79 ] proposed three levels in regulating banks, which are lax, liberal, and strict. The liberal regulatory framework leads to more diversification in banks. By contrast, the strict regulatory framework forces the banks to take inappropriate risks to compensate for the loss of business; this is a global problem [ 73 ].

Capital regulation reduces banks’ risk-taking [ 103 , 110 ]. Capital regulation leads to cost escalation, but the benefits outweigh the cost [ 103 ]. The trade-off is worth striking. Altman Z score is used to predict banks’ bankruptcy, and it found that the regulation increased the Altman’s Z-score [ 4 , 46 , 63 , 68 , 72 , 120 ]. Jin et al. [ 62 ] report a negative relationship between regulation and banks’ risk-taking. Capital requirements empowered regulators, and competition significantly reduced banks’ risk-taking [ 1 , 122 ]. Capital regulation has a limited impact on banks’ risk-taking [ 90 , 103 ].

Maji and De [ 90 ] suggested that human capital is more effective in managing banks’ credit risks. Besanko and Kanatas [ 21 ] highlighted that regulation on capital requirements might not mitigate risks in all scenarios, especially when recapitalization has been enforced. Klomp and De Haan [ 72 ] proposed that capital requirements and supervision substantially reduce banks’ risks.

A third-party audit may impart more legitimacy to the banking system [ 23 ]. The absence of third-party intervention is conspicuous, and this may raise a doubt about the reliability and effectiveness of the impact of regulation on bank’s risk-taking.

NPA (risk-taking) in banks and profitability

Profitability affects NPAs, and NPAs, in turn, affect profitability. According to the bad management hypothesis [ 17 ], higher profits would negatively affect NPAs. By contrast, higher profits may lead management to resort to a liberal credit policy (high earnings), which may eventually lead to higher NPAs [ 104 ].

Balasubramaniam [ 8 ] demonstrated that NPA has double negative effects on banks. NPAs increase stressed assets, reducing banks’ productive assets [ 92 , 117 , 136 ]. This phenomenon is relatively underexplored and therefore renders itself for future research.

Triad and the performance of banks

Regulation and triad.

Regulations and their impact on banks have been a matter of debate for a long time. Barth et al. [ 12 ] demonstrated that countries with a central bank as the sole regulatory body are prone to high NPAs. Although countries with multiple regulatory bodies have high liquidity risks, they have low capital requirements [ 40 ]. Barth et al. [ 12 ] supported the following steps to rationalize the existing regulatory mechanism on banks: (1) mandatory information [ 22 ], (2) empowered management of banks, and (3) increased incentive for private agents to exert corporate control. They show that profitability has an inverse relationship with banks’ risk-taking [ 114 ]. Therefore, standard regulatory practices, such as capital requirements, are not beneficial. However, small domestic banks benefit from capital restrictions.

DeYoung and Jang [ 43 ] showed that Basel III-based policies of liquidity convergence ratio (LCR) and net stable funding ratio (NSFR) are not fully executed across the globe, including the US. Dahir et al. [ 39 ] found that a decrease in liquidity and funding increases banks’ risk-taking, making banks vulnerable and reducing stability. Therefore, any regulation on liquidity risk is more likely to create problems for banks.

Concentration banking and triad

Kiran and Jones [ 71 ] asserted that large banks are marginally affected by NPAs, whereas small banks are significantly affected by high NPAs. They added a new dimension to NPAs and their impact on profitability: concentration banking or banks’ market power. Market power leads to less cost and more profitability, which can easily counter the adverse impact of NPAs on profitability [ 6 , 15 ].

The connection between the huge volume of research on the performance of banks and competition is the underlying concept of market power. Competition reduces market power, whereas concentration banking increases market power [ 25 ]. Concentration banking reduces competition, increases market power, rationalizes the banks’ risk-taking, and ensures profitability.

Tabak et al. [ 125 ] advocated that market power incentivizes banks to become risk-averse, leading to lower costs and high profits. They explained that an increase in market power reduces the risk-taking requirement of banks. Reducing banks’ risks due to market power significantly increases when capital regulation is executed objectively. Ariss [ 6 ] suggested that increased market power decreases competition, and thus, NPAs reduce, leading to increased banks’ stability.

Competition, the performance of banks, and triad

Boyd and De Nicolo [ 27 ] supported that competition and concentration banking are inversely related, whereas competition increases risk, and concentration banking decreases risk. A mere shift toward concentration banking can lead to risk rationalization. This finding has significant policy implications. Risk reduction can also be achieved through stringent regulations. Bolt and Tieman [ 24 ] explained that stringent regulation coupled with intense competition does more harm than good, especially concerning banks’ risk-taking.

Market deregulation, as well as intensifying competition, would reduce the market power of large banks. Thus, the entire banking system might take inappropriate and irrational risks [ 112 ]. Maji and Hazarika [ 91 ] added more confusion to the existing policy by proposing that, often, there is no relationship between capital regulation and banks’ risk-taking. However, some cases have reported a positive relationship. This implies that banks’ risk-taking is neutral to regulation or leads to increased risk. Furthermore, Maji and Hazarika [ 91 ] revealed that competition reduces banks’ risk-taking, contrary to popular belief.

Claessens and Laeven [ 36 ] posited that concentration banking influences competition. However, this competition exists only within the restricted circle of banks, which are part of concentration banking. Kasman and Kasman [ 66 ] found that low concentration banking increases banks’ stability. However, they were silent on the impact of low concentration banking on banks’ risk-taking. Baselga-Pascual et al. [ 14 ] endorsed the earlier findings that concentration banking reduces banks’ risk-taking.

Concentration banking and competition are inversely related because of the inherent design of concentration banking. Market power increases when only a few large banks are operating; thus, reduced competition is an obvious outcome. Barra and Zotti [ 9 ] supported the idea that market power, coupled with competition between the given players, injects financial stability into banks. Market power and concentration banking affect each other. Therefore, concentration banking with a moderate level of regulation, instead of indiscriminate regulation, would serve the purpose better. Baselga-Pascual et al. [ 14 ] also showed that concentration banking addresses banks’ risk-taking.

Schaeck et al. [ 115 ], in a landmark study, presented that concentration banking and competition reduce banks’ risk-taking. However, they did not address the relationship between concentration banking and competition, which are usually inversely related. This could be a subject for future research. Research on the relationship between concentration banking and competition is scant, identified as a research gap (“ Research Implications of the study ” section).

Transparency, corporate governance, and triad

One of the big problems with NPAs is the lack of transparency in both the regulatory bodies and banks [ 25 ]. Boudriga et al. [ 25 ] preferred to view NPAs as a governance issue and thus, recommended viewing it from a governance perspective. Ahmad and Ariff [ 2 ] concluded that regulatory capital and top-management quality determine banks’ credit risk. Furthermore, they asserted that credit risk in emerging economies is higher than that of developed economies.

Bad management practices and moral vulnerabilities are the key determinants of insolvency risks of Indian banks [ 95 ]. Banks are an integral part of the economy and engines of social growth. Therefore, banks enjoy liberal insolvency protection in India, especially public sector banks, which is a critical issue. Such a benevolent insolvency cover encourages a bank to be indifferent to its capital requirements. This indifference takes its toll on insolvency risk and profit efficiency. Insolvency protection makes the bank operationally inefficient and complacent.

Foreign equity and corporate governance practices help manage the adverse impact of banks’ risk-taking to ensure the profitability and stability of banks [ 33 , 34 ]. Eastburn and Sharland [ 45 ] advocated that sound management and a risk management system that can anticipate any impending risk are essential. A pragmatic risk mechanism should replace the existing conceptual risk management system.

Lo [ 87 ] found and advocated that the existing legislation and regulations are outdated. He insisted on a new perspective and asserted that giving equal importance to behavioral aspects and the rational expectations of customers of banks is vital. Buston [ 29 ] critiqued the balance sheet risk management practices prevailing globally. He proposed active risk management practices that provided risk protection measures to contain banks’ liquidity and solvency risks.

Klomp and De Haan [ 72 ] championed the cause of giving more autonomy to central banks of countries to provide stability in the banking system. Louzis et al. [ 88 ] showed that macroeconomic variables and the quality of bank management determine banks’ level of NPAs. Regulatory authorities are striving hard to make regulatory frameworks more structured and stringent. However, the recent increase in loan defaults (NPAs), scams, frauds, and cyber-attacks raise concerns about the effectiveness [ 19 ] of the existing banking regulations in India as well as globally.

Discussion of the findings

The findings of this study are based on the bibliometric and content analysis of the sample published articles.

The bibliometric study concludes that there is a growing demand for researchers and good quality research

The keyword analysis suggests that risk regulation, competition, profitability, and performance are key elements in understanding the banking system. The main authors, keywords, and journals are grouped in a Sankey diagram in Fig.  6 . Researchers can use the following information to understand the publication pattern on banking and its determinants.

figure 6

Sankey Diagram of main authors, keywords, and journals. Note Authors contribution using scientometrics tools

Research Implications of the study

The study also concludes that a balance among the three components of triad is the solution to the challenges of banks worldwide, including India. We propose the following recommendations and implications for banks:

This study found that “the lesser the better,” that is, less regulation enhances the performance and risk management of banks. However, less regulation does not imply the absence of regulation. Less regulation means the following:

Flexible but full enforcement of the regulations

Customization, instead of a one-size-fits-all regulatory system rooted in a nation’s indigenous requirements, is needed. Basel or generic regulation can never achieve what a customized compliance system can.

A third-party audit, which is above the country's central bank, should be mandatory, and this would ensure that all three aspects of audit (policy formulation, execution, and audit) are handled by different entities.


This study asserts that the existing literature is replete with poor performance and risk management due to excessive competition. Banking is an industry of a different genre, and it would be unfair to compare it with the fast-moving consumer goods (FMCG) or telecommunication industry, where competition injects efficiency into the system, leading to customer empowerment and satisfaction. By contrast, competition is a deterrent to the basic tenets of safe banking. Concentration banking is more effective in handling the multi-pronged balance between the elements of the triad. Concentration banking reduces competition to lower and manageable levels, reduces banks’ risk-taking, and enhances profitability.

No incentive to take risks

It is found that unless banks’ risk-taking is discouraged, the problem of high NPA (risk-taking) cannot be addressed. Concentration banking is a disincentive to risk-taking and can be a game-changer in handling banks’ performance and risk management.

Research on the risk and performance of banks reveals that the existing regulatory and policy arrangement is not a sustainable proposition, especially for a country where half of the people are unbanked [ 37 ]. Further, the triad presented by Keeley [ 67 ] is a formidable real challenge to bankers. The balance among profitability, risk-taking, and regulation is very subtle and becomes harder to strike, just as the banks globally have tried hard to achieve it. A pragmatic intervention is needed; hence, this study proposes a change in the banking structure by having two types of banks functioning simultaneously to solve the problems of risk and performance of banks. The proposed two-tier banking system explained in Fig.  7 can be a great solution. This arrangement will help achieve the much-needed balance among the elements of triad as presented by Keeley [ 67 ].

figure 7

Conceptual Framework. Note Fig.  7 describes the conceptual framework of the study

The first set of banks could be conventional in terms of their structure and should primarily be large-sized. The number of such banks should be moderate. There is a logic in having only a few such banks to restrict competition; thus, reasonable market power could be assigned to them [ 55 ]. However, a reduction in competition cannot be over-assumed, and banks cannot become complacent. As customary, lending would be the main source of revenue and income for these banks (fund based activities) [ 82 ]. The proposed two-tier system can be successful only when regulation especially for risk is objectively executed [ 29 ]. The second set of banks could be smaller in size and more in number. Since they are more in number, they would encounter intense competition for survival and for generating more business. Small is beautiful, and thus, this set of banks would be more agile and adaptable and consequently more efficient and profitable. The main source of revenue for this set of banks would not be loans and advances. However, non-funding and non-interest-bearing activities would be the major revenue source. Unlike their traditional and large-sized counterparts, since these banks are smaller in size, they are less likely to face risk-taking and NPAs [ 74 ].

Sarmiento and Galán [ 114 ] presented the concerns of large and small banks and their relative ability and appetite for risk-taking. High risk could threaten the existence of small-sized banks; thus, they need robust risk shielding. Small size makes them prone to failure, and they cannot convert their risk into profitability. However, large banks benefit from their size and are thus less vulnerable and can convert risk into profitable opportunities.

India has experimented with this Differential Banking System (DBS) (two-tier system) only at the policy planning level. The execution is impending, and it highly depends on the political will, which does not appear to be strong now. The current agenda behind the DBS model is not to ensure the long-term sustainability of banks. However, it is currently being directed to support the agenda of financial inclusion by extending the formal credit system to the unbanked masses [ 107 ]. A shift in goal is needed to employ the DBS as a strategic decision, but not merely a tool for financial inclusion. Thus, the proposed two-tier banking system (DBS) can solve the issue of profitability through proper regulation and less risk-taking.

The findings of Triki et al. [ 130 ] support the proposed DBS model, in this study. Triki et al. [ 130 ] advocated that different component of regulations affect banks based on their size, risk-taking, and concentration banking (or market power). Large size, more concentration banking with high market power, and high risk-taking coupled with stringent regulation make the most efficient banks in African countries. Sharifi et al. [ 119 ] confirmed that size advantage offers better risk management to large banks than small banks. The banks should modify and work according to the economic environment in the country [ 69 ], and therefore, the proposed model could help in solving the current economic problems.

This is a fact that DBS is running across the world, including in India [ 60 ] and other countries [ 133 ]. India experimented with DBS in the form of not only regional rural banks (RRBs) but payments banks [ 109 ] and small finance banks as well [ 61 ]. However, the purpose of all the existing DBS models, whether RRBs [ 60 ], payment banks, or small finance banks, is financial inclusion, not bank performance and risk management. Hence, they are unable to sustain and are failing because their model is only social instead of a much-needed dual business-cum-social model. The two-tier model of DBS proposed in the current paper can help serve the dual purpose. It may not only be able to ensure bank performance and risk management but also serve the purpose of inclusive growth of the economy.

Conclusion of the study

The study’s conclusions have some significant ramifications. This study can assist researchers in determining their study plan on the current topic by using a scientific approach. Citation analysis has aided in the objective identification of essential papers and scholars. More collaboration between authors from various countries/universities may help countries/universities better understand risk regulation, competition, profitability, and performance, which are critical elements in understanding the banking system. The regulatory mechanism in place prior to 2008 failed to address the risk associated with banks [ 47 , 87 ]. There arises a necessity and motivates authors to investigate the current topic. The present study systematically explores the existing literature on banks’ triad: performance, regulation, and risk management and proposes a probable solution.

To conclude the bibliometric results obtained from the current study, from the number of articles published from 1976 to 2020, it is evident that most of the articles were published from the year 2010, and the highest number of articles were published in the last five years, i.e., is from 2015. The authors discovered that researchers evaluate articles based on the scope of critical journals within the subject area based on the detailed review. Most risk, regulation, and profitability articles are published in peer-reviewed journals like; “Journal of Banking and Finance,” “Journal of Accounting and Economics,” and “Journal of Financial Economics.” The rest of the journals are presented in Table 1 . From the affiliation statistics, it is clear that most of the research conducted was affiliated with developed countries such as Malaysia, the USA, and the UK. The researchers perform content analysis and Citation analysis to access the type of content where the research on the current field of knowledge is focused, and citation analysis helps the academicians understand the highest cited articles that have more impact in the current research area.

Practical implications of the study

The current study is unique in that it is the first to systematically evaluate the publication pattern in banking using a combination of scientometrics analysis tools, network analysis tools, and content analysis to understand the relationship between bank regulation, performance, and risk. The study’s practical implications are that analyzing existing literature helps researchers generate new themes and ideas to justify their contribution to literature. Evidence-based research knowledge also improves decision-making, resulting in better practical implementation in the real corporate world [ 100 , 129 ].

Limitations and scope for future research

The current study only considers a single database Scopus to conduct the study, and this is one of the limitations of the study spanning around the multiple databases can provide diverse results. The proposed DBS model is a conceptual framework that requires empirical testing, which is a limitation of this study. As a result, empirical testing of the proposed DBS model could be a future research topic.

Availability of data and materials

SCOPUS database.


Systematic literature review

World Financial Crisis

Non-performing assets

Differential banking system

SCImago Journal Rank Indicator

Liquidity convergence ratio

Net stable funding ratio

Fast moving consumer goods

Regional rural banks

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Rastogi, S., Sharma, A., Pinto, G. et al. A literature review of risk, regulation, and profitability of banks using a scientometric study. Futur Bus J 8 , 28 (2022). https://doi.org/10.1186/s43093-022-00146-4

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68+ Banking and Finance Dissertation Topics and Ideas

Super banker to the rescue with great Banking and Finance Dissertation Topics! In today’s fast-evolving landscape, technology reaches new heights every day, and the banking sector faces an array of challenges corresponding to this rapid advancement. Consequently, research in banking and finance is progressing, presenting students with unique challenges when crafting dissertations in this dynamic […]

Banking Dissertation Topics

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Super banker to the rescue with great Banking and Finance Dissertation Topics!

In today’s fast-evolving landscape, technology reaches new heights every day, and the banking sector faces an array of challenges corresponding to this rapid advancement. Consequently, research in banking and finance is progressing, presenting students with unique challenges when crafting dissertations in this dynamic field.

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If you are looking What are the research topics in banking?  then you are in right place, there are some dissertation topics in banking and finance that are presented as an example; you can take help from these topics to make your banking dissertation topics efficient and effective.

  • The Impact of Fintech Startups on Traditional Banking Institutions: A Comparative Analysis
  • Financial Literacy Programs: Evaluating Effectiveness in Enhancing Consumer Financial Understanding
  • Cryptocurrency Adoption in Mainstream Financial Markets: Opportunities and Challenges
  • Risk Management in Microfinance: A Case Study of Small-scale Lending Institutions
  • The Role of Central Banks in Economic Stability: A Comparative Study
  • Analysis of Credit Scoring Models: Predictive Accuracy and Implications for Lending Decisions
  • Sustainable Finance: Examining the Integration of Environmental, Social, and Governance (ESG) Criteria in Investment Strategies
  • Government Policies and Financial Inclusion: A Cross-Country Perspective
  • Corporate Governance Practices in Banking: Impact on Financial Performance
  • The Rise of Contactless Payments: Consumer Adoption and Security Concerns
  • Behavioral Economics in Personal Finance: Understanding Decision-making Patterns
  • Digital Currencies and the Future of Money: Regulatory Challenges and Opportunities
  • Impact of Interest Rate Policies on Real Estate Investment: A Longitudinal Analysis
  • Financial Derivatives and their Role in Hedging Strategies: A Case Study Approach
  • Assessing the Effectiveness of Online Banking Security Measures in Preventing Cyber Fraud
  • Asset management in banking
  • Financing in banking services
  • The risk involved in investment in banking sectors.
  • Treasury bills and banking
  • Leasing in banking sectors
  • Saving bonds in banking sectors
  • Investment in banking sectors and challenges
  • Which bank to choose for small company accounts?
  • Offshore banking
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  • changes in the interest rate and its impact on investment
  • Barclays Bank decision
  • Risk creation and management.
  • The credit quality of bank loans and investments.
  • Enterprise Software Co-operative Banking Group.
  • The rise of Islamic bankers during the economic crisis.
  • Collapse of state bank and real estate bank.
  • What are some of the forces driving the transformation of US retail banking centers?
  • What is the role of micro-loans in the modern financial industry?
  • What is the role of retail banks in the UK in providing financial services in rural areas?
  • What is the difference between the banking systems of capitalist countries like the United States in a controlled economy like China ?
  • How have online currencies like bitcoin changed the concept of fiat currencies? Does our currency still live for decades?
  • Why are some micro-loans businesses and a higher percentage of payments than traditional banks?
  • What are some of the most effective methods available for banks in their anti-money laundering?

Check out our related posts for banking and finance , corporate finance , retail management , international finance , and Islamic finance .


There are some banking dissertation topics that are presented as an example; you can take help from these topics to make your internet banking dissertation topics.

  • Strategies to attract new customers via internet banking.
  • Fraud fears in internet banking services
  • Internet banking dual-factor authentication and security
  • Hidden cons of internet banking services
  • Let alone electronic money transfers between banks.
  • Impact of internet banking on an increase in account openings
  • Technology and internet banking
  • Internet banking as a facility
  • The risk involved in internet banking.


There are some banking dissertation topics that are presented related to Islamic banking services as an example; you can take help from these topics to make your Islamic banking dissertation topics.

  • Is Islamic banking really Islamic?
  • A rise in Islamic banking sectors
  • How can Islamic banking grow if interest is not involved?
  • Setting up an Islamic bank?
  • Integrating Islamic concepts into the modern banking system
  • trading through Islamic banking
  • Istisna in Islamic banking
  • Shariah compliance in Islamic banking

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Top 140 Finance Research Paper Topics

finance topics

Why finance topics? The search for interesting finance topics is a constant one. Of course, this is understandable because knowledge of hot topics in finance puts you ahead of the game. Students or researchers who major in business will, at one point or the other in their careers, make presentations, and submit research papers, essays,or help with dissertation or projects. With the headache of writing these papers aside, the challenge of picking finance topics always looms around. We have, therefore, carried out extensive research to present you with these 30 finance topics that will make your paper worth reading! When in doubt, this list of finance topics will surely come in handy to shed some light on that darkness!

Finding Excellent Topics in Finance

We offer you 30 researchable topics in finance. But why should we only catch fish for you if we can teach you how to fish too? The need to find unique topics in finance is on the increase. Here are some excellent tips that will help you choose appropriate finance topics:

  • Find out unanswered questions from previous research works or develop on areas that require additional study.
  • Read several theses to form ideas.
  • Check economics topics . They may be more general but you can narrow down some of them.
  • Search online for related topics that are unique, or make them unique to suit your purpose.
  • Discuss your chosen topic with other students or people who have experience writing dissertations asking for their input.

Research Topics In Finance

In financial research, unique topics are pivotal to the overall success of the study. The reason for this is simple. Now put yourself in the shoes of professors who have read hundreds of theses and essays. They already know common topics that students like to write or work on. A hot research topic in finance will surely catch the attention of your professor and will likely earn you better grades. Writing finance research papers becomes much easier when you have superb finance research topics.

Here is a finance research topics list that will spark people’s interest in your research work and make your finance research paper worth reading! Ready for these research topics in finance? Read on!

  • Merger and Acquisition: An Analytical Study of the Benefits and Set-backs.
  • Capital Asset Pricing Model: Possible Solutions to its Inadequacies.
  • Global Financial Crisis: A Critical Study of the Role of Auditors and Stakeholders.
  • The Impact of Manipulating the Commodity Market on Future Commerce.
  • Continuous-time Models: An exhaustive Comparative Analysis of its Application in Divers financial Environments.
  • How Speculations Undermine the Stability of Banking in Asian Markets.
  • Branding: Its Effect on Consumer Behavior.
  • An effective strategy for managing inventory and controlling your budget.
  • An analytical report on the various investments in tax-saving products.
  • Using a systematic investment strategy to build stability for retail investments.
  • How income tax is planned and implemented in India’s economy.
  • A detailed analysis of how the Indian banking system operates.
  • How does multi-level marketing work in different economies around the world?
  • A detailed report on electronic payment and how it can be improved.
  • A case study regarding senior citizen investment portfolios.
  • Are there potential risks and rewards when comparing savings to investments?
  • Is ratio analysis an effective component of financial statement analysis?
  • How the Indian economy functions with its current banking operations.

Finance Research Topics For MBA

Here are some great finance research topics you can use toward your MBA. It’s sure to intrigue your professor and get you to look at finance from a different perspective.

  • Investment analysis of a company of your choice.
  • A detailed report on working capital management.
  • Financial plans and considerations for saving taxes and salaried employees.
  • A detailed analysis of the cost and costing models of the company of your choice.
  • The awareness of investments in financial assets and equity trading preference with financial intermediaries.
  • The perspective of investors and their involvement with life insurance investments.
  • A detailed analysis of the perception of mutual fund investors.
  • The comparative study between UIL and the traditional products.
  • A detailed report on how the ABC company manages cash.

Corporate Risk Management Topics

These are some key topics you can use relating to corporate risk management.

  • A detailed report on the fundamentals of corporate risk management.
  • The analytical concepts relating to effective corporate and financial management within a company.
  • How does corporate risk management affect the financial market and its products?
  • What are risk models and how are they evaluated?
  • How is market risk effectively measured and managed in today’s economy?
  • How can a company be vigilant of potential credit risks they can face?
  • What are the differences between operational and integrated risks in the corporate world?
  • Is liquidity an effective strategy to lower financial risk to a company?
  • How risk management can connect with and benefit investment management.
  • The current issues that are affecting the modern marketplace and the financial risks they bring.

Healthcare Finance Research Topics

These are some key topics you can use relating to healthcare finance research.

  • Is it better for the government to pay for an individual’s healthcare?
  • The origins of healthcare finance.
  • An analysis of Canada and their healthcare finance system.
  • Is healthcare financing a right or a privilege?
  • The changing policies of healthcare in the U.S.
  • Can healthcare be improved in first-world countries?
  • Can the healthcare system be improved or remade?
  • How much influence does the government have on healthcare in a country?
  • The impact of growing global health spending.
  • Is free healthcare achievable worldwide?

Corporate Finance Topics

Corporate finance deals with processes such as financing, structuring of capital, and making investment decisions. It seeks to maximize shareholder value by implementing diverse strategies in long and short-term financial planning.

Corporate finance research topics broadly cover areas like tools for risk management, trend research in advanced finance, physical and electronic techniques in securities markets, research trends in advance finance, investment analysis, and management of government debt. The following corporate finance topics will surely minimize any risk of mistakes!

  • Using the Bootstrapped Interest Rates to Price Corporate Debt Capital Market Instruments.
  • Corporate Organizations: The Impact of Audit Independence on Accountability and Transparency.
  • Buybacks: A Critical Analysis of how Firms can Buy Back at Optimal Prices.
  • Merge and Acquisitions: Reasons why Firms still Overpay for bad Acquisitions.
  • Corporate Finance: Ethical Concerns and Possible Solutions.
  • Understanding the investment patterns relative to smaller and medium-capitalization businesses.
  • A detailed analysis of the different streams of investment relating to mutual funds.
  • Equity investors and how they manage their portfolios and perception of potential risks.
  • How does investor preference operate in the commodity market in Karvy Stock Broking Limited?
  • An analysis of the performance of mutual funds in the public and private sectors.
  • Understanding how Videcon manages its working capital.
  • The Visa Port trust and how it conducts ratio analysis.
  • How the gold monetization scheme has affected the Indian economy and banking operations.
  • How does SWIFT work and what are the potential risks and rewards?
  • A detailed analysis of the FMC and SEBI merger.

Business Finance Topics

Every decision made in a business has financial implications. It is, therefore, essential that business people have a fundamental understanding of finance. To show your knowledge, you must be able to write articles on finance topics in areas such as financial analysis, valuation, management, etc. Here are some juicy business finance topics!

  • Application of Business Finance: Its importance to the Business Sector.
  • The Importance of Business Finance in the Establishment of Business Enterprises.
  • Modernization of Business: Roles of Business Finance in Business Modernization.
  • A detailed study on providing financial aid to self-help groups and projects.
  • Is tax an effective incentive for selling life insurance to the public?
  • Understanding how the performance of mutual funds can change within the private and public sectors.
  • Is there a preference for different investment options from financial classes?
  • A detailed analysis of retail investors and their preferences and choices.
  • A study on investors and their perspective on investing in private insurance companies.
  • How analyzing financial statements can assess a business’s performance.
  • Increasing the accountability of corporate entities.
  • Ethical concerns connected to business finance and how they can be managed.
  • The level of tax paid by small to medium businesses.

International Finance Topics

As the world is now a global village, business transactions occur all around the world. No more are we limited to local trade, and this is why the study of international is essential and relevant. Here are some international finance topics that will suit your research purpose!

  • Stock Exchange: How Important are the Functions of a Bank Office?
  • Global Economic Crises: Possible Precautions to prevent Global Financial crisis.
  • Bond Rating: the Effect of Changes on the Price of Stocks.
  • How the Banking Industry can Decrease the Impact of Financial Crisis.
  • Is it possible for a country to budget funds for healthcare for the homeless?
  • The negative impact of private healthcare payments on impoverished communities.
  • What sectors in healthcare require more funding at the moment?
  • The dilemma of unequal access to adequate healthcare in third world countries.
  • Can cancer treatment be more inexpensive to the public?
  • The problem with the high pricing of medication in the U.S.
  • Is there a better way to establish healthcare financing in the U.S?
  • What are the benefits of healthcare finance systems in Canada and the UK?
  • How can third-world countries improve their healthcare systems without hurting their economy?
  • Is financing research a priority in healthcare and medicine?
  • Does free healthcare hurt the tax system of a country?
  • Why is free and privatized healthcare present in different economies?
  • How does government funding affect healthcare finance systems?
  • How do patient management systems work?
  • Where does affordable healthcare financing fit in growing economies?
  • The economic impact of COVID-19 in various countries.
  • The healthcare policies of the Serbian government.

Finance Research Paper Ideas

Writing a research paper requires an independent investigation of a chosen subject and the analysis of the remarkable outcomes of that research. A finance researcher will, therefore, need to have enough finance research paper topics from which to choose at his fingertip. Carefully selecting a finance thesis topic out of the many finance research papers topics will require some skill. Here are some exciting finance paper topics!

  • Behavioral Finance versus Traditional Finance: Differences and Similarities.
  • Budgetary Controls: The Impact of this Control on Organizational performance.
  • Electronic Banking: The Effect of e-Banking on Consumer Satisfaction.
  • Credit and Bad Debts: Novel Techniques of management in commercial Banks.
  • Loan Default: A Critical Assessment of the Impact of Loan Defaults on the Profitability of Banks.
  • A detailed analysis of the best risk management methods used in the manufacturing industry.
  • Identifying and measuring financial risks in a derivative marketplace.
  • Exploring the potential risks that can occur in the banking sector and how they can be avoided.
  • The risks that online transactions bring.
  • What are the methods used to ensure quantitive risk management is achieved?
  • A better understanding of policy evaluation and asset management.
  • What makes traditional finance so different from behavioral?
  • The significance of budgetary control in a corporate organization.
  • How do loans benefit the profitability of banks?
  • How do commercial banks assist their clients that are in bad debt?
  • The various considerations we need to be aware of before making investment decisions.

Personal Finance Topics

Personal finance covers the aspects of managing your money, including saving and investing. It comprises aspects such as investments, retirement planning, budgeting, estate planning, mortgages, banking, tax, and insurance. Researching in this area will surely be of direct impact on the quality of living. Here are some great personal finance topics that are eager to have you work on them!

  • Evaluation of Possible Methods of Saving while on a Budget.
  • The Effect of Increase in Interest Rate and Inflation on Personal Finance.
  • Benefits of Working from Home to both Employers and Employees.
  • Will dental services be considered an essential medical service soon?
  • Is affordable or free healthcare a right that everyone should be entitled to?
  • The best ways to save money while on a tight budget.
  • What happens to personal finance when inflation and interest rates rise?
  • The financial benefits of working from home.
  • Does innovations in personal finance act as an incentive for households to take risks?
  • A detailed analysis of credit scores.
  • The importance of credit and vehicle loans.
  • A detailed analysis of employee benefits and what should be considered.
  • The effect of tax on making certain financial decisions.
  • The best ways to manage your credit.
  • The difficulties that come with mobile banking.

Finance Topics For Presentation

Sometimes, you may need to present a topic in a seminar. The idea is that you can whet the appetite of your audience with the highlights of your subject matter. Choosing these finance seminar topics requires a slightly different approach in that you must be thoroughly familiar with that topic before giving the presentation. Interesting and easy-to-grasp finance topics are, therefore, necessary for presentations. Here are some topic examples that fit perfectly into this category.

  • Analysis of the Year-over-Year Trend.
  • Maximizing Pension Using Life Insurance.
  • The Architecture of the Global Financial System.
  • Non-communicable diseases and the burden they have on economies.
  • Is there a connection between a country’s population and its healthcare budget?
  • The spending capability of medical innovations in a third-world economy.
  • The long-term effects of healthcare finance systems in the U.S.
  • A detailed analysis of pharmaceutical marketing in eastern Europe.
  • Understanding the reduction in medical expenses in Greece.
  • Private payment for healthcare in Bulgaria.
  • A complete change in healthcare policy worldwide. Is it necessary?
  • The significance of electronic banking on the public.
  • The evolution of banking and its operations.

So here we are! Surely, with this essay on finance topics that you have read, you’ll need only a few minutes to decide your topic and plunge into proper research! If you need professional help, don’t hesitate to contact our economics thesis writers .

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80 Investment Banking Research Topics

FacebookXEmailWhatsAppRedditPinterestLinkedInWelcome to the realm of academic exploration and financial intricacies, where research and topics intertwine to shape the future of investment banking knowledge. For students embarking on the journey of crafting a thesis or dissertation at the undergraduate, master’s, or doctoral level, investment banking offers many captivating avenues to explore. This guide will delve into […]

Investment Banking Research Topics

Welcome to the realm of academic exploration and financial intricacies, where research and topics intertwine to shape the future of investment banking knowledge. For students embarking on the journey of crafting a thesis or dissertation at the undergraduate, master’s, or doctoral level, investment banking offers many captivating avenues to explore.

This guide will delve into the dynamic landscape of potential research topics that align with your academic pursuits and contribute to the ever-evolving realm of financial strategies and market trends. Whether you’re aiming to dissect the nuances of risk assessment, analyze the impacts of regulatory changes, or uncover the realms of emerging technologies in finance, this article will serve as your compass, pointing you toward compelling and relevant research topics that have the potential to redefine the contours of the investment banking domain.

A List Of Potential Research Topics In Investment Banking :

  • The Role of Investment Banks in Corporate Governance: A Review of Board Interactions and Influence
  • Sovereign Wealth Funds and Investment Banking Activities
  • The Role of Investment Banks in Infrastructure Financing
  • Quantitative vs. Qualitative Approaches to Investment Banking Research
  • Regulatory Responses to Pandemic-Induced Market Volatility in Investment Banking
  • Role of Investment Banks in Islamic Finance
  • The Impact of Fintech Integration on Investment Banking Services
  • The Evolution of Investment Banking: A Historical Review of Industry Transformations
  • Role of Investment Banks in Facilitating Initial Coin Offerings (ICOs)
  • Government Policies and their Influence on UK Investment Banking Strategies
  • Financial Innovation and its Implications for Investment Banking
  • Regulatory Changes in the UK Investment Banking Industry: A Post-Brexit Analysis
  • Green Finance Initiatives and Sustainable Investment Banking in the UK
  • Green Finance and Sustainable Investment Banking Practices
  • Investment Banking and Cybersecurity: Mitigating Financial Risks
  • Brexit’s Impact on Investment Banking Operations in the UK
  • Evaluating the Effectiveness of Digital Platforms in Retail Investment Banking
  • Fintech Disruption in Investment Banking Services
  • Foreign Exchange Market and Investment Banking Strategies
  • Role of Investment Banks in Leveraged Buyouts (LBOs)
  • The Future of UK Investment Banking in the Face of Global Economic Uncertainties
  • Role of Investment Banks in Financing Startups and Innovations
  • Cross-Border Capital Flows and Investment Banking Activities
  • Quantitative vs. Qualitative Approaches to Investment Banking Research: A Methodological Review
  • Investment Banking Compensation Models and Performance
  • Regulatory Reforms and Their Impact on Investment Banking Operations
  • Credit Risk Assessment Models in Investment Banking: A Comparative Study
  • Resilience of Investment Banking Operations during the Pandemic: Lessons Learned
  • Investment Banking and Income Inequality: A Socioeconomic Perspective
  • Cultural Influences on Cross-Border Investment Banking Transactions
  • Investment Banking and Intellectual Property Financing
  • Role of Investment Banks in Emerging Markets Financing
  • Investor Behavior and Sentiment in the Post-COVID-19 Investment Banking Landscape
  • Cross-Border Mergers and Acquisitions: Investment Banking Facilitation
  • Investment Banking and Corporate Governance: Exploring Board Interactions
  • Role of UK Investment Banks in Cross-Border Mergers and Acquisitions
  • Technological Innovations and Transformation of Investment Banking
  • The Influence of Behavioral Economics on Investment Banking Strategies
  • Ethics and Transparency in Investment Banking Practices
  • Technological Resilience and Cybersecurity Measures in Post-Pandemic Investment Banking
  • IPO Performance and Long-Term Returns: An Investment Banking Perspective
  • Credit Default Swaps and Risk Management in Investment Banking
  • Legal and Regulatory Challenges in Investment Banking Across Borders
  • IPO Underpricing: A Study of Investment Banking Practices
  • Regulatory Reforms in Investment Banking: Analyzing the Efficacy of Post-Crisis Changes
  • FDI and Investment Banking: Exploring Cross-Linkages
  • Reviewing the Impact of Investment Banking Analyst Recommendations on Stock Performance
  • Evaluating the Role of Investment Banks in Project Finance
  • Private Equity Investments and Value Creation in Investment Banking
  • Investment Banking and Cross-Border Taxation Issues
  • Mergers and Acquisitions in the Investment Banking Industry: Trends and Analysis
  • Measuring Efficiency and Performance of Investment Banking Units
  • Impact of COVID-19 on Investment Banking Deal Flow and M&A Activities
  • Fintech Disruption in Investment Banking: A Comprehensive Review of Technological Innovations
  • Volatility and Risk Management in Investment Banking Operations
  • Evaluating the Effectiveness of Investment Banking Analyst Recommendations
  • Role of Investment Banks in Restructuring Distressed Companies
  • Risk Management Strategies in Complex Derivative Transactions
  • Investment Banking and Environmental, Social, and Governance (ESG) Factors
  • Role of Investment Banks in Debt Securitization
  • Evaluating the Impact of Insider Trading Regulations on Investment Banking
  • Corporate Restructuring and Investment Banking Advisory
  • A Critical Review of Investment Banking Compensation Models: Balancing Risk and Reward
  • Regulatory Compliance Challenges in Investment Banking
  • Digital Transformation and Remote Work in Post-Pandemic Investment Banking
  • Analysis of Debt Capital Market Trends in Investment Banking
  • Credit Rating Agencies and Their Impact on Investment Banking
  • Market Microstructure and High-Frequency Trading in Investment Banking
  • Portfolio Diversification Strategies in Investment Banking
  • Behavioural Biases and Their Influence on Investment Banking Decision-making
  • Diversity and Inclusion Initiatives in UK Investment Banking Organizations
  • Digital Banking Disruption and Customer Engagement: A UK Investment Banking Perspective
  • The Future of Cryptocurrencies in Investment Banking
  • Impact of Central Bank Policies on Investment Banking Operations
  • Virtual IPOs and Roadshows: Shifting Practices in Post-Pandemic Investment Banking
  • Comparative Study of Investment Banking Practices in London and Other Financial Hubs
  • Systemic Risk and the Financial Crisis: An In-depth Review of Investment Banking’s Role
  • Technological Adoption and Efficiency in Investment Banking Operations
  • Investment Banking and Financial Crisis: Lessons from the Past
  • Fintech Collaboration in the UK Investment Banking Landscape

In conclusion, the diverse array of Investment Banking research topics across various degree levels offers ample opportunities for in-depth exploration and analysis. These topics address critical challenges within the financial sector and provide valuable insights for shaping future strategies, policies, and decision-making processes. Whether investigating market trends, risk management strategies, regulatory frameworks, or the evolving role of technology, students at different academic levels can contribute meaningfully to this dynamic field, fostering innovation and driving advancements in Investment Banking.

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Dissertations / Theses on the topic 'Mobile banking adoption'

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Consult the top 48 dissertations / theses for your research on the topic 'Mobile banking adoption.'

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Gutiérrez, Jiménez Edgar Iván. "Influencing factors of mobile banking applications adoption." Master's thesis, Instituto Superior de Economia e Gestão, 2020. http://hdl.handle.net/10400.5/21138.

Perdigoto, Marta Sofia Zacarias. "Caracterização do mobile banking em Portugal : análise da intenção de ação em serviços de mobile banking." Master's thesis, Instituto Superior de Economia e Gestão, 2012. http://hdl.handle.net/10400.5/10444.

Mallat, Niina. "Consumer and merchant adoption of mobile payments /." Helsinki : Helsinki School of Economics, 2006. http://www.loc.gov/catdir/toc/fy0708/2007358489.html.

Junaid, Muhammad, and Fahim muhammad Iqbal. "Evaluation of Customers Adoption of Mobile Technologies For Shopping and Factors Motivating Consumers to Adopt Mobile Shopping." Thesis, Linnéuniversitetet, Institutionen för marknadsföring (MF), 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-56345.

Nel, Jacques. "Cellphone banking adoption and continuance of use in an internet banking context : a study of consumers'cross-channel cognitive evaluations." Thesis, Stellenbosch : Stellenbosch University, 2013. http://hdl.handle.net/10019.1/80290.

Holmkvist, Frida, Caroline Karlsson, and Miranna Kuossari. "What factors influence an individual to adopt the usage of mobile banking? : A study regarding customer behaviour in mobile banking." Thesis, Mälardalens högskola, Akademin för ekonomi, samhälle och teknik, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-32334.

Tshitenge, Mbali Paulinah. "Mobile banking and the financial services needs of the poor : an adoption framework." Diss., University of Pretoria, 2012. http://hdl.handle.net/2263/27166.

Madikiza, Sandi. "Cellphone banking adoption and its impact on the transactional behaviour of low income consumers." Diss., University of Pretoria, 2010. http://hdl.handle.net/2263/24690.

Alalwan, Ali Abdallah. "Consumer adoption of self-service technologies in Jordan : factors influencing the use of internet banking, mobile banking, and telebanking." Thesis, Swansea University, 2015. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.678270.

Msweli, Nkosikhona Theoren. "FACTORS INFLUENCING THE ADOPTION OF MOBILE BANKING TECHNOLOGY BY THE ELDERLY IN SOUTH AFRICA." Diss., University of Pretoria, 2020. http://hdl.handle.net/2263/75466.

Puschel, Júlio Portella. "Mobile banking: proposição e teste de um modelo integrativo de adoção de inovações." Universidade de São Paulo, 2009. http://www.teses.usp.br/teses/disponiveis/12/12139/tde-17122009-160500/.

Masinge, Khumbula. "Factors influencing the adoption of mobile banking services at the Bottom of the Pyramid in South Africa." Diss., University of Pretoria, 2010. http://hdl.handle.net/2263/24694.

Sagara, Cheick Oumar. "Étude de la confiance dans les transactions « m-banking » : cas de « Orange money » au Mali." Thesis, Paris 10, 2015. http://www.theses.fr/2015PA100101/document.

Holm, Stephanie, and Louise Karlsson. "Mobile Banking Adoption in an Emerging Economy: An Empirical Analysis of Users in Myanmar : A Minor Field Study." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-264183.

Madebwe, Charles. "An investigation into the role played by perceived security concerns in the adoption of mobile money services : a Zimbabwean case study." Thesis, Rhodes University, 2015. http://hdl.handle.net/10962/d1017933.

Goularte, Alexandre da Costa. "Influência de fatores culturais sobre o uso de serviços de mobile banking: teste de um modelo." Universidade Nove de Julho, 2016. http://bibliotecatede.uninove.br/handle/tede/1515.

Luo, Xin. "An empirical investigation of trying and trust toward mobile banking adoption a crosscultural analysis of Chinese and United States users /." Diss., Mississippi State : Mississippi State University, 2007. http://sun.library.msstate.edu/ETD-db/ETD-browse/browse.

Cheikho, Avin. "L’adoption des innovations technologiques par les clients et son impact sur la relation client - Cas de la banque mobile -." Thesis, Nice, 2015. http://www.theses.fr/2015NICE0036/document.

Ångström, Sara, and Emilia Löwenborg. "Anammande av betalningsapplikationer : Går det att påverka adoptionsprocessen för hur medelålders individer anammar mobila betalningsapplikationer?" Thesis, Linköpings universitet, Företagsekonomi, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-130171.

Yeh, Ruey-Long, and 葉瑞隆. "Research on Banking Sector Mobile Banking Adoption Decision Making: From Organization Innovation Adoption Perspective." Thesis, 2003. http://ndltd.ncl.edu.tw/handle/16349529964545818986.

Do, Thi Trang, and 杜氏莊. "Influencing factors on adoption of Mobile banking in Vietnam." Thesis, 2011. http://ndltd.ncl.edu.tw/handle/82963232609907866551.

Faria, Miguel Garrana. "Mobilie banking adoption: a novel in the portuguese context." Master's thesis, 2013. http://hdl.handle.net/10362/9183.

Tien, Yen-Chang, and 田彥章. "Factors Influencing the Adoption of Mobile Banking Services in Taiwan." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/34250866382099508306.

PERARO, ELSA, and 艾莎蓓拉. "Factors Affecting the Adoption of Mobile Banking in the Philippines." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/03510741678819522367.

Souto, Ana Sofia Santos. "Mobile banking adoption in peripheral countries : the case of Portugal." Master's thesis, 2017. http://hdl.handle.net/10400.14/31377.

Baabdullah, A. M., A. A. Alalwan, Nripendra P. Rana, P. Patil, and Y. K. Dwivedi. "An integrated model for m-banking adoption in Saudi Arabia." 2019. http://hdl.handle.net/10454/17463.

Ortigão, Margarida Simão Ramalho. "electronic payments in Mozambique: a Baseline on their adoption in Maputo and Matola." Master's thesis, 2015. http://hdl.handle.net/10362/15096.

Matthew, Darrel. "Factors that impact consumer adoption of mobile banking within the m-commerce domain." Thesis, 2014.

Chung, Ping-Chen, and 鍾蘋貞. "A study of mobile banking services adoption--implication of Trust and Antecedents." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/f27uuw.

Alalwan, A., Y. K. Dwivedi, and Nripendra P. Rana. "Factors influencing adoption of mobile banking by Jordanian bank customers: Extending UTAUT2 with trust." 2017. http://hdl.handle.net/10454/18077.

Lee, Shu-Hua, and 李書華. "An Empirical Study of Determinants of Mobile Banking Adoption from Bank Managers’ Viewpoints." Thesis, 2007. http://ndltd.ncl.edu.tw/handle/52583158703558774697.

Musengi, Daniel. "Adoption of mobile banking by low-income earners in Tembisa and Alexandra townships." 2013. http://encore.tut.ac.za/iii/cpro/DigitalItemViewPage.external?sp=1001311.

Cabrita, Inês Cristina Afonso. "Mobile banking: a study on adoption stages using Government Adoption Model (GAM) and the role of demographic moderators: factors influencing Portuguese consumers’ adoption." Master's thesis, 2021. http://hdl.handle.net/10362/133014.

DUC, NGUYEN ANH, and 阮英德. "Factors Affecting the Adoption of Mobile Banking: A Comparative Study between Taiwan and Vietnam." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/2cgwhm.

"Attitude toward the adoption of WAP banking services in Hong Kong." 2001. http://library.cuhk.edu.hk/record=b5890574.

Alalwan, A., Y. K. Dwivedi, Nripendra P. Rana, and M. D. Williams. "Consumer adoption of mobile banking in Jordan: Examining the role of usefulness, ease of use, perceived risk and self-efficacy." 2016. http://hdl.handle.net/10454/18082.

Mbele-Sibotshiwe, Thando. "A study of the perceptions and adoption of Mobile Payment Platforms by entrepreneurs in Zimbabwe's informal economy." Thesis, 2014.

Baabdullah, A. M., Nripendra P. Rana, A. A. Alalwan, R. Islam, P. Patil, and Y. K. Dwivedi. "Consumer Adoption of Self-Service Technologies in the Context of the Jordanian Banking Industry: Examining the Moderating Role of Channel Types." 2018. http://hdl.handle.net/10454/17469.

Mariemuthu, Clayton. "The adoption of artificial intelligence by South African banking firms: a Technology, Organisation and Environment (TOE) framework." Thesis, 2019. https://hdl.handle.net/10539/29818.

AllanBremner, Brian, and 符萊恩. "An Application of Planned Behavior Theory for the Examination of Mobile Banking Adoption: Personality as a Moderator." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/85133389366693168565.

Khang, Nguyen Nam, and 阮南康. "Exploring the Impacts of Initial Trust and Task Technology Fit of Mobile Banking Adoption on Vietnamese Youth." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/62327080147795718318.

Munongo, Shallone. "Social media and mobile money adoption: comparative evidence from South Africa and Zimbabwe." Thesis, 2019. http://hdl.handle.net/10500/26488.

Machena, Wadzanai Cheryl. "The propensity to adopt mobile banking among the unbanked at the base of the pyramid in South Africa." Diss., 2012. http://hdl.handle.net/2263/23970.

Ciptaningtias, Arum Febriyanti, and Arum Febriyanti Ciptaningtias. "Extending Unified Theory of Acceptance and Use of Technology (UTAUT) to Assess Mobile Banking Adoption: Case Study in Semarang, Indonesia." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/8vb7tr.

Jadil, Y., Nripendra P. Rana, and Y. K. Dwivedi. "A meta-analysis of the UTAUT model in the moblie banking literature: The moderating role of sample size and culture." 2021. http://hdl.handle.net/10454/18455.

Cuong, Vo Thai Huy, and 武太輝強. "Factor Affecting The Adoption Of Mobile Banking In Vietnam: An Integrating Of Unified Theory Of Acceptance And Use Of Technology Model (UTAUT) And Technology Acceptance Model (TAM)." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/cg5mj7.

Mhlongo, Kulani Morgan. "Assessing the diffusion and use of mobile payment solutions : a case of the South African townships." Diss., 2016. http://hdl.handle.net/10500/22288.

Macamo, Monica Aniceto. "The effects of culture, values, diffusion of innovation and technology acceptance on attitudes towards digital banking adoption." Thesis, 2020. http://hdl.handle.net/10500/27307.

Youth Summit 2024: Powering Progress: Youth Leading the Digital Transformation

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The World Bank


After a successful 10 th edition, the World Bank Group Youth Summit is back for an 11 th time on the theme of Digital Transformation, engaging youth on the most pressing topics facing their generation and bringing together thousands of participants from around the world.

The Summit will take place on May 30-31, 2024, with activities and engagements in different regions and at the World Bank Group headquarters in Washington DC.

The Youth Summit is the largest worldwide annual gathering of youth (aged 18-35) hosted by the World Bank Group to engage with each other globally on the most pressing topics facing our generation. The Summit's mission is to:

1) Empower youth to explore innovative ideas that tackle development challenges;

2) Provide youth with the tools to build and engage in impactful projects ; and

3) Promote dialogue between youth, the WBG, and other key stakeholders globally.

Learn more about the different activities coming up and the theme below! PITCH COMPETITION INFORMATION SESSION - February 14, 2024 @ 8 AM EST - WATCH THE REPLAY HERE


The WBG Youth Summit 2024’s theme is Powering Progress: Youth Leading the Digital Transformation , spotlighting youth using technology to solve development challenges. In alignment with the World Bank’s Digital Development Practice , the summit will focus on three subthemes:

1) Digital Access and Inclusion

2) Artificial Intelligence

3) Sustainable Technology for a Livable Planet

When discussing these subthemes, the summit will focus on three fresh perspectives on technology: Youth in areas affected by Fragility, Conflict and Violence (FCV), Women in Tech and Rural Youth . By giving recognition to these groups, pioneering ideas will be presented on the world stage that tackle the digital divide, promote inclusive and sustainable development, and explore the opportunities and challenges associated with emerging technologies. With the aim of empowering youth to harness the potential of technology, the summit will bring together young minds, experts, and stakeholders to shape the digital future and drive progress towards a more inclusive and sustainable world.

Why is relevant?

In today's fast-paced world, young people are confronted with a multitude of complex challenges, ranging from the threat of climate change to unemployment and violent conflicts. These challenges demand innovative solutions, and that's where digital technologies come into play.​ 

Digital tools not only help us tackle global challenges and respond to unexpected shocks, but they also open new avenues for job creation, market expansion, and improved efficiency. Technology allows for urban planning in smart cities, digital financial services for previously unbanked populations, disease surveillance data platforms to stop the spread, and unlimited other possibilities. ​ 

However, a glaring digital divide is hindering progress and limiting opportunities, with 2.6 billion people offline globally . The World Bank Youth Summit 2024 will be dedicated to addressing this divide by discussing digital access and the development solutions that can follow using AI and sustainable and green technology. 

The Summit will bring together young people, the World Bank Group, and the international community to discuss the impact of digital transformation. Historically marginalized voices, including women in technology, FCV-affected youth, and rural youth will be showcased as we explore ways to bridge the digital gap by providing skills, infrastructure, and promoting technological literacy.

The WBG Youth Summit 2024 Pitch Competition is an exciting opportunity for young change-makers to showcase their innovative solutions addressing global challenges. Open to individuals aged 18-35 worldwide, this competition provides a dynamic platform for presenting your ideas to an international audience through compelling pitch decks.

The Pitch Competition will focus on impactful technology addressing challenges relating to youth in FCV-affected areas, women in the tech space and the digital inclusion of rural youth. The transition to a technology-enabled world accentuates the need to reduce vulnerabilities and socio-economic disparities in a rapidly evolving digital landscape.   

We encourage submissions from diverse backgrounds and focus areas with a special interest in addressing the following themes:

  • Bridging the Digital Divide: Solutions that promote digital inclusion and establish reliable connectivity, overcoming barriers to ensure universal digital access.
  • Intelligence for Good: Explore the potential of artificial intelligence to combat socioeconomic inequalities, drive meaningful change, and address issues related to equality and inclusion.
  • Sustainable Technology: Showcase digital innovations that advance sustainable living and resource preservation. Incorporate green technology to promote eco-friendly practices and contribute to the transition towards a low-carbon economy.

We invite you to submit your groundbreaking ideas that have the power to make a real difference in the world. This global competition seeks to reward the most innovative projects, so get ready to shape the future with your solutions.

Calendar of Events

Registration opens on February 1 st , 2024

Information Session on February 14th, 2024 Watch the replay here to learn more about this year’s competition theme and participation details.

Submit your proposal (Deadline: March 1 st , 2024, 11:59 pm EST) - APPLY HERE Pitch decks will be evaluated by an expert committee. Shortlisted individuals/teams will be announced by early April and will proceed to the next stage. Applications can be submitted using in Arabic, English, French or Spanish, and you can use the template  ( English , French , Spanish , Arabic ) for guidance.

Refine your idea and prepare your pitch (April 2024)

Individuals/teams shortlisted in Stage 2 will receive feedback on their pitch deck. They may be asked to submit further information or refine their pitch deck. Shortlisted candidates will also be invited for a virtual interview with a panel of technical experts from the World Bank.

Pitch your idea at the Youth Summit (May 30 th – 31 st , 2024)

Finalists will join the 2024 World Bank Youth Summit hosted at the World Bank Headquarters in Washington, D.C. Travel expenses, including lodging and a nominal stipend for up to three nights, will be covered for one representative per team. The representative is required to obtain a valid U.S. visa for their travel. Other team members can participate in the event through the virtual platform.

Still have questions? Explore our FAQ ( English , French , Spanish , Arabic ) or reach out to us at [email protected] with the subject "PITCH COMPETITION".

This year's Youth Summit Steering Committee members are:

Youth Summit Pitch Competition

  • APPLICATION DEADLINE:  March 1st, 2024
  • CONTACT:  Youth Summit Steering Committee 
  • [email protected]

Join the conversation on social media using #WBGYouthSummit

WBG Youth Summit 2023 Website

WBG Youth Summit 2023 Blogpost

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What the Capital One-Discover Deal Could Mean for Bank Accounts

Spencer Tierney

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Capital One’s plan to buy Discover could form the largest credit card issuer in the country and the sixth-largest U.S. bank by asset size in late 2024 or early 2025. Federal regulators and shareholders will still need to approve it.

In addition to boosting the banks’ credit card businesses, the deal announced Monday "also enables us to accelerate the growth of our national digital-first consumer banking business by adding another consumer deposit franchise and the vertical integration benefits of the debit network,” Richard Fairbank, chairman and CEO of Capital One, told investors in a call on Tuesday.

» MORE: Capital One’s Discover acquisition: 5 things to know

However, the impact on banking customers isn’t clear yet. The banks have similar strengths and features across all three types of deposit accounts: checking and savings accounts and certificates of deposit. The notable differences are that Discover uses its own payments network, compared with Capital One’s participation in the Mastercard debit network, and that Capital One has branches.

Capital One plans to keep Discover’s brand separate.

If you have bank accounts at Capital One or Discover® Bank, here’s what you might expect from this deal.

Capital One debit cards on Discover’s network

“We intend to begin migration of credit and debit spend to the Discover network in the second quarter of 2025,” Andrew Young, chief financial officer at Capital One, told investors on the call Tuesday.

Moving Capital One debit cards from Mastercard onto Discover’s network might mean some limits on global usage, given Discover’s smaller network.

Capital One checking accounts have debit cards on Mastercard, which is one of the two biggest global card payment networks alongside Visa. Discover’s debit card network, on the other hand, has a similar reach in the U.S., but not internationally. Discover debit cards work for international ATM withdrawals and purchases at participating businesses in primarily North American countries: Canada, Mexico and some Caribbean nations.

» MORE: If Capital One buys Discover, here's what cardholders can expect

Video preview image

More ATM access and branches for Discover customers

A big perk for Discover® checking and savings account customers would be access to Capital One’s 259 branches and 55 cafes, largely focused in the biggest U.S. cities. In contrast, Discover has one full-service branch. The new company would remain based in Capital One’s headquarters in McLean, Virginia, while preserving a significant presence around Chicago, where Discover is based.

The deal would also allow customers to use over 80,000 fee-free ATMs nationwide, more than either bank offers now. Capital One’s access is to over 70,000 ATMs and Discover’s is closer to 60,000 ATMs. Capital One and Discover largely overlap due to partnering with third-party ATM networks such as MoneyPass and Allpoint.

Customers would also be able to deposit cash at over 16,000 locations. Capital One and Discover each offer this feature, though in more limited capacities. Cash is accepted at ATMs with Capital One logos, which doesn’t include MoneyPass or Allpoint ATMs. Discover customers can deposit cash at Walmart stores.

Faster rollout of new banking technology

Michael Imerman at the University of California, Irvine, who has studied the digital banking landscape for the past seven years, sees Capital One as one of the most innovative banks. He thinks the acquisition may strengthen the bank’s digital offering.

“This merger would allow the combined institution to continue to roll out more technologically advanced solutions in banking at a faster rate and to a larger customer base. As a result, the combined bank would be in a position to be more competitive against digital banks and fintech competitors that have made significant progress moving upmarket in the consumer banking space in the past few years,” Imerman, assistant professor of teaching in finance and director of the master in finance program at UCI Paul Merage School of Business, said in an email.

SoFi Bank, N.A. logo

Member FDIC

SoFi Checking and Savings

4.60% SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

BMO Alto logo

Deposits are FDIC Insured

BMO Alto Online Savings Account

Wealthfront logo

on Wealthfront's website

Wealthfront Cash Account

Betterment logo

on Betterment's website

Betterment Cash Reserve – Paid non-client promotion

5.50% *Current promotional rate; annual percentage yield (variable) is 4.75% as of 7/31/23, plus a .75% boost available as a special offer with qualifying deposit. Terms apply; if the base APY increases or decreases, you’ll get the .75% boost on the updated rate. Cash Reserve is only available to clients of Betterment LLC, which is not a bank; cash transfers to program banks conducted through clients’ brokerage accounts at Betterment Securities.

Marcus by Goldman Sachs logo

Marcus by Goldman Sachs High-Yield CD

5.25% 5.25% APY (annual percentage yield) as of 02/09/2024. Special offer expires 4/17/2024. APY may change before CD is opened and funded.

Barclays logo

Barclays Online CD

5.15% Annual Percentage Yield (APY) is accurate as of 02/07/2024

Discover® Bank logo

Discover® CD

4.90% Annual Percentage Yield (APY) is accurate as of 02/08/2024

0.50% SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

Capital One logo

Capital One 360 Checking

Discover® Cashback Debit

Chime® logo

Chime Checking Account

UFB Direct logo

UFB Secure Money Market

Discover® Money Market Account

Other features that may be similar

The FDIC-insured bank accounts at Capital One and Discover mostly overlap in costs and features. Their checking and savings accounts have no monthly fees or overdraft fees. Savings accounts and certificates of deposit have competitive rates. They both belong to Zelle’s fast payments network and have direct deposits up to two days early .

Discover lets you earn 1% cash back on up to $3,000 in debit card purchases each month, a rare and generous perk. Capital One offers interest on its checking. If Capital One provides cash back on debit cards on the Discover network, that would be unique for such a banking giant.

Imerman doesn’t foresee major impacts on customers at either bank, given their histories of high customer satisfaction, though there is the possibility of seeing more perks.

The deal will likely result in more streamlined services and more extensive product offerings with more attractive features, including credit card rewards, cash-back bonuses and higher-yielding savings products, Imerman said.

Nothing is set in stone until federal regulators and current shareholders approve the deal, so there’s more to come.

On a similar note...

Find a better savings account

See NerdWallet's picks for the best high-yield online savings accounts.

SoFi Checking and Savings

at SoFi Bank, N.A., Member FDIC

With $0 min. balance for APY

Earn up to $300 with direct deposit. Terms apply.

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